average risk

简明释义

可能的平均损失

英英释义

例句

1.The insurance company categorizes young adults as having average risk 平均风险 for life insurance premiums.

保险公司将年轻成年人归类为人寿保险保费的 平均风险 平均风险。

2.Individuals with a family history of heart disease are often considered to be at average risk 平均风险 for developing similar health issues.

有心脏病家族史的个人通常被认为处于 平均风险 平均风险，可能会发展出类似的健康问题。

3.People who smoke occasionally are considered to be at average risk 平均风险 for lung cancer compared to heavy smokers.

偶尔吸烟的人被认为与重度吸烟者相比，处于 平均风险 平均风险 的肺癌风险中。

4.Doctors advise patients with average risk 平均风险 factors to undergo regular screenings.

医生建议具有 平均风险 平均风险 因素的患者进行定期筛查。

5.In a clinical trial, participants with no significant health issues are classified as average risk 平均风险 for side effects.

在临床试验中，没有重大健康问题的参与者被分类为 平均风险 平均风险，以评估副作用。

作文

Understanding the concept of average risk is essential in various fields, including finance, health, and insurance. In simple terms, average risk refers to the typical level of risk associated with a particular investment or situation, which can help individuals make informed decisions. For instance, when investing in stocks, one may encounter different levels of risk. Stocks that are considered to have an average risk profile tend to offer moderate returns and come with a balanced potential for loss. This means that while there is a chance for profit, there is also a reasonable likelihood of experiencing some losses. Thus, understanding average risk allows investors to gauge their comfort level with potential fluctuations in their investment portfolio.In the realm of health, average risk plays a crucial role in assessing health conditions and medical treatments. For example, when evaluating the risk of developing heart disease, healthcare professionals often categorize patients into different risk groups. Those classified as having average risk typically possess a combination of factors—such as age, family history, and lifestyle choices—that do not significantly elevate their chances of developing the condition compared to the general population. This categorization helps doctors recommend appropriate preventive measures and treatments tailored to individual needs. By understanding what it means to be at average risk, patients can take proactive steps toward maintaining their health and mitigating potential issues.In the insurance industry, the concept of average risk is also pivotal. Insurance companies assess the average risk associated with insuring individuals or properties to set premiums and coverage limits. For example, a young driver may be considered to have a higher-than-average risk due to inexperience, leading to higher insurance rates. Conversely, a seasoned driver with a clean record may fall into the average risk category, resulting in more favorable premiums. This assessment not only influences the cost of insurance but also impacts the availability of coverage for certain individuals or assets.Moreover, understanding average risk can empower individuals to make better financial decisions. By evaluating the risks associated with various investments or health choices, people can align their strategies with their risk tolerance. For instance, someone who is risk-averse may choose to invest in bonds or mutual funds with an average risk profile rather than in volatile stocks. This approach allows them to achieve a balance between growth and security, ultimately leading to more stable financial outcomes.In conclusion, the concept of average risk is a valuable tool across multiple domains, including finance, health, and insurance. By comprehensively understanding what average risk entails, individuals can make informed decisions that align with their personal goals and circumstances. Whether it involves choosing the right investment strategy, managing health risks, or navigating insurance options, recognizing average risk empowers individuals to take control of their financial and health-related futures. As we continue to face uncertainties in various aspects of life, having a clear grasp of average risk will undoubtedly serve us well in making sound decisions.

理解“平均风险”的概念在金融、健康和保险等多个领域中至关重要。简单来说，平均风险是指与特定投资或情况相关的典型风险水平，这可以帮助个人做出明智的决策。例如，在投资股票时，人们可能会遇到不同的风险水平。被认为具有平均风险特征的股票通常提供适度的回报，并伴随合理的亏损潜力。这意味着虽然有盈利的机会，但也有合理的可能性会经历一些损失。因此，理解平均风险使投资者能够评估他们对投资组合潜在波动的舒适程度。在健康领域，平均风险在评估健康状况和医疗治疗方面发挥着至关重要的作用。例如，在评估心脏病的发展风险时，医疗专业人员通常会将患者分类为不同的风险组。那些被归类为具有平均风险的患者通常具备一系列因素——如年龄、家族病史和生活方式选择——这些因素不会显著提高他们发展该疾病的几率，与普通人群相比。这种分类帮助医生推荐适合个体需求的预防措施和治疗方案。通过理解处于平均风险的含义，患者可以采取主动措施来维护他们的健康，降低潜在问题的发生。在保险行业，平均风险的概念同样至关重要。保险公司评估与投保个人或财产相关的平均风险，以设定保费和保障限额。例如，一位年轻司机由于缺乏经验可能被认为具有高于平均风险，因此保险费率较高。相反，一位拥有良好驾驶记录的资深司机可能会被归入平均风险类别，从而获得更优惠的保费。这种评估不仅影响保险的费用，还影响某些个人或资产的保障可用性。此外，理解平均风险可以使个人做出更好的财务决策。通过评估与各种投资或健康选择相关的风险，人们可以将自己的策略与风险承受能力相匹配。例如，一位厌恶风险的人可能会选择投资于具有平均风险特征的债券或共同基金，而不是波动性较大的股票。这种方法使他们能够在增长和安全之间实现平衡，最终导致更稳定的财务结果。总之，平均风险的概念在金融、健康和保险等多个领域中都是一种宝贵的工具。通过全面理解平均风险的含义，个人可以做出符合其个人目标和情况的明智决策。无论是选择正确的投资策略、管理健康风险，还是应对保险选项，认识到平均风险使个人能够掌控自己的财务和健康未来。随着我们在生活的各个方面继续面临不确定性，清楚掌握平均风险无疑会在做出明智决策时对我们大有裨益。