monetary liabilities

简明释义

金融债务

英英释义

例句

1.A sudden increase in monetary liabilities 货币负债 can signal financial distress.

货币负债的突然增加可能预示着财务困境。

2.The bank's monetary liabilities 货币负债 include customer deposits and outstanding loans.

银行的货币负债包括客户存款和未偿还贷款。

3.Managing monetary liabilities 货币负债 effectively is crucial for maintaining a healthy balance sheet.

有效管理货币负债对维持健康的资产负债表至关重要。

4.The company's monetary liabilities 货币负债 have increased significantly this quarter due to new loans.

由于新贷款，该公司的货币负债在本季度大幅增加。

5.Investors are concerned about the rising monetary liabilities 货币负债 of the government.

投资者对政府日益上升的货币负债感到担忧。

作文

In the world of finance and accounting, understanding various terms and concepts is crucial for effective management and decision-making. One such term that holds significant importance is monetary liabilities. 货币负债 refers to obligations that a company or individual must settle in monetary form, typically involving cash payments. These liabilities can arise from various sources, including loans, credit purchases, or any other financial obligations that require repayment. The nature of monetary liabilities is such that they are recorded on the balance sheet, which provides a snapshot of an entity's financial health at any given time. The presence of these liabilities indicates that the entity has incurred debts that need to be paid off, which can impact its overall financial stability. For instance, if a business takes out a loan to expand operations, the amount borrowed becomes a monetary liability. This obligation must be managed carefully to ensure that the company maintains sufficient liquidity to meet its repayment schedule.An important aspect of monetary liabilities is their classification. They can be categorized into current and long-term liabilities. Current liabilities are those that are expected to be settled within one year, such as accounts payable or short-term loans. In contrast, long-term liabilities extend beyond one year, including mortgages and bonds payable. Understanding this distinction is critical for stakeholders, as it affects cash flow management and financial planning.Moreover, the management of monetary liabilities is vital for maintaining a healthy credit rating. A high level of debt relative to income can signal financial distress to lenders and investors. Therefore, organizations often strive to balance their monetary liabilities with their assets to maintain a favorable debt-to-equity ratio. This ratio helps assess the risk associated with the entity's capital structure, influencing investment decisions.In addition to businesses, individuals also encounter monetary liabilities in their personal finances. Common examples include credit card debt, student loans, and mortgages. Managing these liabilities effectively is essential for achieving financial stability and independence. Individuals must keep track of their debts, make timely payments, and avoid accumulating excessive liabilities that could jeopardize their financial future.Furthermore, the economic environment can significantly influence monetary liabilities. For instance, during periods of economic downturn, individuals and businesses may struggle to meet their financial obligations, leading to increased defaults and bankruptcies. Conversely, a thriving economy can enhance income levels, allowing entities to manage their liabilities more effectively. This relationship highlights the importance of economic indicators in assessing the overall health of both individuals and businesses.In conclusion, monetary liabilities play a pivotal role in the financial landscape, impacting both businesses and individuals alike. Understanding what 货币负债 entails, how to manage it, and its implications for financial health is crucial for making informed decisions. Whether you are a business owner seeking growth opportunities or an individual striving for financial independence, a solid grasp of monetary liabilities will undoubtedly serve you well in navigating the complexities of the financial world.