ratio of net worth to total capital

简明释义

净值对资产总额比率

英英释义

例句

1.A declining ratio of net worth to total capital may signal potential financial distress for a business.

下降的净资产与总资本的比率可能预示着企业潜在的财务困境。

2.The company's financial report highlighted the ratio of net worth to total capital, indicating its overall financial health.

公司的财务报告强调了净资产与总资本的比率，表明其整体财务健康状况。

3.To improve the ratio of net worth to total capital, the firm decided to reduce its debt levels.

为了改善净资产与总资本的比率，公司决定减少债务水平。

4.A high ratio of net worth to total capital suggests that the company is well-capitalized and financially stable.

较高的净资产与总资本的比率表明公司资本充足且财务稳定。

5.Investors often look at the ratio of net worth to total capital to assess the risk associated with a company.

投资者通常会查看净资产与总资本的比率来评估与公司相关的风险。

作文

Understanding the financial health of a business is crucial for investors, managers, and stakeholders alike. One important metric that helps in assessing this financial health is the ratio of net worth to total capital. This ratio provides insight into how much of a company's capital is financed by its own equity versus debt. In simpler terms, it compares the net worth of a company, which is the difference between its assets and liabilities, to its total capital, which includes both equity and debt financing. To begin with, the concept of net worth can be defined as the total assets owned by a company minus its total liabilities. It essentially represents the company's value from a financial perspective. On the other hand, total capital encompasses all the funds used by a company to finance its operations, including equity (money invested by the owners) and debt (loans and other borrowings). The ratio of net worth to total capital thus indicates how much of the company’s capital structure is made up of its own funds versus borrowed money.A higher ratio of net worth to total capital suggests that a company is less reliant on debt and has a stronger financial foundation. This can be particularly appealing to investors who prefer companies with lower financial risk. For example, a company with a net worth of $500,000 and total capital of $1,000,000 would have a ratio of net worth to total capital of 0.5, meaning half of its capital comes from its own resources. In contrast, if another company has a net worth of $200,000 and total capital of $1,000,000, its ratio would be only 0.2, indicating a heavier reliance on external financing.Moreover, understanding the ratio of net worth to total capital can help in making informed decisions regarding investments and risk management. Investors often look for companies with a higher ratio as they are generally considered to be more stable and capable of weathering economic downturns. Conversely, companies with a lower ratio might face challenges in meeting their debt obligations, especially during tough economic times.In addition, the ratio of net worth to total capital can also serve as a benchmark for comparing companies within the same industry. Different industries have varying capital structures, so it’s essential to analyze this ratio in context. For instance, capital-intensive industries like manufacturing may naturally have lower ratios due to their reliance on significant debt for equipment and facilities, while technology companies may exhibit higher ratios due to lower capital requirements.In conclusion, the ratio of net worth to total capital is a vital financial metric that provides valuable insights into a company's financial stability and risk profile. By analyzing this ratio, stakeholders can better understand how a company finances its operations and make more informed decisions regarding investments and management strategies. A strong ratio indicates a healthier balance sheet and potentially less risk, making it an essential consideration for anyone involved in the financial aspects of a business.

理解企业的财务健康状况对投资者、管理者和利益相关者来说至关重要。一个重要的指标是净资产与总资本的比率。这个比率提供了公司资本是由自身股权还是债务融资的洞察。简单来说，它比较公司的净资产（即资产与负债之间的差额）与总资本（包括股权和债务融资）。净资产与总资本的比率因此表明公司的资本结构中有多少来自于自身资金而不是借款。首先，净资产的概念可以定义为公司拥有的总资产减去其总负债。它本质上代表了公司从财务角度的价值。另一方面，总资本包括公司用于融资运营的所有资金，包括股权（业主投资的资金）和债务（贷款和其他借款）。较高的净资产与总资本的比率表明公司对债务的依赖程度较低，财务基础更强。这对那些偏好低财务风险公司的投资者特别有吸引力。例如，一家公司的净资产为50万美元，总资本为100万美元，其净资产与总资本的比率为0.5，意味着一半的资本来自于自身资源。相反，如果另一家公司净资产为20万美元，总资本为100万美元，则其比率仅为0.2，表明对外部融资的依赖更重。此外，理解净资产与总资本的比率也有助于做出明智的投资和风险管理决策。投资者通常寻找比率较高的公司，因为这些公司通常被认为更稳定，更能抵御经济衰退。相反，较低比率的公司可能在满足债务义务方面面临挑战，尤其是在经济困难时期。此外，净资产与总资本的比率还可以作为比较同一行业内公司的基准。不同的行业具有不同的资本结构，因此在分析此比率时需要考虑上下文。例如，资本密集型行业如制造业可能由于对设备和设施的重大债务依赖而自然具有较低的比率，而科技公司由于资本需求较低，可能表现出较高的比率。总之，净资产与总资本的比率是一个重要的财务指标，提供了关于公司财务稳定性和风险状况的宝贵见解。通过分析这一比率，利益相关者可以更好地理解公司如何融资其运营，并就投资和管理策略做出更明智的决策。强劲的比率表明资产负债表更健康，潜在风险更小，使其成为任何参与企业财务方面的人士的重要考虑因素。