revocable trust

简明释义

可撤销信托

英英释义

例句

1.Many individuals choose to create a revocable trust 可撤销信托 to manage their assets during their lifetime.

许多人选择创建一个revocable trust 可撤销信托 来管理他们的资产。

2.Setting up a revocable trust 可撤销信托 can help avoid probate after your death.

设立一个revocable trust 可撤销信托 可以帮助避免你去世后的遗产认证。

3.One of the advantages of a revocable trust 可撤销信托 is that it provides flexibility in estate planning.

一个revocable trust 可撤销信托 的优点之一是它在遗产规划中提供了灵活性。

4.A revocable trust 可撤销信托 allows you to change the terms or dissolve the trust at any time.

一个revocable trust 可撤销信托 允许你随时更改条款或解散信托。

5.You can appoint a successor trustee in your revocable trust 可撤销信托 to manage your assets if you become incapacitated.

你可以在你的revocable trust 可撤销信托 中指定一位继任受托人来管理你的资产，如果你失去能力的话。

作文

A revocable trust is a legal entity that allows an individual, known as the grantor, to place their assets into a trust during their lifetime. This type of trust can be altered or terminated by the grantor at any time, which is one of its most appealing features. The flexibility of a revocable trust makes it an attractive option for many individuals looking to manage their estate and plan for the future. Unlike irrevocable trusts, which cannot be changed once established, revocable trusts provide the grantor with control over their assets throughout their life. The primary purpose of a revocable trust is to avoid probate, the legal process through which a deceased person's assets are distributed. When a person passes away, their estate typically goes through probate, which can be a lengthy and costly process. By placing assets in a revocable trust, the grantor ensures that these assets can be transferred directly to beneficiaries without going through probate. This not only saves time but also helps maintain privacy, as probate proceedings are public records.In addition to avoiding probate, a revocable trust offers several other benefits. It allows for the management of assets in the event that the grantor becomes incapacitated. If the grantor is unable to manage their affairs due to illness or injury, the successor trustee named in the trust can step in and manage the assets on behalf of the grantor. This can provide peace of mind for both the grantor and their loved ones, knowing that there is a plan in place should something happen.Moreover, a revocable trust can help streamline the distribution of assets after the grantor's death. Since the assets are already held in the trust, the successor trustee can distribute them according to the grantor's wishes without the need for court intervention. This can lead to a smoother transition for beneficiaries, who may otherwise face delays and complications if the assets were subject to probate.However, it is important to note that a revocable trust does not provide protection from creditors. Since the grantor retains control over the assets, they are still considered part of the grantor's estate for creditor claims. If protecting assets from creditors is a concern, individuals may want to consider other estate planning tools, such as an irrevocable trust.In conclusion, a revocable trust is a versatile estate planning tool that offers numerous benefits, including avoiding probate, managing assets during incapacity, and facilitating a smooth transfer of wealth to beneficiaries. While it may not provide asset protection from creditors, its flexibility and ease of use make it a popular choice among those looking to take control of their estate planning. As with any legal matter, it is advisable to consult with an estate planning attorney to determine the best approach for individual circumstances. By understanding the features and advantages of a revocable trust, individuals can make informed decisions about their estate planning needs.

可撤销信托是一种法律实体，允许个人（称为设立人）在其生前将资产置入信托中。这种类型的信托可以由设立人在任何时候进行更改或终止，这是它最吸引人的特点之一。可撤销信托的灵活性使其成为许多希望管理其遗产和规划未来的个人的理想选择。与不可撤销信托不同，不可撤销信托一旦建立就无法更改，可撤销信托使设立人在其生存期间对资产保持控制。可撤销信托的主要目的是避免遗产认证，遗产认证是指去世者的资产分配过程。当一个人去世时，他们的遗产通常会经历遗产认证，这可能是一个漫长而昂贵的过程。通过将资产放入可撤销信托中，设立人确保这些资产可以直接转移给受益人，而无需经过遗产认证。这不仅节省了时间，还帮助保持隐私，因为遗产认证程序是公共记录。除了避免遗产认证外，可撤销信托还提供其他几个好处。如果设立人因疾病或伤害而无法管理自己的事务，信托中指定的继任受托人可以介入并代表设立人管理资产。这可以为设立人及其亲人提供安心，知道如果发生某些事情，就有计划在身。此外，可撤销信托还可以帮助简化设立人去世后的资产分配。由于资产已经在信托中，继任受托人可以根据设立人的意愿进行分配，而无需法院干预。这可以为受益人带来更顺利的过渡，否则如果资产受到遗产认证的限制，受益人可能会面临延误和复杂情况。然而，需要注意的是，可撤销信托并不提供债权人保护。由于设立人保留对资产的控制，因此这些资产仍被视为设立人遗产的一部分，可能会受到债权人的索赔。如果保护资产免受债权人影响是一个问题，个人可能需要考虑其他遗产规划工具，例如不可撤销信托。总之，可撤销信托是一种多功能的遗产规划工具，提供许多好处，包括避免遗产认证、在丧失能力期间管理资产以及促进财富向受益人的顺利转移。虽然它可能不提供债权人保护，但其灵活性和易用性使其成为希望掌控遗产规划的个人的热门选择。与任何法律事务一样，建议咨询遗产规划律师，以确定最适合个人情况的方法。通过了解可撤销信托的特征和优势，个人可以对其遗产规划需求做出明智的决策。