revocable unconfirmed banker's credit

简明释义

可撤销无保兑银行信用证，可撤销银行未确定信用证

英英释义

例句

1.Before accepting the revocable unconfirmed banker's credit, the seller should assess the buyer's reliability.

在接受可撤销的未确认银行信用证之前，卖方应评估买方的可靠性。

2.The bank issued a revocable unconfirmed banker's credit to facilitate the initial transaction between the two parties.

银行为促进双方之间的初始交易而签发了一份可撤销的未确认银行信用证。

3.In cases of disputes, the revocable unconfirmed banker's credit can be revoked by the issuing bank without prior notice.

在争议情况下，可撤销的未确认银行信用证可以由发行银行在没有提前通知的情况下撤销。

4.Using a revocable unconfirmed banker's credit may pose risks for sellers, as it offers less security compared to confirmed credits.

使用可撤销的未确认银行信用证可能会给卖方带来风险，因为与确认信用证相比，它提供的安全性较低。

5.The exporter received a revocable unconfirmed banker's credit, which means the payment can be canceled at any time before shipment.

出口商收到了一份可撤销的未确认银行信用证，这意味着在发货之前，付款可以随时被取消。

作文

In the world of international trade and finance, various instruments are used to facilitate transactions between buyers and sellers across borders. One such instrument is a banker's credit, which serves as a guarantee for payment. However, not all banker's credits are created equal. Among them, the term revocable unconfirmed banker's credit stands out for its unique characteristics and implications. Understanding this financial instrument is essential for businesses engaged in global commerce.A revocable unconfirmed banker's credit is a type of credit that can be modified or canceled by the issuing bank at any time before the payment is made. This means that the seller (beneficiary) does not have an absolute assurance that they will receive the funds once the credit is issued. In contrast, a confirmed credit provides additional security because a second bank guarantees the payment. The lack of confirmation in a revocable unconfirmed banker's credit means that the risk is higher for the seller, who must trust that the buyer will fulfill their payment obligations.The revocability feature adds another layer of complexity. Since the issuing bank can revoke the credit at any point, the seller must remain vigilant and maintain open communication with the buyer. This characteristic makes the revocable unconfirmed banker's credit less favorable for sellers who seek certainty in their transactions. Instead, it is often used in situations where the buyer's creditworthiness is well-established, and the seller is willing to take on some risk.One common scenario where a revocable unconfirmed banker's credit might be utilized is in ongoing business relationships. For example, if a supplier has a long-standing relationship with a buyer and trusts their ability to pay, they may agree to accept this type of credit. The supplier understands that while the credit can be revoked, the likelihood of it happening is low due to their established rapport with the buyer. In this case, the revocable unconfirmed banker's credit serves as a flexible tool that allows for adjustments based on changing circumstances.However, there are risks involved. If the buyer's financial situation deteriorates suddenly, the issuing bank might choose to revoke the credit, leaving the seller without a payment guarantee. This uncertainty could lead to significant financial strain for the seller, particularly if they have already shipped goods or provided services based on the expectation of receiving payment through the credit.In conclusion, the revocable unconfirmed banker's credit is a financial instrument that offers flexibility but comes with inherent risks. Businesses engaged in international trade must carefully assess their relationships and the associated risks before agreeing to such terms. While it can be beneficial in certain contexts, understanding the implications of this type of credit is crucial for ensuring that both parties are protected in their transactions. Ultimately, the choice of using a revocable unconfirmed banker's credit should align with the overall risk management strategy of the business, taking into account the trust level between the buyer and seller, as well as the broader market conditions.

在国际贸易和金融的世界中，各种工具被用来促进跨境买卖之间的交易。其中一种工具就是银行信用，它作为支付的担保。然而，并不是所有的银行信用都是相同的。在这些信用中，可撤销未确认银行信用因其独特的特征和含义而脱颖而出。理解这一金融工具对于参与全球商业的企业至关重要。可撤销未确认银行信用是一种可以在支付完成之前随时被发行银行修改或取消的信用。这意味着卖方（受益人）并没有绝对的保证，一旦信用被发出，他们就能收到款项。相比之下，确认信用提供了额外的安全保障，因为第二家银行担保支付。在可撤销未确认银行信用中缺乏确认意味着卖方面临更高的风险，他们必须信任买方会履行其支付义务。可撤销的特性增加了复杂性。由于发行银行可以在任何时候撤销信用，卖方必须保持警惕，并与买方保持开放的沟通。这一特性使得可撤销未确认银行信用对寻求交易确定性的卖方来说不太有利。相反，它通常用于买方信用良好的情况下，卖方愿意承担一定的风险。在某些常见场景中，可撤销未确认银行信用可能会被使用，例如在持续的商业关系中。例如，如果供应商与买方有着长期的合作关系并信任其支付能力，他们可能会同意接受这种类型的信用。供应商明白，虽然信用可以被撤销，但由于与买方的既定关系，这种情况发生的可能性较低。在这种情况下，可撤销未确认银行信用作为一种灵活的工具，允许根据变化的情况进行调整。然而，这也存在风险。如果买方的财务状况突然恶化，发行银行可能会选择撤销信用，导致卖方失去支付担保。这种不确定性可能会给卖方带来重大财务压力，特别是如果他们已经根据获得信用的预期发货或提供服务。总之，可撤销未确认银行信用是一种提供灵活性但伴随内在风险的金融工具。参与国际贸易的企业必须在同意此类条款之前仔细评估其关系及相关风险。虽然在某些情况下它可能是有利的，但理解这种类型信用的含义对于确保双方在交易中的保护至关重要。最终，选择使用可撤销未确认银行信用应与企业的整体风险管理策略相一致，考虑到买卖双方之间的信任程度以及更广泛的市场条件。