dishonored account

简明释义

拒绝往来户

英英释义

例句

1.The bank flagged my account as a dishonored account due to multiple bounced checks.

由于多次支票退票，银行将我的账户标记为不良账户。

2.To avoid having a dishonored account, always ensure there are sufficient funds.

为了避免出现不良账户，请确保始终有足够的资金。

3.A dishonored account can lead to serious consequences, including legal action.

不良账户可能导致严重后果，包括法律诉讼。

4.After failing to pay the credit card bill, my account was classified as a dishonored account.

在未能支付信用卡账单后，我的账户被归类为不良账户。

5.The company had to write off several debts due to clients having dishonored accounts.

由于客户有不良账户，公司不得不注销几笔债务。

作文

In the world of finance and banking, the term dishonored account refers to an account that has failed to meet certain obligations, typically related to payments or transactions. When a bank or financial institution considers an account as dishonored account, it usually means that there has been a breach of contract, such as insufficient funds to cover a check or a failure to repay a loan on time. Understanding this concept is crucial for anyone involved in managing finances, whether personally or in a business context.A dishonored account can arise from various situations. For instance, when a person writes a check without sufficient funds in their bank account, the check may bounce, leading to the account being labeled as dishonored account. This not only affects the individual’s credit score but can also result in fees and penalties from the bank. Moreover, repeated instances of dishonor can lead to more severe consequences, such as the closure of the account by the financial institution.In a business setting, a dishonored account can have even more significant implications. Companies rely on maintaining healthy cash flow and timely payments from clients. If a client consistently fails to pay their invoices, their account may be classified as dishonored account. This designation can lead to strained relationships between businesses and their customers, potentially resulting in loss of revenue and legal disputes.To avoid the pitfalls associated with a dishonored account, individuals and businesses must adopt proactive financial management strategies. For personal finances, this might include keeping a close eye on bank balances, budgeting effectively, and ensuring that there are always sufficient funds available before writing checks or making automatic payments. For businesses, implementing strict credit policies, conducting regular account reviews, and having clear communication with clients regarding payment terms can help mitigate the risk of accounts being dishonored.Furthermore, understanding the repercussions of a dishonored account is essential. It can lead to increased interest rates on loans, difficulty in obtaining credit in the future, and a tarnished reputation in both personal and professional spheres. Therefore, addressing issues promptly and seeking financial advice when needed can prevent a situation from escalating into a dishonored account.In conclusion, the term dishonored account serves as a critical reminder of the importance of financial responsibility. Whether one is managing personal finances or running a business, being aware of the factors that can lead to an account being dishonored is vital. By implementing sound financial practices and maintaining open lines of communication with banks and clients, individuals and businesses can safeguard against the negative consequences associated with dishonored accounts. Ultimately, financial literacy and proactive management are key to ensuring that accounts remain in good standing, fostering trust and stability in financial relationships.

在金融和银行的世界中，术语dishonored account指的是未能满足某些义务的账户，通常与付款或交易有关。当银行或金融机构将一个账户视为dishonored account时，通常意味着发生了合同违约，例如支票余额不足以支付，或未能按时偿还贷款。理解这个概念对于任何参与财务管理的人来说都是至关重要的，无论是个人还是商业环境。dishonored account可能由多种情况引起。例如，当一个人开出支票而其银行账户没有足够的资金时，支票可能会被拒付，从而导致该账户被标记为dishonored account。这不仅会影响个人的信用评分，还可能导致银行收取费用和罚款。此外，重复的违约情况可能导致更严重的后果，例如金融机构关闭该账户。在商业环境中，dishonored account可能会产生更重大的影响。公司依赖于保持健康的现金流和客户的及时付款。如果客户持续未能支付发票，他们的账户可能会被归类为dishonored account。这一称号可能导致企业与客户之间的关系紧张，可能导致收入损失和法律纠纷。为了避免与dishonored account相关的陷阱，个人和企业必须采取积极的财务管理策略。对于个人财务，这可能包括密切关注银行余额、有效预算，并确保在开支票或进行自动付款之前始终有足够的资金。对于企业而言，实施严格的信用政策、定期审查账户以及与客户清晰沟通付款条款可以帮助降低账户被拒付的风险。此外，了解dishonored account的后果也是至关重要的。它可能导致贷款利率上升、未来获得信贷的困难，以及在个人和专业领域声誉受损。因此，及时解决问题并在需要时寻求财务建议可以防止情况升级为违约账户。总之，术语dishonored account提醒我们财务责任的重要性。无论是管理个人财务还是经营企业，了解可能导致账户被拒付的因素至关重要。通过实施良好的财务实践并与银行和客户保持开放的沟通，个人和企业可以保护自己免受与dishonored accounts相关的负面后果。最终，财务知识和主动管理是确保账户保持良好状态的关键，有助于在财务关系中建立信任和稳定。