averagable income

简明释义

可计入平均数的收入

英英释义

例句

1.Investors often look at the averagable income of a business to predict its future performance.

投资者通常会查看企业的可平均收入以预测其未来表现。

2.Understanding your averagable income can help you make better financial decisions.

了解你的可平均收入可以帮助你做出更好的财务决策。

3.To qualify for the loan, you must provide proof of your averagable income from the last two years.

为了获得贷款，你必须提供过去两年可平均收入的证明。

4.The financial analyst calculated the averagable income for the past three years to assess the company's growth.

财务分析师计算了过去三年的可平均收入以评估公司的增长。

5.For tax purposes, it's essential to determine your averagable income over the last five years.

为了税务目的，确定你过去五年的可平均收入是至关重要的。

作文

Understanding the concept of averagable income is essential in today's financial landscape. averagable income refers to the portion of an individual's or household's income that can be averaged over a specific period to provide a clearer picture of their financial situation. This concept becomes particularly relevant when assessing eligibility for loans, mortgages, or government assistance programs. By averaging income, financial institutions can better evaluate an applicant's ability to repay debts or meet financial obligations.For instance, consider a person who has a fluctuating income due to seasonal work or freelance opportunities. Their monthly earnings might vary significantly from one month to another. In such cases, lenders often look at the averagable income over the past year to determine a more stable and reliable figure that reflects the individual's true earning potential. This approach helps to mitigate the risks associated with lending, as it provides a more comprehensive view of the borrower's financial health.Moreover, understanding averagable income can also aid individuals in personal financial planning. By calculating their averagable income, they can create more accurate budgets and savings plans. This allows them to set realistic financial goals based on a consistent income level rather than relying on potentially misleading monthly figures. For example, if someone knows their averagable income is $3,000 per month, they can plan their expenses accordingly, ensuring that they live within their means and save for future needs.In the context of taxation, averagable income can also play a significant role. Taxpayers with variable incomes may find it beneficial to calculate their averagable income to determine their tax liabilities more accurately. By averaging their income over several years, they may be able to smooth out the effects of high-earning years and low-earning years, leading to a fairer tax assessment.Additionally, the concept of averagable income extends beyond individual finances. Governments and policymakers often use average income metrics to gauge economic health and make informed decisions about fiscal policies. By analyzing the averagable income of different demographics, they can identify trends, allocate resources effectively, and implement programs aimed at improving the financial well-being of citizens.In conclusion, the concept of averagable income is a vital tool for both individuals and institutions. It provides a more stable and accurate representation of financial health, enabling better decision-making in lending, budgeting, taxation, and policy formulation. As our economy continues to evolve, understanding and utilizing averagable income will remain crucial for achieving financial stability and growth.

理解可平均收入的概念在当今金融环境中至关重要。可平均收入指的是个人或家庭收入中可以在特定时期内进行平均的部分，以提供更清晰的财务状况。这一概念在评估贷款、抵押贷款或政府援助计划的资格时尤为相关。通过平均收入，金融机构能够更好地评估申请人偿还债务或满足财务义务的能力。例如，考虑一个由于季节性工作或自由职业机会而收入波动的人。他们每月的收入可能会因月份而异。在这种情况下，贷方通常会查看过去一年中的可平均收入，以确定一个更稳定和可靠的数字，反映个人的真实收入潜力。这种方法有助于降低与借贷相关的风险，因为它提供了借款人财务健康的更全面的视图。此外，理解可平均收入也可以帮助个人进行个人财务规划。通过计算他们的可平均收入，他们可以制定更准确的预算和储蓄计划。这使他们能够根据一致的收入水平设定现实的财务目标，而不是依赖可能误导的每月数字。例如，如果某人知道他们的可平均收入是每月3000美元，他们可以相应地规划支出，确保他们在经济能力范围内生活并为未来需求储蓄。在税收的背景下，可平均收入也可以发挥重要作用。收入不稳定的纳税人可能会发现计算他们的可平均收入以更准确地确定税务负担是有益的。通过对几年的收入进行平均，他们可能能够平滑高收入年和低收入年的影响，从而导致更公平的税务评估。此外，可平均收入的概念不仅限于个人财务。政府和政策制定者常常使用平均收入指标来衡量经济健康状况，并就财政政策做出明智的决策。通过分析不同人口群体的可平均收入，他们可以识别趋势，有效分配资源，并实施旨在改善公民财务福祉的项目。总之，可平均收入的概念是个人和机构的重要工具。它提供了更稳定和准确的财务健康表现，促进借贷、预算、税收和政策制定中的更好决策。随着我们的经济不断发展，理解和利用可平均收入将继续对实现财务稳定和增长至关重要。