near money; near cash

简明释义

近似货币

英英释义

例句

1.Many investors prefer to keep a portion of their portfolio in near money; near cash assets for liquidity.

许多投资者更喜欢将部分投资组合保持在近似货币; 近现金资产中，以便于流动性。

2.Investors often look for near money; near cash options when they anticipate market volatility.

当投资者预期市场波动时，通常会寻找近似货币; 近现金的选项。

3.Money market accounts are a form of near money; near cash that offer higher interest rates than regular savings accounts.

货币市场账户是一种近似货币; 近现金形式，提供比普通储蓄账户更高的利率。

4.During economic uncertainty, people often convert their savings into near money; near cash to avoid risks.

在经济不确定时期，人们常常将储蓄转换为近似货币; 近现金以避免风险。

5.Certificates of deposit (CDs) are considered near money; near cash because they can be quickly converted to cash.

存款证（CD）被视为近似货币; 近现金，因为它们可以快速转换为现金。

作文

In the world of finance, understanding different types of assets is crucial for effective money management. Among these assets, there exists a category known as near money; near cash. This term refers to highly liquid financial instruments that are not cash but can easily be converted into cash without significant loss of value. Examples of near money; near cash include savings accounts, money market accounts, and short-term government bonds. These assets play an essential role in personal and corporate finance, providing a buffer for immediate cash needs while also earning some interest. The concept of near money; near cash is particularly important for individuals who wish to maintain liquidity while also maximizing their returns. For instance, keeping large sums of money in a checking account may yield little to no interest. Instead, individuals might opt to place their funds in a high-yield savings account or a money market account, which typically offers better interest rates while still allowing easy access to funds when necessary. This strategy helps in achieving a balance between liquidity and profitability.For businesses, managing cash flow is vital for operational efficiency. Companies often keep a portion of their assets in near money; near cash instruments to ensure they can meet short-term obligations. By investing in near money; near cash options, businesses can earn returns on their excess cash while still having the flexibility to cover expenses such as payroll, vendor payments, and unexpected costs. This approach allows for better financial planning and stability.Moreover, during economic uncertainty, holding near money; near cash can provide a sense of security. Investors often gravitate towards these assets in times of market volatility, as they offer lower risk compared to stocks or other more volatile investments. By maintaining a portfolio that includes near money; near cash, investors can safeguard their funds against potential losses while still having the ability to capitalize on future investment opportunities when the market stabilizes.In conclusion, the significance of near money; near cash cannot be overstated. It serves as a vital component of both personal and corporate finance, allowing for liquidity, security, and potential growth. Understanding how to effectively utilize near money; near cash can lead to better financial decision-making and ultimately contribute to long-term financial health. Whether for individual savings or business operations, recognizing the value of near money; near cash is key to navigating the complexities of the financial landscape.

在金融世界中，理解不同类型的资产对于有效的资金管理至关重要。在这些资产中，有一个类别被称为近似货币；近现金。这个术语指的是高度流动的金融工具，这些工具虽然不是现金，但可以在不显著损失价值的情况下轻松转换为现金。近似货币；近现金的例子包括储蓄账户、货币市场账户和短期政府债券。这些资产在个人和公司财务中发挥着重要作用，为即时现金需求提供缓冲，同时也能赚取一些利息。近似货币；近现金的概念对于希望保持流动性同时最大化回报的个人尤为重要。例如，将大量资金存放在支票账户中可能几乎没有利息收益。相反，个人可能会选择将资金放入高收益储蓄账户或货币市场账户，这通常提供更好的利率，同时仍然允许在必要时轻松访问资金。这种策略有助于实现流动性和盈利能力之间的平衡。对于企业而言，管理现金流对运营效率至关重要。公司通常将一部分资产保留在近似货币；近现金工具中，以确保能够满足短期义务。通过投资于近似货币；近现金选项，企业可以对其多余现金获得回报，同时仍然具备覆盖薪资、供应商付款和意外费用等开支的灵活性。这种方法有助于更好的财务规划和稳定性。此外，在经济不确定时期，持有近似货币；近现金可以提供安全感。在市场波动时期，投资者往往倾向于这些资产，因为它们相比股票或其他更波动的投资提供了较低的风险。通过维护包含近似货币；近现金的投资组合，投资者可以保护他们的资金免受潜在损失，同时仍然能够在市场稳定时抓住未来的投资机会。总之，近似货币；近现金的重要性不容小觑。它作为个人和企业财务的关键组成部分，允许流动性、安全性和潜在增长。了解如何有效利用近似货币；近现金可以导致更好的财务决策，并最终有助于长期的财务健康。无论是个人储蓄还是商业运营，认识到近似货币；近现金的价值是驾驭金融环境复杂性的关键。