revocable guarantee

简明释义

可撤销的担保

英英释义

A revocable guarantee is a type of financial assurance that can be withdrawn or canceled by the guarantor at any time before it is called upon.

可撤销担保是一种财务保障,担保人可以在被要求之前随时撤回或取消该担保。

例句

1.The revocable guarantee was issued for a limited time, ensuring the client could back out if needed.

可撤销担保是在有限时间内发出的,确保客户在需要时可以退出。

2.Investors often prefer a revocable guarantee because it allows them to reassess their position without severe penalties.

投资者通常更喜欢可撤销担保,因为它允许他们在没有严重处罚的情况下重新评估自己的立场。

3.A revocable guarantee can be beneficial for businesses that want to maintain flexibility in their financial commitments.

对于希望在财务承诺上保持灵活性的企业来说,可撤销担保是有利的。

4.The bank provided a revocable guarantee to the contractor, allowing them to withdraw support if the project was not progressing as planned.

银行向承包商提供了一个可撤销担保,允许他们在项目未按计划推进时撤回支持。

5.The company secured a revocable guarantee from its supplier, which could be withdrawn if the terms were not met.

该公司从其供应商那里获得了一个可撤销担保,如果未满足条款,可以撤回。

作文

In the world of finance and contracts, the term revocable guarantee refers to a type of assurance provided by one party to another, which can be withdrawn or canceled under certain conditions. This concept plays a significant role in various transactions, particularly in lending and credit agreements. Understanding the implications of a revocable guarantee is crucial for both lenders and borrowers, as it outlines the responsibilities and risks involved in financial dealings.A revocable guarantee typically involves a third party that agrees to back a borrower’s obligations. For instance, if a small business seeks a loan but lacks sufficient credit history, a parent company or an individual may step in to offer a revocable guarantee. This means that if the borrower defaults on the loan, the lender can seek repayment from the guarantor. However, since this guarantee is revocable, the guarantor has the right to withdraw their support at any time, provided they give adequate notice to the lender.The flexibility of a revocable guarantee can benefit all parties involved. For the borrower, it offers a pathway to secure financing without needing to provide collateral. For the lender, it provides a layer of security against potential default. However, it is essential to note that the revocability aspect introduces an element of risk. If the guarantor decides to withdraw their guarantee, the lender may find themselves exposed, especially if the borrower is unable to meet their obligations.One of the critical factors to consider with a revocable guarantee is the terms and conditions surrounding its withdrawal. Typically, these terms are outlined in the initial agreement between the parties. It is advisable for both the borrower and the lender to understand these terms thoroughly to avoid any surprises in the future. For example, a lender might require a specific notice period before the guarantee can be revoked, ensuring that they have time to reassess the risk associated with the loan.Additionally, the relationship between the parties involved can significantly influence the dynamics of a revocable guarantee. Trust and communication are vital components in ensuring that all parties feel secure in their roles. If a guarantor feels pressured or uncertain about their commitment, they may choose to revoke their guarantee sooner than expected, which can lead to complications for the borrower.In conclusion, the concept of a revocable guarantee serves as a valuable tool in the financial landscape, providing flexibility and security in various transactions. However, it is essential for all parties involved to fully understand the implications of such guarantees, including the potential risks associated with revocation. By maintaining clear communication and a solid understanding of the terms, lenders, borrowers, and guarantors can navigate the complexities of financial agreements more effectively. Ultimately, a well-considered revocable guarantee can foster trust and facilitate successful financial relationships, benefiting everyone involved.

在金融和合同的世界中,术语可撤销担保指的是一方提供给另一方的一种保证,这种保证可以在某些条件下被撤回或取消。这个概念在各种交易中扮演着重要角色,特别是在借贷和信贷协议中。理解可撤销担保的含义对于借款人和贷款人来说至关重要,因为它概述了金融交易中涉及的责任和风险。可撤销担保通常涉及一个第三方同意支持借款人的义务。例如,如果一家小企业寻求贷款但缺乏足够的信用历史,母公司或个人可能会介入,提供可撤销担保。这意味着如果借款人违约,贷款人可以向担保人追索还款。然而,由于这种担保是可撤销的,担保人有权在任何时候撤回他们的支持,只要他们提前通知贷款人。可撤销担保的灵活性可以使所有参与方受益。对于借款人来说,它提供了一条获得融资的途径,而无需提供抵押品。对于贷款人来说,它为潜在违约提供了一层安全保障。然而,值得注意的是,撤销的特性引入了一定的风险。如果担保人决定撤回他们的担保,贷款人可能会发现自己暴露在风险之中,尤其是当借款人无法履行他们的义务时。考虑可撤销担保时,一个关键因素是其撤回的条款和条件。通常,这些条款在双方的初步协议中进行了说明。建议借款人和贷款人充分理解这些条款,以避免未来的任何意外。例如,贷款人可能要求在担保可以被撤销之前,必须提前通知一定的时间,从而确保他们有时间重新评估与贷款相关的风险。此外,参与方之间的关系可以显著影响可撤销担保的动态。信任和沟通是确保所有各方在各自角色中感到安全的重要组成部分。如果担保人感到受到压力或对他们的承诺不确定,他们可能会选择比预期更早地撤回担保,这可能会导致借款人遇到复杂的情况。总之,可撤销担保的概念在金融领域中作为一种有价值的工具,提供了灵活性和安全性,适用于各种交易。然而,所有参与方都必须充分理解此类担保的含义,包括与撤销相关的潜在风险。通过保持清晰的沟通和对条款的深入理解,贷款人、借款人和担保人可以更有效地应对金融协议的复杂性。最终,经过深思熟虑的可撤销担保可以促进信任,促进成功的金融关系,使所有参与者受益。

相关单词

revocable

revocable详解:怎么读、什么意思、用法