financial liabilities

简明释义

金融负债

英英释义

例句

1.The company's financial liabilities 财务负债 have increased significantly over the past year, raising concerns among investors.

公司的财务负债在过去一年中显著增加，这引起了投资者的担忧。

2.It's crucial for businesses to manage their financial liabilities 财务负债 effectively to maintain a healthy cash flow.

企业有效管理其财务负债对于维持健康的现金流至关重要。

3.Investors often look at a firm's financial liabilities 财务负债 when assessing its overall financial health.

投资者在评估公司的整体财务健康时，通常会关注公司的财务负债。

4.A high level of financial liabilities 财务负债 can indicate that a company is over-leveraged and may face bankruptcy risks.

高水平的财务负债可能表明公司负债过多，面临破产风险。

5.The audit report highlighted several areas where financial liabilities 财务负债 could be reduced.

审计报告强调了可以减少财务负债的几个领域。

作文

In the world of finance, understanding the concept of financial liabilities is crucial for both individuals and businesses. Financial liabilities refer to the obligations that an entity owes to another party, which typically involve the payment of money. These obligations can arise from various sources, such as loans, credit agreements, or other financial contracts. For instance, when a company borrows money from a bank, it creates a financial liability that must be repaid over time, often with interest. The significance of financial liabilities cannot be overstated, as they play a vital role in the overall financial health of an organization. A high level of financial liabilities relative to assets may indicate potential solvency issues, while a manageable level suggests that the entity is capable of meeting its obligations. Investors and creditors closely analyze these liabilities to assess risk and make informed decisions. Moreover, financial liabilities can be classified into different categories, including current and non-current liabilities. Current liabilities are those that are due within one year, such as accounts payable and short-term loans. Non-current liabilities, on the other hand, are obligations that extend beyond one year, like long-term debt or bonds payable. Understanding this distinction is essential for effective financial planning and management.Businesses often use various strategies to manage their financial liabilities. One common approach is refinancing, where a company replaces an existing liability with a new one, often at a lower interest rate. This can help reduce the overall cost of borrowing and improve cash flow. Additionally, companies may engage in debt consolidation, combining multiple liabilities into a single, more manageable payment. For individuals, financial liabilities can take the form of personal loans, credit card debt, and mortgages. It is important for individuals to monitor their financial liabilities closely, as excessive debt can lead to financial strain and negatively impact credit scores. Creating a budget and prioritizing debt repayment can help individuals maintain control over their finances.In conclusion, financial liabilities are a fundamental aspect of financial management that requires careful attention. Whether for businesses or individuals, understanding and managing these obligations is key to achieving financial stability and success. By recognizing the nature of financial liabilities and employing effective strategies to manage them, entities can navigate the complexities of finance with greater confidence and security.

在金融领域，理解财务负债的概念对个人和企业都至关重要。财务负债指的是一个实体对另一个方所负有的义务，这些义务通常涉及到金钱的支付。这些义务可能源于各种来源，例如贷款、信用协议或其他金融合同。例如，当一家公司从银行借款时，就会产生一种财务负债，必须随着时间的推移偿还，通常还要支付利息。财务负债的重要性不容小觑，因为它们在组织的整体财务健康中扮演着至关重要的角色。相对于资产而言，高水平的财务负债可能表明潜在的偿付能力问题，而可控的负债水平则表明该实体能够履行其义务。投资者和债权人密切分析这些负债，以评估风险并做出明智的决策。此外，财务负债可以分为不同的类别，包括流动负债和非流动负债。流动负债是指在一年内到期的负债，例如应付账款和短期贷款。而非流动负债则是那些超过一年到期的义务，如长期债务或应付债券。理解这一区别对于有效的财务规划和管理至关重要。企业通常采用各种策略来管理其财务负债。一种常见的方法是再融资，即公司用新的负债替换现有负债，通常是在较低的利率下。这可以帮助降低整体借款成本并改善现金流。此外，公司也可能进行债务整合，将多项负债合并为单一的、更易管理的付款。对于个人而言，财务负债可能表现为个人贷款、信用卡债务和抵押贷款。个人密切关注自己的财务负债非常重要，因为过度债务可能导致财务压力，并对信用评分产生负面影响。制定预算并优先偿还债务可以帮助个人保持对财务的控制。总之，财务负债是财务管理的一个基本方面，需要仔细关注。无论是对于企业还是个人，理解和管理这些义务是实现财务稳定和成功的关键。通过认识财务负债的性质并采用有效的管理策略，实体可以更自信和安全地应对金融的复杂性。