divisible letter of credit

简明释义

可分割信用证

英英释义

例句

1.In international trade, a divisible letter of credit allows for flexibility in payment terms.

在国际贸易中，可分割信用证允许在付款条款上有灵活性。

2.The bank confirmed that the divisible letter of credit could be split into smaller amounts for different suppliers.

银行确认这个可分割信用证可以拆分为不同供应商的小额款项。

3.Using a divisible letter of credit can help importers manage their cash flow more effectively.

使用可分割信用证可以帮助进口商更有效地管理现金流。

4.The exporter preferred a divisible letter of credit to ensure partial payments as shipments were made.

出口商更喜欢使用可分割信用证以确保在发货时进行部分付款。

5.The supplier issued a divisible letter of credit to facilitate multiple shipments over the contract period.

供应商发出了一个可分割信用证以便在合同期内便利多次发货。

作文

In the world of international trade, various financial instruments are utilized to facilitate transactions between buyers and sellers. One such instrument is a letter of credit, which serves as a guarantee from a bank on behalf of a buyer that payment will be made to a seller upon the fulfillment of certain conditions. Among the different types of letters of credit, a divisible letter of credit stands out due to its unique characteristics and advantages. A divisible letter of credit (可分割信用证) allows the beneficiary to draw multiple partial payments rather than requiring a single payment for the entire amount. This feature can be particularly beneficial in large transactions where goods are shipped in phases or when multiple suppliers are involved. For instance, if a company orders a large quantity of machinery, it may not receive all items at once. Instead, the shipment might occur in batches over several months. In such cases, a divisible letter of credit enables the seller to receive payments as each batch is delivered, thus improving cash flow and reducing financial strain. Moreover, this type of letter of credit provides added flexibility for both parties involved. The buyer can manage their cash outflow more effectively by making payments in increments, while the seller benefits from receiving timely payments without having to wait for the entire order to be fulfilled. Additionally, a divisible letter of credit can enhance trust between trading partners. By allowing partial payments, it demonstrates the buyer's commitment to fulfilling their obligations, which can foster a stronger business relationship. However, it is essential to understand the terms and conditions associated with a divisible letter of credit. Both parties must agree on the payment schedule, the amounts to be drawn at each stage, and the documentation required for each partial payment. Clear communication and mutual understanding are crucial to avoid disputes and ensure a smooth transaction process. In conclusion, a divisible letter of credit (可分割信用证) serves as a vital tool in international trade, offering flexibility and security to both buyers and sellers. Its ability to facilitate partial payments makes it an attractive option for businesses engaged in large-scale transactions. As global trade continues to evolve, understanding the various financial instruments available, including the divisible letter of credit, will be essential for companies looking to navigate the complexities of international commerce successfully.

在国际贸易的世界中，各种金融工具被用来促进买卖双方之间的交易。其中一种工具是信用证，它作为银行代表买方的担保，确保在满足某些条件后，卖方将获得付款。在不同类型的信用证中，可分割信用证因其独特的特性和优势而脱颖而出。可分割信用证允许受益人提取多次部分付款，而不是要求一次性支付全部金额。这一特性在大宗交易中尤其有利，因为货物可能会分批运输，或者涉及多个供应商。例如，如果一家公司订购大量机械设备，可能不会一次性收到所有物品。相反，发货可能会在几个月内分批进行。在这种情况下，可分割信用证使卖方能够在每批货物交付时收到付款，从而改善现金流并减少财务压力。此外，这种类型的信用证为双方提供了额外的灵活性。买方可以通过分期付款更有效地管理现金流出，而卖方则受益于及时收到付款，而不必等待整个订单的完成。此外，可分割信用证可以增强交易伙伴之间的信任。通过允许部分付款，它展示了买方履行义务的承诺，这可以促进更强的商业关系。然而，了解与可分割信用证相关的条款和条件至关重要。双方必须就付款时间表、每个阶段提取的金额以及每次部分付款所需的文件达成一致。明确的沟通和相互理解对于避免争议、确保交易过程顺利至关重要。总之，可分割信用证（可分割信用证）作为国际贸易中的重要工具，为买卖双方提供了灵活性和安全性。它促进部分付款的能力使其成为参与大规模交易的企业的一个有吸引力的选择。随着全球贸易的不断发展，了解包括可分割信用证在内的各种金融工具将对希望成功应对国际商业复杂性的公司至关重要。