deposits from residents

简明释义

居民存款

英英释义

例句

1.Local governments often rely on deposits from residents to fund community projects.

地方政府常常依赖来自居民的存款来资助社区项目。

2.During economic downturns, deposits from residents may decrease significantly.

在经济低迷时期，来自居民的存款可能会显著减少。

3.To improve liquidity, the financial institution is focusing on attracting more deposits from residents.

为了改善流动性，金融机构正专注于吸引更多来自居民的存款。

4.The bank reported an increase in deposits from residents this quarter.

银行报告称本季度来自居民的存款有所增加。

5.The bank offers higher interest rates to encourage deposits from residents.

银行提供更高的利率以鼓励来自居民的存款。

作文

In today's economy, the concept of savings and investment has become increasingly important for individuals and communities alike. One critical aspect of this economic landscape is the role of financial institutions in managing funds. Among the various types of funds that banks handle, deposits from residents (居民存款) are particularly significant. These deposits not only serve as a source of capital for banks but also play a crucial role in fostering economic growth and stability within local communities.When residents deposit their money into banks, they are essentially entrusting these institutions with their savings. This trust is foundational to the banking system, as it allows banks to utilize these funds for various purposes, such as providing loans to businesses and individuals. The process of accepting deposits from residents (居民存款) enables banks to create credit, which is vital for stimulating economic activity. For instance, when a bank grants a loan to a small business, it helps that business to expand, hire more employees, and contribute to the overall economic development of the area.Moreover, deposits from residents (居民存款) are essential for maintaining liquidity within the financial system. Banks must ensure that they have enough liquid assets to meet the withdrawal demands of their customers. By attracting deposits from local residents, banks can maintain a steady flow of funds, which allows them to operate efficiently and effectively. This liquidity is crucial, especially during times of economic uncertainty, as it provides a safety net for both the bank and its depositors.In addition to supporting lending activities, deposits from residents (居民存款) also contribute to the overall stability of the financial system. When individuals choose to save their money in banks, they are less likely to engage in risky financial behaviors, such as hoarding cash or investing in volatile markets. This collective saving behavior helps to stabilize the economy, as it encourages responsible financial management among residents.Furthermore, the interest earned on deposits from residents (居民存款) provides an incentive for individuals to save rather than spend their money impulsively. This interest serves as a reward for saving, allowing residents to grow their wealth over time. As more individuals become aware of the benefits of saving, the overall level of deposits in banks increases, further enhancing the bank's ability to lend and invest in the community.However, it is essential to recognize that the reliance on deposits from residents (居民存款) also comes with responsibilities for banks. Financial institutions must ensure that they manage these deposits prudently and ethically. This includes offering competitive interest rates, providing excellent customer service, and ensuring the security of depositors' funds. By doing so, banks can build trust with their customers, encouraging even more residents to deposit their money.In conclusion, deposits from residents (居民存款) play a vital role in the functioning of the banking system and the broader economy. They provide the necessary capital for banks to lend, support economic growth, and promote financial stability. As individuals continue to recognize the importance of saving and investing, the relationship between residents and financial institutions will only strengthen. It is imperative for banks to uphold their responsibilities in managing these deposits to foster a healthy economic environment for all stakeholders involved.

在当今经济中，储蓄和投资的概念对个人和社区而言变得越来越重要。金融机构在管理资金方面发挥着关键作用。在银行处理的各种类型的资金中，deposits from residents（居民存款）尤其重要。这些存款不仅为银行提供了资本来源，还在促进地方社区的经济增长和稳定方面发挥了至关重要的作用。当居民将他们的钱存入银行时，他们实际上是在将自己的储蓄托付给这些机构。这种信任是银行系统的基础，因为它使银行能够将这些资金用于各种目的，例如向企业和个人提供贷款。接受deposits from residents（居民存款）的过程使银行能够创造信贷，这对刺激经济活动至关重要。例如，当银行向一家小企业发放贷款时，它帮助该企业扩展、雇用更多员工，并为该地区的整体经济发展做出贡献。此外，deposits from residents（居民存款）对于维持金融系统的流动性至关重要。银行必须确保他们拥有足够的流动资产来满足客户的提款需求。通过吸引当地居民的存款，银行可以保持资金的稳定流动，从而有效地运营。这种流动性尤其在经济不确定时期至关重要，因为它为银行及其存款人提供了安全网。除了支持贷款活动外，deposits from residents（居民存款）还为金融系统的整体稳定做出了贡献。当个人选择将他们的钱存入银行时，他们不太可能参与风险较大的金融行为，例如囤积现金或投资于波动市场。这种集体储蓄行为有助于稳定经济，因为它鼓励居民负责任的财务管理。此外，deposits from residents（居民存款）所产生的利息为个人提供了储蓄的动力，而不是冲动消费。这种利息作为储蓄的奖励，使居民能够随着时间的推移增加财富。当越来越多的人意识到储蓄的好处时，银行的存款总额也会增加，进一步增强银行的贷款和投资能力。然而，必须认识到，依赖于deposits from residents（居民存款）也给银行带来了责任。金融机构必须确保以谨慎和道德的方式管理这些存款。这包括提供具有竞争力的利率、提供优质的客户服务以及确保存款人的资金安全。通过这样做，银行可以与客户建立信任，鼓励更多的居民存入他们的钱。总之，deposits from residents（居民存款）在银行系统和更广泛的经济运作中发挥着至关重要的作用。它们为银行提供必要的资本进行贷款，支持经济增长，并促进金融稳定。随着个人继续认识到储蓄和投资的重要性，居民与金融机构之间的关系只会加强。银行必须履行其管理这些存款的责任，以促进所有相关方的健康经济环境。