old sinking fund

简明释义

旧偿债基金

英英释义

例句

1.Investors were pleased to see that the returns from the old sinking fund 旧沉没基金 were higher than expected this year.

投资者很高兴看到来自旧沉没基金 旧沉没基金的回报今年高于预期。

2.The city council decided to allocate some of the budget to the old sinking fund 旧沉没基金 for infrastructure repairs.

市议会决定将部分预算分配给旧沉没基金 旧沉没基金用于基础设施修复。

3.The financial advisor recommended reinvesting profits from the old sinking fund 旧沉没基金 into new projects.

财务顾问建议将旧沉没基金 旧沉没基金的利润再投资于新项目。

4.Due to its age, the old sinking fund 旧沉没基金 had accumulated significant capital over the years.

由于其年龄，旧沉没基金 旧沉没基金多年来积累了可观的资本。

5.The administration reviewed the performance of the old sinking fund 旧沉没基金 during the annual financial audit.

在年度财务审计中，管理层审查了旧沉没基金 旧沉没基金的表现。

作文

The concept of a old sinking fund is often encountered in the realms of finance and investment. A old sinking fund refers to a reserve fund that has been established to repay a debt or to replace an asset over time. This financial strategy is particularly beneficial for managing large expenditures or long-term liabilities, as it allows organizations to set aside money gradually rather than facing a significant financial burden all at once. To better understand the implications of an old sinking fund, let us consider its historical context. Many governments and corporations have utilized sinking funds to ensure they can meet their future obligations. For example, when a company issues bonds, it may create a sinking fund to accumulate money over the life of the bond. This way, when the bonds mature, the company has sufficient funds to pay back the investors without straining its financial resources. The idea is to spread the cost over time, making it more manageable.Moreover, an old sinking fund can be advantageous for both the issuer and the investor. From the issuer's perspective, having a dedicated fund helps maintain creditworthiness and demonstrates fiscal responsibility. It assures investors that the company is taking proactive steps to manage its debts, which can lead to lower borrowing costs in the future. On the other hand, investors can feel more secure knowing that their investment is backed by a systematic savings plan aimed at fulfilling obligations.However, the effectiveness of an old sinking fund depends on various factors, including the rate of return on the invested funds and the overall financial health of the organization. If the fund does not grow sufficiently due to poor investment choices or market conditions, it may not cover the necessary expenses when the time comes. Therefore, careful planning and management are crucial for the success of a sinking fund strategy.In contemporary times, the principles behind an old sinking fund can also apply to personal finance. Individuals may establish their own sinking funds for significant future expenses, such as home renovations, vacations, or education costs. By saving small amounts regularly, they can accumulate enough funds to avoid incurring debt when these expenses arise. This approach promotes disciplined saving habits and financial planning, ultimately leading to a more stable financial future.In conclusion, the old sinking fund is a valuable financial tool that has stood the test of time. Its ability to facilitate responsible debt management and promote financial stability makes it a widely used strategy among businesses and individuals alike. Understanding how to effectively implement a sinking fund can lead to better financial outcomes and peace of mind, whether for a corporation managing large debts or an individual preparing for future expenses. As we navigate the complexities of finance, the principles of an old sinking fund remind us of the importance of foresight, planning, and discipline in achieving our financial goals.

“老沉没基金”的概念常常出现在金融和投资领域。“老沉没基金”指的是一个建立起来的储备基金，目的是随着时间的推移偿还债务或更换资产。这种财务策略对于管理大型支出或长期负债特别有益，因为它允许组织逐渐储蓄资金，而不是一次性面临重大财务负担。为了更好地理解“老沉没基金”的含义，让我们考虑它的历史背景。许多政府和公司利用沉没基金来确保它们能够满足未来的义务。例如，当一家公司发行债券时，它可能会创建一个沉没基金，以便在债券的生命周期内积累资金。这样，当债券到期时，公司就有足够的资金来偿还投资者，而不会给其财务资源带来压力。这个想法是将成本分摊到一段时间内，使其更易于管理。此外，“老沉没基金”对发行人和投资者都是有利的。从发行人的角度来看，拥有一个专用基金有助于保持信用worthiness，表明财政责任感。它向投资者保证，公司正在采取积极措施来管理其债务，这可能导致未来借贷成本降低。另一方面，投资者可以更安心，因为他们的投资有一个系统的储蓄计划作为支持，以实现义务。然而，“老沉没基金”的有效性取决于各种因素，包括投资资金的回报率和组织的整体财务健康状况。如果由于糟糕的投资选择或市场条件，基金没有足够增长，那么在需要时可能无法覆盖必要的费用。因此，仔细的规划和管理对于沉没基金策略的成功至关重要。在当代，“老沉没基金”的原则也可以适用于个人财务。个人可以为重大未来支出建立自己的沉没基金，例如家庭装修、假期或教育费用。通过定期存储少量资金，他们可以积累足够的资金，以避免在这些支出出现时产生债务。这种方法促进了有纪律的储蓄习惯和财务规划，最终导致更稳定的财务未来。总之，“老沉没基金”是一种有价值的金融工具，经受住了时间的考验。它促进负责任的债务管理和财务稳定的能力使其成为企业和个人广泛使用的策略。理解如何有效实施沉没基金可以导致更好的财务结果和内心的平静，无论是对于管理大额债务的公司，还是为未来支出做准备的个人。当我们在金融的复杂性中航行时，“老沉没基金”的原则提醒我们在实现财务目标时，前瞻性、规划和纪律的重要性。