recurring balance

简明释义

经常差额

英英释义

例句

1.To qualify for the premium account, you need to maintain a recurring balance of at least $5,000.

要符合高级账户的资格，您需要保持至少$5,000的循环余额。

2.The bank requires a minimum recurring balance to avoid monthly fees.

银行要求保持最低的循环余额以避免每月费用。

3.The financial advisor suggested keeping a recurring balance to manage unexpected expenses.

财务顾问建议保持一个循环余额以应对意外支出。

4.She was surprised to find that her recurring balance had dropped significantly after the last transaction.

她惊讶地发现，在上次交易后，她的循环余额大幅下降。

5.His recurring balance allowed him to take advantage of investment opportunities.

他的循环余额使他能够利用投资机会。

作文

In today's fast-paced financial world, understanding various terms related to finance is crucial for effective money management. One such term that often comes up in banking and personal finance discussions is recurring balance. This concept refers to the amount of money that remains in an account after regular transactions have been accounted for, typically on a monthly basis. Understanding this term can greatly enhance one's ability to manage finances wisely.To put it simply, a recurring balance is the sum of funds that consistently appears in your bank account after deducting any outstanding payments or expenses. For example, if you earn a salary of $3,000 each month but have fixed expenses like rent, utilities, and groceries totaling $2,500, your recurring balance would be $500. This amount is essential for budgeting and planning future expenses.The importance of maintaining a healthy recurring balance cannot be overstated. A positive recurring balance ensures that you have enough funds available for unexpected expenses or emergencies. It acts as a financial cushion, giving you peace of mind knowing that you are prepared for unforeseen circumstances. Moreover, a consistent recurring balance can help you avoid overdraft fees and maintain a good credit score, which is vital for securing loans or mortgages in the future.Additionally, many financial institutions offer tools and resources to help individuals track their recurring balance. Online banking platforms often provide features that allow users to set up alerts for when their balance falls below a certain threshold. This proactive approach helps individuals stay informed about their financial situation and encourages responsible spending habits.Understanding your recurring balance can also aid in long-term financial planning. For instance, if you notice that your recurring balance is consistently low, it may be time to reevaluate your budget and spending habits. Identifying areas where you can cut back on expenses could lead to a healthier financial situation in the long run. On the other hand, if your recurring balance is consistently high, it might be worth considering investment options to grow your wealth.In conclusion, the term recurring balance is fundamental to effective financial management. By understanding what it represents and how it affects your overall financial health, you can make more informed decisions about budgeting, saving, and investing. Whether you are just starting out in your financial journey or are looking to refine your existing strategies, keeping an eye on your recurring balance will undoubtedly contribute to your success in managing your finances. Embracing this concept can empower you to take control of your financial future, ensuring that you are always prepared for whatever life may throw your way.

在当今快速发展的金融世界中，理解与财务相关的各种术语对于有效的资金管理至关重要。其中一个常常在银行和个人财务讨论中出现的术语是经常性余额。这个概念指的是在定期交易（通常是按月）结算后，账户中剩余的资金金额。理解这个术语可以大大提高个人理财的能力。简单来说，经常性余额是从您的银行账户中扣除任何未支付款项或费用后，始终存在的资金总和。例如，如果您每月的工资为3000美元，但固定支出如租金、水电费和杂货总计为2500美元，那么您的经常性余额将为500美元。这个金额对预算和规划未来支出至关重要。保持健康的经常性余额的重要性不言而喻。正的经常性余额确保您有足够的资金应对意外支出或紧急情况。它充当财务缓冲，让您安心，知道您为不可预见的情况做好了准备。此外，持续的经常性余额可以帮助您避免透支费用，并保持良好的信用评分，这对于未来获得贷款或抵押贷款至关重要。此外，许多金融机构提供工具和资源，帮助个人跟踪其经常性余额。在线银行平台通常提供功能，允许用户设置警报，以便在其余额低于某个阈值时收到通知。这种主动的方法帮助个人了解自己的财务状况，并鼓励负责任的消费习惯。理解您的经常性余额也有助于长期财务规划。例如，如果您发现您的经常性余额持续较低，可能是时候重新评估您的预算和消费习惯了。识别可以削减开支的领域可能会在长期内导致更健康的财务状况。另一方面，如果您的经常性余额持续较高，考虑投资选项以增加财富可能是值得的。总之，经常性余额这一术语对有效的财务管理至关重要。通过理解它所代表的意义以及它如何影响您的整体财务健康，您可以在预算、储蓄和投资方面做出更明智的决策。无论您是在财务旅程的起步阶段，还是希望完善现有策略，关注您的经常性余额无疑会有助于您成功管理财务。接受这一概念可以使您掌控财务未来，确保您始终为生活的各种挑战做好准备。