net yield
简明释义
净收益率
英英释义
Net yield refers to the actual return on an investment after all expenses, taxes, and other costs have been deducted. | 净收益是指在扣除所有费用、税款和其他成本后,投资的实际回报。 |
例句
1.Investors often look for properties with a high net yield to maximize their returns.
投资者通常寻找具有高净收益率的物业以最大化他们的回报。
2.The net yield from government bonds is typically lower than that of real estate investments.
政府债券的净收益率通常低于房地产投资的收益率。
3.After considering maintenance costs, the net yield of the rental unit decreased to 5%.
在考虑维护成本后,租赁单位的净收益率降至5%。
4.The investment property has a net yield of 8%, which means it generates a profit after expenses.
这处投资物业的净收益率为8%,这意味着在扣除费用后它产生了利润。
5.Calculating the net yield is essential for understanding the actual return on your investment.
计算净收益率对于理解投资的实际回报至关重要。
作文
In the world of finance and investment, understanding various terms is crucial for making informed decisions. One such term that often comes up is net yield. The net yield refers to the actual return on an investment after all expenses, taxes, and other costs have been deducted from the gross income generated by that investment. This concept is vital for investors as it provides a clearer picture of the profitability of their investments compared to just looking at gross returns.To illustrate the importance of net yield, consider a simple example of a rental property. Suppose an investor purchases a property for $200,000 and rents it out for $2,000 per month. This gives a gross annual income of $24,000. However, the investor must also account for various expenses, including property management fees, maintenance costs, property taxes, and insurance. Let’s say these expenses total $10,000 per year. To calculate the net yield, the investor would subtract the total expenses from the gross income, resulting in a net income of $14,000. The net yield can then be calculated by dividing the net income by the property value: $14,000 / $200,000 = 0.07, or 7%.This example highlights how the net yield provides a more accurate measure of the investment's performance. Investors who only look at the gross income may be misled into thinking they are making a higher profit than they actually are. Therefore, understanding net yield is essential for anyone looking to invest wisely.Moreover, the concept of net yield extends beyond real estate. It is applicable to various types of investments, including stocks, bonds, and mutual funds. For instance, when investing in bonds, the net yield would take into account the interest earned minus any applicable taxes and fees. This allows investors to compare the true profitability of different investment options.In addition to aiding individual investors, financial analysts and advisors also rely on net yield to assess the performance of investment portfolios. By evaluating the net yield of various assets, they can make recommendations that align with their clients' financial goals and risk tolerance.Furthermore, understanding net yield can help investors make strategic decisions about reinvesting their earnings. For example, if an investor realizes that their net yield is lower than expected, they might choose to sell underperforming assets and reinvest in those with higher yields. This proactive approach can significantly enhance overall portfolio performance over time.In conclusion, the term net yield is a fundamental concept in the realm of finance and investment. It represents the true return on an investment after accounting for all related costs, providing a more accurate assessment of profitability. Whether one is investing in real estate, stocks, or bonds, understanding net yield is essential for making informed investment choices. As the financial landscape continues to evolve, mastering concepts like net yield will empower investors to navigate their investment journeys successfully.
在金融和投资的世界中,理解各种术语对于做出明智的决策至关重要。其中一个经常出现的术语是净收益率。净收益率指的是在扣除所有费用、税收和其他成本后,投资所产生的实际回报。这个概念对投资者至关重要,因为它提供了一个更清晰的投资盈利能力的图景,而不仅仅是看毛收益。为了说明净收益率的重要性,考虑一个简单的出租物业的例子。假设一位投资者以20万美元购买了一处房产,并以每月2000美元的价格出租。这使得年收入为24000美元。然而,投资者还必须考虑各种费用,包括物业管理费、维护费用、财产税和保险费用。假设这些费用总计为每年10000美元。要计算净收益率,投资者需要从总收入中减去总费用,最终得到14000美元的净收入。然后,可以通过将净收入除以物业价值来计算净收益率:14000美元/200000美元=0.07,或7%。这个例子突显了净收益率如何提供投资表现的更准确衡量标准。仅仅查看毛收入的投资者可能会误导自己,让他们认为自己赚取的利润比实际情况要高。因此,理解净收益率对于任何希望明智投资的人来说都是必不可少的。此外,净收益率的概念超越了房地产。它适用于各种类型的投资,包括股票、债券和共同基金。例如,当投资于债券时,净收益率将考虑所赚取的利息减去任何适用的税费。这使得投资者能够比较不同投资选择的真实盈利能力。除了帮助个人投资者外,金融分析师和顾问也依赖于净收益率来评估投资组合的表现。通过评估各种资产的净收益率,他们可以提出与客户的财务目标和风险承受能力相一致的建议。此外,理解净收益率可以帮助投资者就再投资收益做出战略决策。例如,如果投资者意识到他们的净收益率低于预期,他们可能会选择出售表现不佳的资产,并将资金再投资于收益更高的资产。这种主动的方法可以显著提升整体投资组合的表现。总之,净收益率这一术语是金融和投资领域的基本概念。它代表了在考虑所有相关成本后,投资的真实回报,为盈利能力提供了更准确的评估。无论是投资房地产、股票还是债券,理解净收益率对于做出明智的投资选择至关重要。随着金融环境的不断发展,掌握像净收益率这样的概念将使投资者能够成功地驾驭他们的投资旅程。