debt financing; debt finance

简明释义

举债筹资

英英释义

例句

1.Investors are often wary of companies that rely heavily on debt financing 债务融资 due to the associated risks.

投资者通常对那些严重依赖债务融资 debt financing 的公司持谨慎态度，因为相关风险较高。

2.Many startups rely on debt financing 债务融资 to fund their initial operations.

许多初创企业依靠债务融资 debt financing 来资助其初始运营。

3.A firm can improve its cash flow by utilizing debt finance 债务融资 for expansion projects.

公司可以通过利用债务融资 debt finance 来改善其现金流以进行扩展项目。

4.The interest rates on debt financing 债务融资 can significantly impact a company's profitability.

在债务融资 debt financing 中的利率可以显著影响公司的盈利能力。

5.The company decided to pursue debt finance 债务融资 instead of equity to avoid diluting ownership.

公司决定追求债务融资 debt finance，而不是股权融资，以避免稀释所有权。

作文

In today’s rapidly evolving business landscape, companies often face the challenge of securing adequate funding to fuel their growth and expansion. One prevalent method for obtaining these funds is through debt financing, which refers to the process of raising capital by borrowing money that must be repaid over time, usually with interest. This approach has gained popularity among businesses of all sizes, as it allows them to access the necessary resources without diluting ownership through equity financing. Debt finance, or the use of borrowed funds, can take various forms, including loans, bonds, or credit lines, each with its own set of advantages and disadvantages.The primary appeal of debt financing lies in its ability to provide immediate capital while maintaining control over the company. For instance, when a business opts for debt finance, it does not need to give up any ownership stakes to investors. This is particularly advantageous for entrepreneurs who wish to retain decision-making power and influence over their ventures. Furthermore, the interest payments made on debt financing can often be deducted from taxable income, making it a potentially tax-efficient option for many businesses.However, while debt financing offers numerous benefits, it is essential for companies to carefully consider the implications of taking on debt. One significant risk associated with debt finance is the obligation to repay the borrowed amount, which can create financial strain, especially during economic downturns or periods of low revenue. If a company is unable to meet its debt obligations, it may face severe consequences, including bankruptcy or loss of assets. Therefore, businesses must conduct thorough financial analyses and projections to ensure that they can manage their debt responsibly.Moreover, the cost of debt financing can vary significantly based on factors such as interest rates, the company’s creditworthiness, and the overall economic environment. Companies with strong credit ratings may secure loans at lower interest rates, while those with poor credit histories may face higher costs of borrowing. As such, organizations must maintain good financial health and credit ratings to take advantage of favorable debt finance opportunities.In conclusion, debt financing plays a crucial role in the growth strategies of many businesses. By understanding the mechanics and implications of debt finance, companies can make informed decisions about their funding options. While debt financing provides access to essential capital without sacrificing ownership, it also comes with risks that require careful management. Ultimately, the key to successful debt financing lies in balancing the benefits of borrowed funds with the responsibility of repayment, allowing businesses to thrive in an increasingly competitive marketplace.

在当今快速发展的商业环境中，公司常常面临获得足够资金以推动增长和扩展的挑战。获取这些资金的一种普遍方法是通过债务融资，这指的是通过借款筹集资本的过程，这些资金必须随着时间的推移偿还，通常还需支付利息。这种方法在各种规模的企业中越来越受欢迎，因为它允许他们在不稀释所有权的情况下获得必要的资源。债务融资，或借入资金的使用，可以采取多种形式，包括贷款、债券或信用额度，每种形式都有其自身的优缺点。债务融资的主要吸引力在于它能够提供即时资本，同时保持对公司的控制权。例如，当一家公司选择债务融资时，它不需要向投资者放弃任何所有权股份。这对于希望保留决策权和对其企业的影响力的企业家尤其有利。此外，对债务融资的利息支付通常可以从应纳税收入中扣除，使其成为许多企业潜在的税收高效选择。然而，虽然债务融资提供了众多好处，但公司必须仔细考虑承担债务的影响。与债务融资相关的一个重大风险是偿还借款的义务，这可能会导致财务压力，特别是在经济衰退或收入低迷期间。如果公司无法满足其债务义务，可能会面临严重后果，包括破产或资产损失。因此，公司必须进行彻底的财务分析和预测，以确保能够负责任地管理其债务。此外，债务融资的成本可能因利率、公司的信用评级和整体经济环境等因素而显著变化。信用评级良好的公司可能以较低的利率获得贷款，而信用历史较差的公司可能面临更高的借款成本。因此，组织必须保持良好的财务健康和信用评级，以利用有利的债务融资机会。总之，债务融资在许多企业的增长战略中扮演着至关重要的角色。通过理解债务融资的机制和影响，公司可以就其融资选项做出明智的决策。虽然债务融资提供了在不牺牲所有权的情况下获得必要资本的机会，但它也伴随着需要谨慎管理的风险。最终，成功的债务融资的关键在于平衡借入资金的好处与偿还责任，使企业能够在日益竞争的市场中蓬勃发展。