return of net worth

简明释义

净值收益率

英英释义

Return of net worth refers to the change in the value of an individual's or entity's assets minus liabilities over a specific period, often expressed as a percentage increase or decrease.

净资产回报是指个人或实体在特定期间内资产减去负债的价值变化,通常以百分比的形式表示增减。

例句

1.Investors are particularly interested in the return of net worth as it reflects the company's financial health.

投资者特别关注净资产回报,因为它反映了公司的财务健康状况。

2.The CEO emphasized the importance of maintaining a healthy return of net worth during the quarterly meeting.

首席执行官在季度会议上强调保持健康的净资产回报的重要性。

3.After reviewing the financial statements, we calculated the return of net worth to assess the firm's performance.

在审查财务报表后,我们计算了净资产回报以评估公司的表现。

4.A positive return of net worth can attract more investors to the company.

正的净资产回报可以吸引更多投资者加入公司。

5.The annual report highlighted the company's return of net worth, indicating a significant increase in shareholder equity.

年度报告强调了公司的净资产回报,表明股东权益显著增加。

作文

The concept of return of net worth is crucial in understanding personal finance and investment strategies. It refers to the increase or decrease in an individual’s or entity’s net worth over a specific period, typically measured annually. Net worth itself is calculated by subtracting total liabilities from total assets. Therefore, the return of net worth provides insight into how well an individual or organization is managing their assets and liabilities. To illustrate this concept, let’s consider an example. Imagine an individual named John who has a total of $200,000 in assets, which include his house, savings, and investments. He also has $50,000 in liabilities, including a mortgage and credit card debt. John’s net worth, therefore, is $150,000. If, after a year, the value of his assets increases to $220,000 while his liabilities remain the same, his new net worth would be $170,000. The return of net worth in this case would be $20,000, indicating a positive financial growth. Understanding the return of net worth is essential for setting financial goals. Individuals often aim to increase their net worth over time, and tracking this return can help them determine if they are on the right path. For instance, if John consistently sees a positive return of net worth, he may feel encouraged to invest more in stocks or real estate, believing that these investments will continue to yield positive returns. Conversely, if he notices a decline in his net worth, it may prompt him to reassess his spending habits or investment choices. Moreover, the return of net worth is not only significant for individuals but also for businesses and organizations. Companies often analyze their net worth to evaluate their financial health and make strategic decisions. A company with a growing net worth is likely to attract investors, as it signals effective management and profitability. For instance, if a tech startup reports a substantial increase in its net worth due to successful product launches, it may seek additional funding to expand its operations, confident in its financial stability. In conclusion, the return of net worth is a vital metric for both individuals and businesses to assess their financial progress. By understanding this concept, one can make informed decisions about spending, saving, and investing. Tracking the return of net worth over time allows individuals and organizations to set realistic financial goals and adjust their strategies accordingly. Ultimately, a positive return of net worth signifies financial growth and stability, making it an essential aspect of personal and corporate finance.

“净资产回报率”的概念在理解个人理财和投资策略中至关重要。它指的是个人或实体在特定时期内(通常按年)净资产的增加或减少。净资产本身是通过从总资产中减去总负债来计算的。因此,净资产回报率提供了一个洞察,了解个人或组织如何管理其资产和负债。为了说明这个概念,我们来看一个例子。假设一个名叫约翰的人拥有总计20万美元的资产,包括他的房子、储蓄和投资。他还有5万美元的负债,包括抵押贷款和信用卡债务。因此,约翰的净资产为15万美元。如果一年后,他的资产价值增加到22万美元,而负债保持不变,他的新净资产将为17万美元。在这种情况下,净资产回报率为2万美元,表明财务增长是积极的。理解净资产回报率对于设定财务目标至关重要。个人通常希望随着时间的推移增加他们的净资产,跟踪这个回报可以帮助他们判断自己是否走在正确的道路上。例如,如果约翰持续看到正的净资产回报率,他可能会感到鼓励,更多地投资于股票或房地产,认为这些投资将继续带来积极的回报。相反,如果他注意到自己的净资产下降,这可能会促使他重新评估自己的消费习惯或投资选择。此外,净资产回报率不仅对个人重要,对企业和组织也是如此。公司通常会分析其净资产,以评估其财务健康状况并做出战略决策。净资产不断增长的公司可能会吸引投资者,因为这表明有效的管理和盈利能力。例如,如果一家科技初创公司因成功的产品发布而报告其净资产大幅增加,它可能会寻求额外的资金以扩大运营,对其财务稳定性充满信心。总之,净资产回报率是个人和企业评估财务进展的重要指标。通过理解这一概念,人们可以就支出、储蓄和投资做出明智的决定。随着时间的推移,跟踪净资产回报率允许个人和组织设定现实的财务目标,并相应地调整其策略。最终,正的净资产回报率标志着财务增长和稳定,使其成为个人和企业财务的一个重要方面。