net budget

简明释义

净额预算

英英释义

例句

1.The finance team presented a net budget proposal that included all projected costs and revenues.

财务团队提出了一份包含所有预计成本和收入的净预算提案。

2.The company has set a net budget for the upcoming project to ensure all expenses are accounted for.

公司为即将到来的项目设定了一个净预算以确保所有费用都被计算在内。

3.We need to adjust our net budget based on the unexpected increase in material costs.

我们需要根据材料成本的意外增加调整我们的净预算。

4.To stay profitable, it’s crucial to track the net budget closely throughout the year.

为了保持盈利，全年密切跟踪净预算至关重要。

5.After reviewing the expenses, we realized that our net budget was significantly overrun.

在审查费用后，我们意识到我们的净预算严重超支。

作文

In today's world, managing finances is more important than ever. One crucial concept that individuals and organizations must understand is the term net budget. The net budget refers to the total amount of money available after all expenses have been deducted from the total income. This figure is essential for effective financial planning, as it provides a clear picture of how much money can be allocated for future projects or savings.To illustrate the importance of a net budget, let’s consider a simple example. Imagine a small business that earns $100,000 in revenue over a year. If the business incurs $70,000 in operating expenses, the net budget would be calculated as follows: $100,000 (total income) - $70,000 (total expenses) = $30,000 (net budget). This remaining $30,000 can then be used for reinvestment, paying off debts, or saving for future needs.Understanding your net budget is not only vital for businesses but also for personal finance. For instance, if an individual earns $50,000 a year and spends $40,000 on living expenses, their net budget would be $10,000. This amount could be saved for emergencies, invested, or spent on leisure activities. Without a clear understanding of one’s net budget, it becomes challenging to make informed financial decisions.Moreover, having a well-defined net budget helps in setting financial goals. For example, if a person wants to save for a vacation, knowing their net budget allows them to determine how much they can set aside each month. By analyzing their income and expenses, they can create a realistic savings plan that aligns with their financial situation.In addition to personal and business finances, governments also utilize the concept of a net budget. Public sector budgeting involves estimating revenues and expenditures to ensure that a government can operate effectively. A government’s net budget reflects its fiscal health and influences policy decisions. When the net budget indicates a surplus, governments may invest in infrastructure or social programs. Conversely, a deficit may lead to budget cuts or increased taxes.Furthermore, monitoring the net budget regularly is crucial for maintaining financial stability. Both individuals and organizations should review their budgets periodically to adjust for any changes in income or expenses. This practice helps identify areas where costs can be reduced or where additional income can be generated, ultimately leading to a healthier net budget.In conclusion, the concept of a net budget is fundamental for anyone looking to manage their finances effectively. Whether for personal use, in a business context, or within government operations, understanding the net budget allows for better decision-making and financial planning. By keeping track of income and expenses, individuals and organizations can ensure they remain on solid financial ground and work towards achieving their goals. Thus, mastering the idea of a net budget is essential for financial success and sustainability.

在当今世界，管理财务比以往任何时候都更为重要。个人和组织必须理解的一个关键概念是“净预算”这一术语。“净预算”指的是在扣除所有费用后的可用总金额。这个数字对于有效的财务规划至关重要，因为它提供了未来项目或储蓄可以分配多少资金的清晰图景。为了说明“净预算”的重要性，让我们考虑一个简单的例子。想象一下，一家小企业在一年内赚取了100,000美元的收入。如果该企业发生了70,000美元的运营费用，那么“净预算”将计算如下：100,000美元（总收入）- 70,000美元（总费用）= 30,000美元（净预算）。这剩下的30,000美元可以用于再投资、偿还债务或为未来的需求储蓄。理解自己的“净预算”不仅对企业至关重要，对个人财务同样如此。例如，如果一个人每年赚50,000美元，花费40,000美元用于生活开支，他们的“净预算”将是10,000美元。这笔钱可以用于应急储蓄、投资或休闲活动。如果没有清晰的“净预算”理解，做出明智的财务决策就变得困难。此外，拥有明确的“净预算”有助于设定财务目标。例如，如果一个人想为度假储蓄，了解他们的“净预算”使他们能够确定每月可以存多少钱。通过分析他们的收入和支出，他们可以制定符合自身财务状况的现实储蓄计划。除了个人和企业财务，政府也利用“净预算”的概念。公共部门预算涉及估算收入和支出，以确保政府能够有效运作。政府的“净预算”反映了其财政健康状况，并影响政策决策。当“净预算”显示出盈余时，政府可能会投资于基础设施或社会项目。相反，赤字可能导致预算削减或增加税收。此外，定期监控“净预算”对于维持财务稳定至关重要。个人和组织都应定期审查预算，以调整任何收入或支出的变化。这一做法有助于识别可以减少成本或产生额外收入的领域，最终导致更健康的“净预算”。总之，“净预算”的概念对于任何希望有效管理财务的人来说都是基础。无论是个人使用、商业环境还是政府运作，理解“净预算”都能更好地做出决策和进行财务规划。通过跟踪收入和支出，个人和组织可以确保他们保持在稳定的财务基础上，并朝着实现目标努力。因此，掌握“净预算”的理念对于财务成功和可持续发展至关重要。