amount subject to call

简明释义

可以随时收回的金额

英英释义

例句

1.The contract specifies an amount subject to call of $100,000 at any time during the year.

合同规定在一年内随时可以要求的金额为100,000美元。

2.Our financial advisor explained the implications of having an amount subject to call in our investment portfolio.

我们的财务顾问解释了在投资组合中拥有可被要求的金额的影响。

3.Before finalizing the loan, make sure you understand the amount subject to call and its terms.

在最终确定贷款之前，请确保您了解可被要求的金额及其条款。

4.Investors should be aware of the amount subject to call when evaluating bond risks.

投资者在评估债券风险时应注意可被要求的金额。

5.The bank informed us that the amount subject to call is $50,000, which we need to prepare for.

银行通知我们，可被要求的金额为50,000美元，我们需要做好准备。

作文

In the world of finance, understanding various terms is crucial for making informed decisions. One such term that often arises in discussions about investments and securities is the phrase amount subject to call. This term refers to a specific portion of a financial instrument, typically a bond or a loan, that can be called back by the issuer before its maturity date. In simpler terms, it indicates how much money an investor could potentially lose if the issuer decides to redeem the bond early. This concept is particularly important for investors who want to assess the risk associated with their investments.

When a company issues bonds, it may include a call provision, which allows it to buy back the bonds at a predetermined price after a certain period. The amount subject to call represents the total value of these bonds that can be redeemed early. For example, if a company issues $1 million in callable bonds, and after five years, it decides to call back $200,000 worth of those bonds, then $200,000 would be the amount subject to call. Understanding this amount can help investors gauge their exposure to interest rate fluctuations. If interest rates drop significantly, companies might choose to call their bonds and reissue new ones at lower rates, which could lead to losses for investors who were expecting to hold the bonds until maturity.

Moreover, the amount subject to call can also affect the pricing of the bonds. Investors generally demand a higher yield on callable bonds compared to non-callable ones because of the added risk of early redemption. This means that when evaluating potential investments, one must consider not just the coupon rate but also the possibility of the amount subject to call affecting overall returns. The dynamics between interest rates and callable bonds create a complex environment where investors must remain vigilant.

Additionally, the amount subject to call may vary depending on market conditions and the issuer's financial health. For instance, if a company is performing well and its stock price is rising, it may be less likely to call its bonds since it can afford to pay the interest. Conversely, if the company is struggling, it might opt to call the bonds to reduce its debt burden, thus affecting the amount subject to call at that time.

In conclusion, the term amount subject to call plays a pivotal role in the investment landscape, particularly for bondholders. It encapsulates the potential risks associated with callable bonds and serves as a reminder for investors to conduct thorough research before committing their funds. By understanding the implications of this term, investors can better navigate the complexities of the financial markets and make more informed decisions regarding their investments. It's essential to stay updated on market trends and to be aware of how the amount subject to call can impact investment strategies and overall portfolio performance.

在金融世界中，理解各种术语对于做出明智的决策至关重要。其中一个经常出现在投资和证券讨论中的术语是“amount subject to call”。这个术语指的是一种金融工具（通常是债券或贷款）中可以在到期日前被发行人赎回的特定部分。简单来说，它表示如果发行人决定提前赎回债券，投资者可能会损失的金额。这个概念对于希望评估其投资风险的投资者尤为重要。

当一家公司发行债券时，可能会包含一个可赎回条款，这允许公司在一定时期后以预定价格回购债券。“amount subject to call”表示这些可以提前赎回的债券的总价值。例如，如果一家公司发行了100万美元的可赎回债券，并且在五年后决定回购20万美元的债券，那么20万美元就是“amount subject to call”。理解这个金额可以帮助投资者评估他们对利率波动的暴露。如果利率大幅下跌，公司可能选择赎回其债券并以更低的利率重新发行，这可能导致那些预计持有债券直到到期的投资者遭受损失。

此外，“amount subject to call”也可能影响债券的定价。由于提前赎回的额外风险，投资者通常会要求可赎回债券的收益率高于不可赎回债券。这意味着在评估潜在投资时，必须考虑的不仅仅是票息率，还包括“amount subject to call”对整体回报的影响。利率与可赎回债券之间的动态关系创造了一个复杂的环境，投资者必须保持警惕。

此外，“amount subject to call”可能会根据市场条件和发行人的财务健康状况而有所不同。例如，如果一家公司表现良好，其股价上涨，它可能不太可能赎回债券，因为它能够支付利息。相反，如果公司面临困境，它可能选择赎回债券以减轻债务负担，从而影响当时的“amount subject to call”。

总之，术语“amount subject to call”在投资领域中扮演着关键角色，特别是对于债券持有者。它概括了与可赎回债券相关的潜在风险，并提醒投资者在投入资金之前进行彻底的研究。通过理解这一术语的含义，投资者可以更好地驾驭金融市场的复杂性，并就其投资做出更明智的决策。保持对市场趋势的关注，并意识到“amount subject to call”如何影响投资策略和整体投资组合表现是至关重要的。