current account

简明释义

经常帐户

英英释义

例句

1.I need to transfer money from my savings account to my current account.

我需要把钱从我的储蓄账户转到我的活期账户。

2.You can easily check your balance in your current account online.

你可以轻松在线查看你的活期账户余额。

3.To open a current account, you usually need to provide identification.

要开设一个活期账户，通常需要提供身份证明。

4.My salary is deposited directly into my current account every month.

我的工资每个月直接存入我的活期账户。

5.Many businesses prefer to keep their funds in a current account for easy access.

许多企业更喜欢将资金存放在活期账户中，以便于访问。

作文

In today's globalized economy, understanding financial concepts is crucial for both individuals and businesses. One such concept that plays a significant role in international trade and finance is the current account. The current account refers to a component of a country's balance of payments that records all transactions related to trade in goods and services, net income from abroad, and current transfers. It essentially measures a nation's economic performance in terms of its exports and imports. To elaborate further, the current account consists of several key elements. First, it includes the trade balance, which is the difference between the value of goods exported and imported. A positive trade balance indicates that a country is exporting more than it is importing, which is generally seen as a sign of economic strength. Conversely, a negative trade balance suggests that a country is importing more than it is exporting, which may raise concerns about its economic stability.Another important aspect of the current account is the income section, which captures earnings from foreign investments and payments made to foreign investors. This includes dividends, interest, and rents. A surplus in this section can indicate that a country is effectively investing abroad and generating income, while a deficit might suggest reliance on foreign investments.Furthermore, the current account also encompasses current transfers, which are transactions where no goods or services are exchanged. This could include remittances sent home by expatriates or foreign aid received by a country. These transfers can significantly impact a nation’s economy, especially for developing countries that rely heavily on remittances for their economic stability.Understanding the current account is essential for policymakers and economists, as it provides insights into a country’s economic health and its position in the global market. For instance, a persistent deficit in the current account can lead to depreciation of the national currency, making imports more expensive and potentially leading to inflation. On the other hand, a surplus can strengthen the currency, making exports more costly and potentially affecting trade competitiveness.In conclusion, the current account is a vital indicator of a country's economic performance, reflecting its trade relationships and financial interactions with the rest of the world. By analyzing the current account, stakeholders can gain valuable insights into economic trends and make informed decisions regarding trade policies and investment strategies. As we navigate through an increasingly interconnected world, a solid grasp of the current account and its implications will be essential for anyone looking to understand the complexities of international economics.

在当今全球化经济中，理解金融概念对个人和企业都至关重要。其中一个在国际贸易和金融中发挥重要作用的概念是经常账户。经常账户指的是一个国家的国际收支平衡表的组成部分，记录与商品和服务的贸易、来自国外的净收入以及当前转移相关的所有交易。它基本上衡量一个国家在出口和进口方面的经济表现。进一步阐述，经常账户由几个关键要素组成。首先，它包括贸易平衡，即出口和进口商品价值之间的差额。正贸易平衡表明一个国家的出口超过进口，这通常被视为经济实力的标志。相反，负贸易平衡则表明一个国家的进口超过出口，这可能引发对其经济稳定性的担忧。经常账户的另一个重要方面是收入部分，它捕捉来自外国投资的收益和支付给外国投资者的款项。这包括股息、利息和租金。该部分的盈余可以表明一个国家有效地进行海外投资并产生收入，而赤字可能表明依赖外国投资。此外，经常账户还包括当前转移，这是没有交换商品或服务的交易。这可能包括外籍人士寄回家的汇款或一个国家收到的外援。这些转移可以显著影响一个国家的经济，特别是对于依赖汇款维持经济稳定的发展中国家。了解经常账户对政策制定者和经济学家至关重要，因为它提供了有关国家经济健康状况及其在全球市场中的地位的见解。例如，经常账户的持续赤字可能导致本国货币贬值，使进口更昂贵，并可能导致通货膨胀。另一方面，盈余可以增强货币，使出口变得更加昂贵，并可能影响贸易竞争力。总之，经常账户是一个国家经济表现的重要指标，反映了其与世界其他地区的贸易关系和金融互动。通过分析经常账户，利益相关者可以获得有关经济趋势的宝贵见解，并就贸易政策和投资策略做出明智的决策。随着我们在日益互联的世界中航行，牢固掌握经常账户及其影响将对任何希望理解国际经济复杂性的人来说至关重要。