current yield

简明释义

经常收益率

英英释义

Current yield is a financial metric that measures the annual income (interest or dividends) generated by an investment, expressed as a percentage of its current market price.

当前收益率是一个财务指标,衡量投资所产生的年度收入(利息或股息),以其当前市场价格的百分比表示。

例句

1.When evaluating a stock, consider its current yield compared to its historical performance.

在评估一只股票时,考虑其当前收益率与历史表现的比较。

2.A higher current yield may attract more investors looking for income-generating assets.

较高的当前收益率可能会吸引更多寻找收入生成资产的投资者。

3.The bond's current yield indicates its annual income relative to its market price.

该债券的当前收益率表示其年收入与市场价格的比率。

4.Investors often compare the current yield of different bonds to determine which one offers better returns.

投资者通常比较不同债券的当前收益率以确定哪一只提供更好的回报。

5.The current yield of this treasury bond is lower than expected due to rising interest rates.

由于利率上升,这只国债的当前收益率低于预期。

作文

Understanding the concept of current yield is crucial for investors who want to assess the profitability of their investments, particularly in fixed-income securities like bonds. The current yield can be defined as the annual income generated by an investment, expressed as a percentage of its current market price. This metric provides a snapshot of how much return an investor can expect based on the current price of the security rather than its original purchase price. For example, if a bond has a face value of $1,000 and pays an annual coupon of $50, but its current market price has risen to $1,200, the current yield would be calculated as follows: $50 (annual coupon) divided by $1,200 (current price), which equals approximately 4.17%. This indicates that the investor would earn 4.17% on their investment based on the current market conditions.The significance of current yield lies in its ability to help investors make informed decisions. When comparing different investment options, knowing the current yield allows investors to evaluate which securities offer better returns at a glance. For instance, if one bond offers a current yield of 4.17% and another bond with similar risk characteristics offers a current yield of 3.5%, the former may be considered a more attractive investment.However, it is essential to understand that the current yield does not account for potential capital gains or losses. If the market price of the bond continues to rise or fall significantly, the actual return on investment could differ from the current yield. Therefore, while current yield is a useful tool for assessing income generation, it should not be the sole factor in making investment decisions.Moreover, the current yield can fluctuate based on market conditions. In a rising interest rate environment, for instance, the prices of existing bonds typically decrease, leading to higher current yields. Conversely, in a declining interest rate environment, bond prices increase, resulting in lower current yields. This inverse relationship highlights the importance of monitoring market trends and understanding how they impact the current yield of various securities.In conclusion, the current yield is a vital metric for investors seeking to evaluate the income potential of their investments. By providing a clear percentage that reflects the income generated relative to the current market price, it aids in making comparisons between different investment options. However, investors must also consider other factors such as market trends, potential capital gains, and overall investment strategy when using current yield as part of their decision-making process. Ultimately, a comprehensive understanding of the current yield and its implications can lead to more informed and successful investment choices.

理解当前收益率的概念对于希望评估其投资盈利能力的投资者来说至关重要,尤其是在固定收益证券如债券方面。当前收益率可以定义为投资所产生的年收入,表示为其当前市场价格的百分比。该指标提供了投资者根据证券的当前价格而不是其原始购买价格预期的回报快照。例如,如果一只债券的面值为1000美元,支付的年息为50美元,但其当前市场价格已上涨至1200美元,则当前收益率将按以下方式计算:50美元(年息)除以1200美元(当前价格),结果约为4.17%。这表明,投资者在当前市场条件下可以获得4.17%的投资回报。当前收益率的重要性在于它能够帮助投资者做出明智的决策。在比较不同的投资选项时,了解当前收益率使投资者能够快速评估哪些证券提供更好的回报。例如,如果一只债券的当前收益率为4.17%,而另一只具有类似风险特征的债券的当前收益率为3.5%,前者可能被视为更具吸引力的投资。然而,必须理解的是,当前收益率并不考虑潜在的资本增益或损失。如果债券的市场价格继续大幅上涨或下跌,实际投资回报可能与当前收益率有所不同。因此,虽然当前收益率是评估收入生成的有用工具,但不应成为投资决策的唯一因素。此外,当前收益率可能会根据市场条件波动。例如,在利率上升的环境中,现有债券的价格通常会下降,从而导致更高的当前收益率。相反,在利率下降的环境中,债券价格上涨,导致较低的当前收益率。这种反向关系突显了监测市场趋势和理解它们如何影响各种证券的当前收益率的重要性。总之,当前收益率是投资者寻求评估其投资收入潜力的重要指标。通过提供一个清晰的百分比,反映相对于当前市场价格所产生的收入,它有助于在不同投资选项之间进行比较。然而,投资者在使用当前收益率作为决策过程的一部分时,还必须考虑其他因素,如市场趋势、潜在资本增益和整体投资策略。最终,对当前收益率及其影响的全面理解可以导致更明智和成功的投资选择。