short bills

简明释义

近期国库券

英英释义

例句

1.He asked the bank for short bills to use for his charity event.

他向银行申请了一些零钱，以便用于他的慈善活动。

2.When traveling, it's useful to have short bills for tips and small expenses.

旅行时，拥有一些零钱用于小费和小额开支是很方便的。

3.I always keep some short bills in my wallet for small purchases.

我总是在钱包里放一些零钱以便于小额消费。

4.I prefer to pay in short bills when I'm at local markets.

在当地市场时，我更喜欢用零钱支付。

5.The cashier gave me a change of short bills after I paid for my coffee.

我买咖啡后，收银员给了我一些零钱作为找零。

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and businesses. One aspect of financial management that often goes overlooked is the importance of handling short bills (短期账单). These are typically bills that require payment within a short period, usually less than a month. Understanding how to manage short bills can significantly impact one's financial stability and planning.Firstly, it is essential to recognize the types of short bills that one might encounter. Common examples include utility bills, credit card payments, and subscription services. Each of these requires timely payments to avoid late fees and potential damage to one’s credit score. For instance, if a person neglects to pay their electricity bill on time, they may face not only additional charges but also the risk of having their service interrupted. Therefore, keeping track of short bills is vital for maintaining a good credit history and ensuring that essential services remain uninterrupted.One effective strategy for managing short bills is to create a budget that includes all recurring expenses. By listing out all sources of income and categorizing expenses, individuals can allocate funds specifically for short bills. This proactive approach helps in avoiding overspending and ensures that there is enough money set aside for upcoming payments. Additionally, using digital tools such as budgeting apps can simplify this process by sending reminders when bills are due, thus preventing late payments.Moreover, it is advisable to prioritize short bills in one’s financial planning. When creating a monthly budget, individuals should consider which bills have the most immediate consequences if unpaid. For example, missing a payment for rent or mortgage can lead to severe repercussions, including eviction or foreclosure. Therefore, prioritizing these short bills over discretionary spending is a wise decision.Another aspect to consider is the possibility of negotiating payment terms for some short bills. Many service providers offer flexible payment options or plans that can ease the financial burden. For instance, if someone is struggling to pay their medical bills, they can often negotiate a payment plan that allows them to spread the costs over several months. This approach not only helps manage cash flow but also reduces the stress associated with large, lump-sum payments.Lastly, it is important to review and reassess short bills regularly. Changes in financial circumstances, such as a new job or unexpected expenses, can alter one’s ability to pay bills on time. By regularly reviewing financial commitments, individuals can make necessary adjustments to their budgets and payment strategies, ensuring that they stay on top of their financial obligations.In conclusion, effectively managing short bills is a critical component of financial health. By understanding what these bills entail, creating a budget, prioritizing payments, negotiating terms, and reviewing financial commitments regularly, individuals can maintain control over their finances. In a world where financial pressures are ever-increasing, mastering the management of short bills can lead to greater peace of mind and financial security.

在当今快节奏的世界中，有效地管理财务对个人和企业来说至关重要。财务管理的一个常被忽视的方面是处理短期账单的重要性。这些通常是需要在短时间内支付的账单，通常少于一个月。理解如何管理短期账单可以显著影响个人的财务稳定性和规划。首先，必须认识到一个人可能会遇到的短期账单类型。常见的例子包括水电费、信用卡付款和订阅服务。每一项都需要及时付款，以避免滞纳金和潜在的信用评分损害。例如，如果一个人忽视了按时支付电费，他们不仅可能面临额外费用的风险，还可能面临服务中断的风险。因此，跟踪短期账单对于维护良好的信用记录和确保基本服务不被中断至关重要。管理短期账单的一个有效策略是制定一个包括所有经常性支出的预算。通过列出所有收入来源并对支出进行分类，个人可以专门为短期账单分配资金。这种主动的方法有助于避免超支，并确保有足够的钱留作即将到来的付款。此外，使用数字工具，如预算应用程序，可以通过在账单到期时发送提醒来简化这一过程，从而防止迟交。此外，在财务规划中优先考虑短期账单也是明智的。当制定月度预算时，个人应考虑哪些账单在未支付的情况下会带来最直接的后果。例如，错过房租或抵押贷款的付款可能会导致严重后果，包括驱逐或止赎。因此，将这些短期账单优先于任意支出是明智的决定。另一个需要考虑的方面是协商某些短期账单的付款条款的可能性。许多服务提供商提供灵活的付款选项或计划，可以减轻财务负担。例如，如果有人在支付医疗账单时遇到困难，他们通常可以协商一个允许他们在几个月内分摊费用的付款计划。这种方法不仅有助于管理现金流，还减少了与大额一次性付款相关的压力。最后，定期审查和重新评估短期账单也很重要。财务状况的变化，例如新工作或意外支出，可能会改变一个人按时支付账单的能力。通过定期审查财务承诺，个人可以对预算和付款策略进行必要的调整，确保他们能够履行财务义务。总之，有效管理短期账单是财务健康的关键组成部分。通过理解这些账单的内容、制定预算、优先支付、协商条款以及定期审查财务承诺，个人可以保持对自己财务的控制。在一个财务压力日益增加的世界中，掌握短期账单的管理可以带来更大的安心和财务安全。