emergency reserve

简明释义

紧急预备费

英英释义

例句

1.The city council decided to increase the emergency reserve fund after the recent floods.

市议会决定在最近的洪水后增加应急储备基金。

2.It's wise to have an emergency reserve in your personal budget for unforeseen circumstances.

在个人预算中有一个应急储备以应对不可预见的情况是明智的。

3.The government has set aside an emergency reserve to deal with natural disasters.

政府已经设立了一个应急储备来应对自然灾害。

4.Many businesses maintain an emergency reserve for unexpected expenses.

许多企业保持一个应急储备以应对意外支出。

5.During the financial crisis, the bank used its emergency reserve to stabilize operations.

在金融危机期间，银行使用其应急储备来稳定运营。

作文

In today's unpredictable world, it is essential for individuals and organizations alike to be prepared for unforeseen circumstances. One of the most effective ways to ensure preparedness is by maintaining an emergency reserve. An emergency reserve refers to a fund or resource set aside specifically for unexpected situations that require immediate attention or financial support. This could include natural disasters, medical emergencies, or sudden financial crises. Having an emergency reserve can provide peace of mind and security, allowing individuals and businesses to navigate through tough times without succumbing to panic or financial ruin.The importance of an emergency reserve cannot be overstated. For individuals, it acts as a safety net during challenging times. For instance, if someone loses their job or faces unexpected medical expenses, having an emergency reserve can help cover living costs and avoid going into debt. Financial experts recommend saving at least three to six months' worth of living expenses in an emergency reserve to ensure that one can manage during difficult periods.For businesses, maintaining an emergency reserve is equally critical. Companies face various risks, from economic downturns to unexpected operational challenges. An emergency reserve allows businesses to continue operations smoothly during tough times, ensuring that they can pay employees, fulfill obligations, and avoid bankruptcy. Moreover, having a robust emergency reserve can enhance a company's credibility with investors and stakeholders, demonstrating that the organization is prudent and prepared for uncertainties.Building an emergency reserve requires discipline and planning. It is advisable to start small and gradually increase the reserve over time. Setting aside a fixed percentage of income each month can help grow the emergency reserve steadily. Additionally, individuals and businesses should regularly review their reserves to ensure they are adequate for their current needs and adjust them as necessary.In conclusion, an emergency reserve is a vital component of financial stability for both individuals and organizations. It serves as a protective measure against life's uncertainties, providing the necessary resources to tackle unexpected challenges. By prioritizing the establishment and maintenance of an emergency reserve, we can enhance our resilience and ensure a more secure future. Therefore, whether you are an individual looking to safeguard your family’s well-being or a business owner aiming to protect your enterprise, investing in an emergency reserve should be a top priority.

在当今不可预测的世界中，个人和组织都必须为不可预见的情况做好准备。确保准备的最有效方法之一是维持一个应急储备。应急储备是指专门为需要立即关注或财务支持的意外情况而设立的资金或资源。这可能包括自然灾害、医疗紧急情况或突发的财务危机。拥有一个应急储备可以提供安心和安全感，使个人和企业能够在困难时期顺利度过，而不至于陷入恐慌或财务破产。应急储备的重要性不容小觑。对于个人来说，它在困难时期充当安全网。例如，如果某人失业或面临意外的医疗费用，拥有一个应急储备可以帮助支付生活费用，避免债务。金融专家建议在应急储备中至少储蓄三到六个月的生活费用，以确保在困难时期能够应对。对于企业而言，维持一个应急储备同样至关重要。公司面临各种风险，从经济低迷到意外的运营挑战。应急储备使企业能够在艰难时期平稳运营，确保能够支付员工工资、履行义务，避免破产。此外，拥有充足的应急储备可以增强公司在投资者和利益相关者中的信誉，表明该组织谨慎并为不确定性做好了准备。建立应急储备需要纪律和规划。建议从小开始，逐步增加储备。每月固定比例的收入存入可以帮助应急储备稳步增长。此外，个人和企业应定期审查其储备，以确保其满足当前需求，并根据需要进行调整。总之，应急储备是个人和组织财务稳定的重要组成部分。它作为应对生活不确定性的保护措施，提供必要的资源来应对意外挑战。通过优先考虑建立和维护应急储备，我们可以增强我们的韧性，确保更安全的未来。因此，无论您是希望保护家庭福祉的个人，还是旨在保护企业的企业主，投资于应急储备都应该是首要任务。