money sitting

简明释义

静止中的资金

英英释义

例句

1.I have a lot of money sitting in my savings account earning very little interest.

我在储蓄账户里有很多闲置资金，赚的利息非常少。

2.He's frustrated because he has money sitting unused while he could be making more.

他很沮丧，因为他有闲置资金没有利用，而他本可以赚更多。

3.Don't let money sitting in cash lose value due to inflation.

不要让闲置资金因通货膨胀而贬值。

4.If you have money sitting in your checking account, consider investing it.

如果你有闲置资金在支票账户中，考虑投资它。

5.She realized she had money sitting in her account that she could use for travel.

她意识到她的账户里有闲置资金可以用来旅行。

作文

In today's fast-paced world, the concept of money is often viewed through the lens of investment and growth. However, many individuals find themselves in a situation where they have funds that are simply not being utilized effectively. This phenomenon is commonly referred to as money sitting, which means that the money is idle and not generating any returns. Understanding this term is crucial for anyone looking to optimize their financial resources. The implications of money sitting can be significant. For instance, when people leave their savings in a traditional bank account with minimal interest, they are essentially allowing their hard-earned money to lose value over time due to inflation. Instead of watching their funds stagnate, individuals should consider alternative options such as investing in stocks, bonds, or mutual funds. These alternatives can provide better returns and help grow wealth over time.Moreover, money sitting can also refer to funds that might be tied up in underperforming assets. For example, if someone owns property that is not generating rental income or appreciates in value, that money could be considered 'sitting' instead of working for the owner. Real estate can be a great investment, but it requires active management and sometimes a shift in strategy to ensure that the investment is productive.Investing is not without its risks, and it requires careful consideration and planning. Many people fear that by investing, they may lose their principal amount. However, it’s essential to understand that keeping money idle is also a risk, as it guarantees a loss in purchasing power over time. Financial literacy plays a vital role in making informed decisions about how to manage funds effectively. Learning about different investment vehicles and understanding market trends can empower individuals to make choices that align with their financial goals.Furthermore, the concept of money sitting extends beyond personal finances. Businesses can also experience situations where capital is not being utilized efficiently. Companies often hold large sums of cash on their balance sheets, which can lead to missed opportunities for growth and expansion. In these cases, businesses should evaluate their cash reserves and consider reinvesting in operations, research and development, or even returning value to shareholders through dividends or stock buybacks.In conclusion, the phrase money sitting encapsulates a critical aspect of financial management. Whether for individuals or businesses, allowing money to remain idle can lead to lost opportunities and diminished value. By exploring various investment avenues and actively managing funds, one can transform stagnant money into a powerful tool for growth and prosperity. Making informed financial decisions is key to ensuring that every dollar works effectively towards achieving long-term goals. Therefore, it is essential to take action and avoid the pitfalls of letting money sitting become a common practice in financial planning.

在当今快节奏的世界中，金钱的概念常常通过投资和增长的视角来看待。然而，许多人发现自己处于一种情况，即他们拥有的资金并未得到有效利用。这种现象通常被称为money sitting，意思是钱处于闲置状态，没有产生任何回报。理解这个术语对任何希望优化财务资源的人来说都是至关重要的。money sitting的影响可能是显著的。例如，当人们将储蓄留在传统银行账户中，利息微薄时，他们实际上是在让自己辛苦赚来的钱因通货膨胀而贬值。与其看着资金停滞不前，个人应该考虑其他选择，比如投资股票、债券或共同基金。这些替代方案可以提供更好的回报，并帮助财富随着时间的推移而增长。此外，money sitting还可以指那些可能被束缚在表现不佳的资产中的资金。例如，如果某人拥有一处没有产生租金收入或未升值的物业，那么这些钱可以被视为“闲置”，而不是为所有者工作。房地产可以是一个很好的投资，但它需要积极管理，有时需要战略上的转变，以确保投资是有效的。投资并非没有风险，它需要仔细考虑和规划。许多人担心投资会导致本金损失。然而，必须理解的是，让钱闲置也是一种风险，因为它保证了随着时间推移购买力的损失。金融知识在做出明智的资金管理决策中发挥着至关重要的作用。了解不同的投资工具和市场趋势可以使个人能够做出符合其财务目标的选择。此外，money sitting的概念不仅限于个人财务。企业也可能经历资本未得到有效利用的情况。公司通常在资产负债表上持有大额现金，这可能导致错失增长和扩展的机会。在这些情况下，企业应该评估其现金储备，考虑重新投资于运营、研发，甚至通过分红或股票回购向股东返还价值。总之，短语money sitting概括了财务管理中的一个关键方面。无论是个人还是企业，允许资金闲置可能导致错失机会和价值减损。通过探索各种投资途径和积极管理资金，人们可以将停滞的资金转变为增长和繁荣的强大工具。做出明智的财务决策是确保每一美元有效运作以实现长期目标的关键。因此，采取行动，避免让money sitting成为财务规划中的一种普遍做法，是至关重要的。