absolute total loss; actual total loss

简明释义

绝对全部损失

英英释义

例句

1.The car accident resulted in an actual total loss 实际全损 of the vehicle, leaving the owner with no option but to buy a new one.

这起车祸导致车辆实际全损 actual total loss，车主别无选择，只能购买一辆新车。

2.After the hurricane, the insurance company declared the house an absolute total loss 绝对全损 due to the extensive damage.

飓风过后，保险公司宣布这所房子为绝对全损 absolute total loss，因为损坏严重。

3.When the ship sank, the cargo was considered an absolute total loss 绝对全损, and the owners filed for compensation.

当船沉没时，货物被视为绝对全损 absolute total loss，所有者申请赔偿。

4.Following the flood, many families experienced an absolute total loss 绝对全损 of their possessions.

在洪水之后，许多家庭经历了财物的绝对全损 absolute total loss。

5.The fire left the warehouse in such a state that it was classified as an actual total loss 实际全损 by the assessors.

火灾使仓库的状态如此糟糕，以至于评估师将其归类为实际全损 actual total loss。

作文

In the realm of insurance and risk management, the terms absolute total loss; actual total loss hold significant importance. Understanding these concepts is crucial for both insurers and policyholders, as they determine the extent of coverage and the implications of a loss event. An absolute total loss; actual total loss occurs when an insured item is completely destroyed or rendered useless, leaving no possibility for repair or recovery. This situation can arise from various unfortunate events such as natural disasters, accidents, or theft.When a property is deemed to have suffered an absolute total loss; actual total loss, it means that the asset has lost all its value and cannot be salvaged. For instance, consider a ship that sinks in a storm. If the vessel is irretrievable and all cargo is lost, the owner would file a claim with their insurance company for an absolute total loss; actual total loss. The insurer would then assess the situation and confirm that the loss qualifies under this definition, allowing the policyholder to receive a payout equivalent to the insured value of the ship.The implications of declaring an absolute total loss; actual total loss are far-reaching. For the policyholder, it signifies the end of ownership of the asset and the transition into a phase where they must seek compensation to recover financially from the loss. On the other hand, insurers must carefully evaluate claims to ensure that the criteria for absolute total loss; actual total loss are met before disbursing funds. This evaluation process often involves thorough investigations and assessments by experts in the field.Moreover, the concept of absolute total loss; actual total loss also extends to other areas, such as business interruptions. For businesses that rely heavily on equipment or inventory, an absolute total loss; actual total loss can lead to severe financial repercussions. For example, if a manufacturing plant suffers a catastrophic fire that destroys all machinery and inventory, the business could face an absolute total loss; actual total loss, leading to substantial operational challenges and potential bankruptcy.In summary, the terms absolute total loss; actual total loss are pivotal in understanding the insurance landscape. They define a scenario where an asset is completely lost and cannot be recovered, impacting both the policyholder and the insurer. Grasping the nuances of these terms not only aids in navigating insurance claims but also helps individuals and businesses prepare for unforeseen circumstances. By recognizing the potential for absolute total loss; actual total loss, stakeholders can make informed decisions about risk management and insurance coverage, ultimately safeguarding their financial interests against devastating losses.

在保险和风险管理领域，术语绝对全损；实际全损具有重要意义。理解这些概念对保险公司和投保人至关重要，因为它们决定了保障的范围以及损失事件的影响。绝对全损；实际全损发生在被保险物品完全被毁坏或变得无用，无法修复或恢复的情况下。这种情况可能由于自然灾害、事故或盗窃等各种不幸事件而出现。当一项财产被认定为遭受绝对全损；实际全损时，这意味着该资产失去了所有价值，无法挽救。例如，考虑一艘在风暴中沉没的船只。如果该船无法找回且所有货物都丢失，船主将向其保险公司提交索赔，要求赔偿绝对全损；实际全损。保险公司随后将评估情况，并确认该损失符合这一定义，从而使投保人能够获得相当于船只保险价值的赔偿金。宣布绝对全损；实际全损的影响是深远的。对于投保人来说，这标志着资产所有权的结束，以及必须寻求赔偿以在经济上从损失中恢复的阶段。另一方面，保险公司必须仔细评估索赔，以确保满足绝对全损；实际全损的标准，然后再支付资金。这个评估过程通常涉及专家的全面调查和评估。此外，绝对全损；实际全损的概念还延伸到其他领域，例如商业中断。对于依赖设备或库存的企业而言，绝对全损；实际全损可能导致严重的财务后果。例如，如果一家制造工厂遭遇了一场毁灭性的火灾，摧毁了所有机械设备和库存，该企业可能面临绝对全损；实际全损，导致重大的运营挑战和潜在破产。总之，术语绝对全损；实际全损在理解保险领域中至关重要。它们定义了一个资产完全丧失且无法恢复的情境，影响着投保人和保险公司。掌握这些术语的细微差别不仅有助于处理保险索赔，还帮助个人和企业为不可预见的情况做准备。通过认识到绝对全损；实际全损的潜力，各方可以做出明智的风险管理和保险覆盖决策，最终保护他们的财务利益免受毁灭性损失的影响。