salvage loss

简明释义

救助损失

英英释义

例句

1.The salvage loss from the car accident was significant, impacting the overall financial report for the year.

汽车事故造成的损失回收很大，影响了年度整体财务报告。

2.In accounting, businesses must report any salvage loss when assets are deemed unrecoverable.

在会计中，当资产被认为无法恢复时，企业必须报告任何损失回收。

3.After the fire, the insurance company assessed the salvage loss to determine how much they could recover from the damaged property.

火灾后，保险公司评估了损失回收以确定他们能从受损财产中恢复多少。

4.The salvage loss on the sunken ship was calculated to help the owners claim insurance.

沉船的损失回收被计算出来，以帮助船主索赔保险。

5.We need to evaluate the salvage loss from the damaged goods before filing an insurance claim.

在提交保险索赔之前，我们需要评估受损商品的损失回收。

作文

In the world of finance and insurance, understanding various terms is crucial for making informed decisions. One such term that often comes up, especially in the context of property and casualty insurance, is salvage loss. This phrase refers to the reduction in value of an asset after it has been damaged or destroyed, but where some portion of the asset can still be recovered or salvaged. Essentially, it highlights the difference between the total loss of an asset and the amount that can be recovered from it.To illustrate this concept, let’s consider a scenario involving a car accident. Imagine an individual who owns a vehicle worth $20,000. After a severe accident, the car is deemed a total loss by the insurance company. However, the owner is able to salvage some parts of the vehicle, such as the engine and tires, which can be sold for a total of $5,000. In this case, the salvage loss would be calculated as the original value of the car minus the salvageable parts: $20,000 - $5,000 = $15,000. This means that the insurance payout would typically cover the salvage loss amount of $15,000, reflecting the actual financial loss suffered by the owner.Understanding salvage loss is not only important for individuals dealing with insurance claims but also for businesses that manage assets. Companies often have to account for salvage loss when assessing their overall financial health. For instance, if a manufacturing plant suffers damage due to a fire, the equipment might be valued at $100,000, but if $30,000 worth of machinery can be salvaged, the salvage loss would be $70,000. This figure will influence the company's balance sheet and impact future financial planning.Moreover, the concept of salvage loss is also relevant in environmental contexts. When natural disasters occur, companies may face significant losses, but they might also find ways to recover materials or resources from the wreckage. For example, in the aftermath of a hurricane, a construction company might lose a significant amount of lumber, but if they can salvage a portion of it, they will need to calculate the salvage loss to understand the full extent of their financial impact.In conclusion, the term salvage loss encapsulates a vital aspect of asset management and insurance claims. It serves as a reminder that while losses can be substantial, there is often a possibility of recovery that can mitigate the overall financial impact. Whether for individuals filing insurance claims or businesses evaluating their asset values, grasping the implications of salvage loss can lead to better financial decision-making and strategic planning. By recognizing the potential for recovery, stakeholders can navigate the complexities of loss more effectively and ensure that they are adequately compensated for their damages.

在金融和保险的世界中，理解各种术语对于做出明智的决策至关重要。其中一个常常出现的术语，特别是在财产和意外保险的背景下，是salvage loss。这个短语指的是资产在受损或被摧毁后，其价值的减少，但仍然可以回收或救助部分资产。基本上，它突出了资产的总损失与可以从中回收的金额之间的差异。为了说明这个概念，让我们考虑一个涉及车祸的场景。想象一下，一个拥有价值20,000美元车辆的个人。在一次严重的事故后，保险公司认为这辆车是完全损失。然而，车主能够回收一些车辆部件，比如发动机和轮胎，这些部件可以以5,000美元的价格出售。在这种情况下，salvage loss将被计算为汽车的原始价值减去可回收的部件：20,000美元 - 5,000美元 = 15,000美元。这意味着保险赔偿通常会覆盖15,000美元的salvage loss，反映了车主实际遭受的经济损失。理解salvage loss不仅对处理保险索赔的个人重要，而且对管理资产的企业也同样重要。公司在评估整体财务健康时，通常需要考虑salvage loss。例如，如果一家制造工厂因火灾遭受损失，设备的价值可能为100,000美元，但如果可以回收价值30,000美元的机器，那么salvage loss将是70,000美元。这个数字将影响公司的资产负债表，并影响未来的财务规划。此外，salvage loss的概念在环境方面也很相关。当自然灾害发生时，公司可能面临重大损失，但他们也可能找到从废墟中恢复材料或资源的方法。例如，在飓风过后，一家建筑公司可能会损失大量木材，但如果他们能够回收其中的一部分，就需要计算salvage loss以了解其财务影响的全面程度。总之，术语salvage loss概括了资产管理和保险索赔的一个重要方面。它提醒人们，虽然损失可能是巨大的，但通常存在一种回收的可能性，可以减轻整体的财务影响。无论是个人提交保险索赔，还是企业评估其资产价值，掌握salvage loss的含义都可以导致更好的财务决策和战略规划。通过认识到回收的潜力，利益相关者可以更有效地应对损失的复杂性，并确保他们得到充分的赔偿。