net indebtedness; net debt

简明释义

净负债

英英释义

例句

1.Investors often look at a firm's net debt 净债务 to evaluate its leverage and risk profile.

投资者通常会关注公司的净债务 net debt以评估其杠杆和风险状况。

2.A high net debt 净债务 ratio can indicate financial instability for a business.

高的净债务 net debt比率可能表明企业的财务不稳定。

3.The company's net indebtedness 净负债 has increased significantly over the past year, raising concerns among investors.

公司的净负债 net indebtedness在过去一年中显著增加，这引发了投资者的担忧。

4.Before applying for a loan, it is essential to assess your net indebtedness 净负债 to ensure you can manage additional debt.

在申请贷款之前，评估你的净负债 net indebtedness是至关重要的，以确保你能管理额外的债务。

5.The financial report showed a decrease in net indebtedness 净负债, which is a positive sign for shareholders.

财务报告显示净负债 net indebtedness有所下降，这对股东来说是一个积极的信号。

作文

In today's financial landscape, understanding terms like net indebtedness and net debt is crucial for both individuals and businesses. These concepts refer to the total amount of debt that an entity owes after subtracting its liquid assets. Essentially, they provide a clearer picture of a company's or individual's financial health by showing the actual burden of debt that remains after accounting for cash and other easily accessible resources.To elaborate, net indebtedness can be defined as the total liabilities minus cash and cash equivalents. This metric is particularly important for investors and creditors as it indicates how much debt remains after liquidating assets. For instance, if a company has total liabilities of $1 million but also possesses $300,000 in cash, its net indebtedness would be $700,000. This figure is more reflective of the company’s true financial obligations and risk profile than the total liabilities alone.On the other hand, net debt is often used interchangeably with net indebtedness, though it may sometimes include other forms of debt such as long-term loans and bonds while excluding certain liabilities. It serves as a critical indicator of a company's leverage and overall financial stability. Investors often look at net debt in relation to earnings before interest, taxes, depreciation, and amortization (EBITDA) to assess how easily a company can pay off its debts. A high net debt to EBITDA ratio could signal potential financial distress, while a lower ratio suggests a healthier balance sheet.Understanding these terms is not only beneficial for corporate finance but also for personal finance management. Individuals seeking to evaluate their financial status should consider their net indebtedness by calculating their total debts and subtracting any savings or liquid assets they may have. This calculation helps in understanding whether they are in a manageable financial position or if they need to take steps to reduce their debt load.Moreover, the implications of high net debt levels can be severe. Companies burdened with excessive debt may face difficulties in securing additional financing, potentially leading to operational challenges or even bankruptcy. This reality underscores the importance of maintaining a balanced approach to borrowing and investing.In conclusion, grasping the concepts of net indebtedness and net debt is vital for making informed financial decisions. Whether for personal use or within a corporate framework, these metrics help illuminate the true state of one's financial obligations. By focusing on these figures, individuals and businesses alike can better strategize their financial planning and mitigate risks associated with debt. As we navigate through complex financial environments, a solid understanding of such terms can empower us to make sound decisions that promote long-term financial health.

在当今的金融环境中，理解像净负债和净债务这样的术语对于个人和企业都是至关重要的。这些概念指的是一个实体在扣除其流动资产后所欠的总债务。实质上，它们通过显示在考虑现金和其他易于获取的资源后仍然存在的实际债务负担，提供了公司或个人财务健康状况的更清晰图景。进一步解释，净负债可以定义为总负债减去现金和现金等价物。这个指标对于投资者和债权人尤其重要，因为它表明在变现资产后剩余的债务有多少。例如，如果一家公司总负债为100万美元，但也拥有30万美元的现金，则其净负债将为70万美元。这个数字比单纯的总负债更能反映公司的真实财务义务和风险状况。另一方面，净债务通常与净负债互换使用，尽管有时它可能包括其他形式的债务，如长期贷款和债券，同时排除某些负债。它作为公司杠杆和整体财务稳定性的关键指标。投资者通常会将净债务与息税折旧摊销前利润（EBITDA）进行比较，以评估公司偿还债务的能力。高的净债务与EBITDA的比率可能表明潜在的财务困境，而较低的比率则表明更健康的资产负债表。理解这些术语不仅对企业财务有益，而且对个人财务管理也至关重要。寻求评估自己财务状况的个人应通过计算其总债务并减去任何储蓄或流动资产来考虑其净负债。这个计算有助于了解他们是否处于可控的财务状况，或者是否需要采取措施来减少债务负担。此外，高净债务水平的影响可能是严重的。负担过重的公司可能在获得额外融资方面面临困难，可能导致运营挑战甚至破产。这一现实突显了保持借贷和投资之间平衡的重要性。总之，掌握净负债和净债务的概念对于做出明智的财务决策至关重要。无论是用于个人用途还是在企业框架内，这些指标都有助于阐明一个人或公司的真实财务义务。通过关注这些数字，个人和企业都可以更好地制定财务规划策略，并降低与债务相关的风险。在我们穿越复杂的金融环境时，对这些术语的深入理解可以使我们能够做出促进长期财务健康的明智决策。