monetary ease

简明释义

金融缓和

英英释义

例句

1.Many economists argue that monetary ease should be used carefully to avoid inflation.

许多经济学家认为，使用货币宽松应谨慎，以避免通货膨胀。

2.Investors are optimistic about the market due to the recent measures of monetary ease.

由于最近的货币宽松措施，投资者对市场持乐观态度。

3.During times of recession, governments often resort to monetary ease to encourage spending.

在经济衰退时期，政府通常采取货币宽松措施来鼓励消费。

4.The central bank decided to implement a policy of monetary ease to stimulate economic growth.

中央银行决定实施货币宽松政策以刺激经济增长。

5.The effects of monetary ease can be seen in the rising stock prices.

可以看到货币宽松的效果体现在股价上涨上。

作文

In recent years, the concept of monetary ease has gained significant attention among economists and policymakers. Monetary ease refers to a situation where central banks implement policies that make borrowing cheaper and encourage spending and investment. This typically involves lowering interest rates and increasing the money supply. The purpose of monetary ease is to stimulate economic growth, especially during periods of recession or economic stagnation.One of the most notable examples of monetary ease occurred during the global financial crisis of 2008. In response to the severe downturn, central banks around the world, including the Federal Reserve in the United States, enacted aggressive monetary ease measures. They slashed interest rates to near-zero levels and implemented quantitative easing programs, which involved purchasing government bonds and other securities to inject liquidity into the economy. These actions aimed to restore confidence in the financial system and encourage lending.The effects of monetary ease can be both positive and negative. On the positive side, lower interest rates make it cheaper for individuals and businesses to borrow money. This can lead to increased consumer spending and business investment, ultimately driving economic growth. For example, when mortgage rates are low, more people are likely to buy homes, which can boost the housing market and related industries.However, there are also potential downsides to prolonged monetary ease. One concern is that it can lead to asset bubbles, where the prices of stocks, real estate, and other assets rise to unsustainable levels due to excessive liquidity. When investors have easy access to cheap credit, they may take on more risk, leading to inflated asset prices. If these bubbles burst, it can result in significant economic damage, as seen in the housing market crash of 2008.Furthermore, monetary ease can create challenges for central banks in the long term. Once the economy begins to recover, central banks may face pressure to normalize interest rates. However, raising rates too quickly can stifle growth and potentially push the economy back into recession. This delicate balancing act requires careful consideration and timing.In addition, monetary ease can exacerbate income inequality. Wealthier individuals and corporations often benefit more from low-interest rates, as they have greater access to capital and investment opportunities. In contrast, those with fewer resources may not see the same benefits, leading to a widening wealth gap. Policymakers must be aware of these disparities when designing monetary ease strategies.In conclusion, monetary ease is a powerful tool used by central banks to promote economic growth during challenging times. While it can stimulate spending and investment, it also carries risks that must be managed carefully. Policymakers need to strike a balance between supporting the economy and preventing potential negative consequences, such as asset bubbles and increasing inequality. As we move forward, understanding the implications of monetary ease will be crucial for navigating the complexities of the global economy.

近年来，货币宽松的概念在经济学家和政策制定者中引起了显著关注。货币宽松指的是中央银行实施的使借贷成本更低、鼓励消费和投资的政策。这通常涉及降低利率和增加货币供应量。货币宽松的目的是刺激经济增长，特别是在衰退或经济停滞期间。一个最显著的例子是2008年全球金融危机期间发生的货币宽松。为应对严重的经济下滑，世界各地的中央银行，包括美国的联邦储备系统，采取了激进的货币宽松措施。他们将利率削减至接近零的水平，并实施量化宽松计划，即购买政府债券和其他证券，以向经济注入流动性。这些行动旨在恢复人们对金融系统的信心并鼓励放贷。货币宽松的影响既有积极的一面，也有消极的一面。在积极方面，较低的利率使个人和企业借款成本降低。这可能导致消费者支出和商业投资的增加，最终推动经济增长。例如，当抵押贷款利率较低时，更多的人可能会购买房屋，这可以促进房地产市场及相关行业的发展。然而，长期的货币宽松也可能带来潜在的负面影响。一个担忧是，它可能导致资产泡沫，即由于过多的流动性，股票、房地产和其他资产的价格上涨到不可持续的水平。当投资者容易获得廉价信贷时，他们可能承担更多风险，导致资产价格膨胀。如果这些泡沫破裂，可能会造成重大的经济损害，正如2008年住房市场崩溃所示。此外，货币宽松也可能给中央银行带来长期挑战。一旦经济开始复苏，中央银行可能面临正常化利率的压力。然而，过快提高利率可能会抑制增长，并可能使经济再次陷入衰退。这种微妙的平衡需要仔细考虑和时机把握。另外，货币宽松可能加剧收入不平等。富裕的个人和企业往往从低利率中受益更多，因为他们更容易获得资本和投资机会。相比之下，资源较少的人可能看不到相同的好处，导致财富差距扩大。政策制定者在设计货币宽松策略时必须意识到这些差异。总之，货币宽松是中央银行在困难时期促进经济增长的强大工具。虽然它可以刺激消费和投资，但也带来了必须谨慎管理的风险。政策制定者需要在支持经济与防止潜在负面后果（如资产泡沫和日益增加的不平等）之间取得平衡。随着我们向前发展，理解货币宽松的影响对于驾驭全球经济的复杂性至关重要。