notes receivable dishonored

简明释义

拒付应收票据

英英释义

例句

1.The bank refused to process the transaction because of the notes receivable dishonored status on the account.

由于账户上的票据应收款违约状态，银行拒绝处理该交易。

2.After the audit, we found that the notes receivable dishonored significantly impacted our financial statements.

审计后，我们发现票据应收款违约对我们的财务报表产生了重大影响。

3.In our last meeting, we discussed strategies to minimize notes receivable dishonored in the upcoming quarter.

在上次会议中，我们讨论了在下个季度减少票据应收款违约的策略。

4.The company reported a loss due to several notes receivable dishonored from clients who failed to make payments.

由于客户未能付款，公司报告了多笔票据应收款违约造成的损失。

5.Our accountant advised us to closely monitor any notes receivable dishonored to manage cash flow effectively.

我们的会计建议我们密切关注任何票据应收款违约以有效管理现金流。

作文

In the world of finance and accounting, understanding various terms is crucial for effective management and decision-making. One such term that often raises questions is notes receivable dishonored. This term refers to a situation where a promissory note, which is a written promise to pay a specific amount of money on a certain date, is not honored by the borrower when it comes due. In simpler terms, it means that the borrower has failed to make the payment as agreed upon in the note. This can occur for several reasons, including financial difficulties faced by the borrower or disputes regarding the terms of the agreement.When a business holds a notes receivable dishonored, it can have significant implications for its financial health. First and foremost, it affects cash flow. Businesses rely on timely payments from their customers to maintain operations, pay employees, and cover other expenses. When a note is dishonored, it creates uncertainty in cash flow, which can lead to difficulties in meeting financial obligations.Moreover, the dishonoring of notes receivable can also impact a company's balance sheet. When a note is not honored, the amount that was expected to be received is no longer an asset on the balance sheet. Instead, it may need to be written off as a loss or reclassified, which can negatively impact the company’s financial ratios and overall financial position. Investors and creditors closely monitor these ratios, and any deterioration can affect a company’s ability to secure financing or attract investment.To manage the risk associated with notes receivable dishonored, businesses often implement credit policies and conduct thorough credit checks before extending credit to customers. This proactive approach helps in assessing the creditworthiness of potential borrowers and mitigating the chances of dishonored notes. Additionally, companies may also establish strict collection procedures to follow up on overdue payments. This can include sending reminders, negotiating payment plans, or even pursuing legal action if necessary.Furthermore, it is essential for businesses to maintain accurate records of all notes receivable, including those that have been dishonored. Proper documentation can provide valuable insights into customer behavior and payment patterns, helping businesses refine their credit policies and improve cash flow management. By analyzing past experiences with notes receivable dishonored, companies can develop strategies to reduce the likelihood of future occurrences.In conclusion, the term notes receivable dishonored represents a critical aspect of financial management that businesses must understand and address. The failure to honor promissory notes can have far-reaching consequences for cash flow, financial reporting, and overall business operations. By implementing sound credit policies, maintaining accurate records, and actively managing collections, businesses can navigate the challenges posed by dishonored notes and work towards ensuring their financial stability and success. Understanding this term is not just about knowing its definition; it is about recognizing the broader implications it has on a business’s financial landscape and taking proactive measures to mitigate risks associated with it.

在金融和会计的世界中，理解各种术语对于有效管理和决策至关重要。其中一个经常引起疑问的术语是应收票据违约。这个术语指的是一种情况，即借款人未能按约定的日期支付特定金额的本票，这是一种书面承诺。简单来说，这意味着借款人未能按照票据中的约定进行付款。这可能由于多种原因发生，包括借款人面临的财务困难或对协议条款的争议。当一家公司持有应收票据违约时，这可能对其财务健康产生重大影响。首先，它会影响现金流。企业依赖于客户的及时付款来维持运营、支付员工和覆盖其他费用。当票据违约时，现金流的不确定性可能导致满足财务义务的困难。此外，违约的应收票据还会影响公司的资产负债表。当票据未被兑现时，原本预期收到的金额不再是资产。相反，这笔款项可能需要作为损失注销或重新分类，这可能会对公司的财务比率和整体财务状况产生负面影响。投资者和债权人密切关注这些比率，任何恶化都可能影响公司的融资能力或吸引投资的能力。为了管理与应收票据违约相关的风险，企业通常会实施信用政策，并在向客户提供信贷之前进行彻底的信用检查。这种主动的方法有助于评估潜在借款人的信用worthiness，降低违约票据的可能性。此外，公司还可能建立严格的催收程序，以跟进逾期付款。这可能包括发送提醒、协商付款计划，甚至在必要时采取法律行动。此外，企业必须保持所有应收票据的准确记录，包括那些已被违约的票据。适当的文档可以提供有关客户行为和付款模式的宝贵见解，帮助企业完善其信用政策并改善现金流管理。通过分析过去与应收票据违约的经验，公司可以制定减少未来发生此类情况的策略。总之，术语应收票据违约代表了企业必须理解和解决的财务管理的重要方面。未能兑现本票可能对现金流、财务报告和整体业务运营产生深远的影响。通过实施健全的信用政策、保持准确的记录和积极管理催收，企业可以应对违约票据带来的挑战，并努力确保其财务稳定和成功。理解这个术语不仅仅是知道它的定义；而是认识到它对企业财务状况的更广泛影响，并采取积极措施来减轻与之相关的风险。