experience rating; empirical norm

简明释义

经验定额

英英释义

例句

1.In our study, we found that the empirical norm 经验规范 for customer satisfaction is around 85%.

在我们的研究中，我们发现客户满意度的经验规范 empirical norm 大约为85%。

2.Adjusting your experience rating 经验评级 can lead to lower insurance costs in the long run.

调整您的经验评级 experience rating 可以在长远中降低保险成本。

3.The experience rating 经验评级 helps businesses assess their risk levels based on past claims.

该经验评级 experience rating 帮助企业根据过去的索赔评估其风险水平。

4.According to the empirical norm 经验规范, most employees take about two weeks of vacation each year.

根据经验规范 empirical norm，大多数员工每年休假约两周。

5.The insurance company uses an experience rating 经验评级 system to determine the premium rates for its clients.

保险公司使用经验评级 experience rating 系统来确定客户的保费率。

作文

In today's data-driven world, understanding complex concepts such as experience rating and empirical norm is essential for making informed decisions. The experience rating refers to a method of assessing an individual's or a group's past performance based on their experiences. This concept is particularly relevant in fields such as insurance, where companies evaluate the risk associated with insuring a person or entity by looking at their historical data. For instance, if a driver has a clean record with no accidents, their experience rating would be favorable, resulting in lower premiums. Conversely, a driver with multiple accidents would have a poor experience rating, leading to higher costs.On the other hand, the term empirical norm represents a standard or benchmark derived from observed and measured phenomena rather than theoretical constructs. In social sciences, empirical norm can be used to describe behaviors that are commonly accepted within a specific group based on collective experiences. For example, in a workplace, the empirical norm might dictate that employees should arrive by 9 AM. This norm is shaped by the patterns of behavior observed over time, and it influences how individuals conform to expectations in that environment.Both experience rating and empirical norm play crucial roles in decision-making processes across various sectors. In education, for instance, teachers often rely on experience rating when evaluating students' progress. A student's past performance can provide insights into their learning trajectory and help educators tailor their approaches to meet individual needs. Similarly, empirical norm in educational settings may guide teachers in establishing classroom rules and expectations based on what has been effective in the past.Moreover, businesses utilize both concepts to enhance their operations. When launching a new product, companies often analyze customer feedback and ratings—essentially a form of experience rating—to understand consumer satisfaction. They also look at market trends and established practices, which represent the empirical norm, to align their strategies with what has proven successful in the industry.However, it is important to note that while experience rating provides valuable insights based on historical data, it may not always predict future outcomes accurately. Similarly, empirical norm can sometimes lead to complacency, as organizations may stick to established practices even when innovation is necessary. Therefore, it is vital for individuals and organizations to critically assess these concepts and remain open to adapting their strategies based on new information and changing circumstances.In conclusion, both experience rating and empirical norm are powerful tools in analyzing behavior and making decisions. By understanding and applying these concepts effectively, we can improve our ability to navigate complex environments, whether in personal life, education, or business. Ultimately, the key lies in balancing past experiences with current realities to foster growth and development in any field.

在当今数据驱动的世界中，理解诸如经验评级和经验规范等复杂概念对于做出明智的决策至关重要。经验评级指的是一种根据个人或群体的过去表现来评估其经历的方法。这一概念在保险等领域尤为相关，在这些领域，公司通过查看历史数据来评估承保一个人或实体的风险。例如，如果一名司机没有事故记录，那么他的经验评级将是有利的，从而导致较低的保费。相反，发生过多次事故的司机将有一个较差的经验评级，这会导致更高的费用。另一方面，经验规范一词表示从观察和测量现象中得出的标准或基准，而不是理论构造。在社会科学中，经验规范可以用来描述在特定群体中基于集体经历普遍接受的行为。例如，在一个工作场所，经验规范可能规定员工应在早上9点到达。这一规范是通过观察到的行为模式随着时间的推移形成的，并影响着个人如何遵循该环境中的期望。经验评级和经验规范在各个领域的决策过程中都发挥着关键作用。例如，在教育中，教师在评估学生的进步时通常依赖于经验评级。学生的过去表现可以提供他们学习轨迹的见解，并帮助教育工作者根据个体需求调整他们的教学方法。同样，教育环境中的经验规范可能指导教师根据过去有效的做法建立课堂规则和期望。此外，企业利用这两个概念来增强其运营。在推出新产品时，公司通常会分析客户反馈和评分——本质上是一种经验评级——以了解消费者的满意度。他们还会关注市场趋势和既定做法，这些都代表了经验规范，以使他们的战略与行业内已被证明成功的做法保持一致。然而，重要的是要注意，虽然经验评级提供了基于历史数据的宝贵见解，但它并不总能准确预测未来结果。同样，经验规范有时也会导致自满，因为组织可能会坚持既定的做法，即使创新是必要的。因此，个人和组织必须批判性地评估这些概念，并保持开放态度，以便根据新信息和变化的环境调整其战略。总之，经验评级和经验规范都是分析行为和做出决策的强大工具。通过有效理解和应用这些概念，我们可以提高在个人生活、教育或商业中驾驭复杂环境的能力。最终，关键在于平衡过去的经验与当前的现实，以促进任何领域的增长和发展。