net financial assets

简明释义

金融财产净额

英英释义

例句

1.Investors often look at net financial assets 净金融资产 to assess a firm's liquidity.

投资者通常查看净金融资产 net financial assets 来评估公司的流动性。

2.The report highlighted the importance of tracking net financial assets 净金融资产 for retirement planning.

报告强调了跟踪净金融资产 net financial assets 在退休规划中的重要性。

3.The company's net financial assets 净金融资产 have increased significantly over the last quarter.

公司的净金融资产 net financial assets 在上个季度大幅增加。

4.A rise in net financial assets 净金融资产 can indicate good financial health for an individual.

增加的净金融资产 net financial assets 可能表明个人的财务健康状况良好。

5.Banks require customers to maintain a minimum level of net financial assets 净金融资产 for premium accounts.

银行要求客户在高级账户中保持最低水平的净金融资产 net financial assets。

作文

In today's financial landscape, understanding the concept of net financial assets is crucial for both individuals and businesses. Net financial assets refer to the total value of financial assets owned by an entity, minus any liabilities. This metric provides a clear picture of an entity's financial health and its ability to meet future obligations. In simpler terms, it represents what you own in terms of cash, stocks, bonds, and other investments after subtracting what you owe, such as loans and mortgages.To grasp the significance of net financial assets, consider the example of an individual who has various forms of investments. If this person owns $100,000 in stocks, $50,000 in bonds, and $20,000 in savings accounts, their total financial assets amount to $170,000. However, if they have a mortgage of $150,000 and credit card debts totaling $10,000, their total liabilities would be $160,000. Therefore, their net financial assets would be $170,000 - $160,000 = $10,000. This figure indicates that the individual has a positive net worth, which is a sign of financial stability.On a broader scale, businesses also analyze their net financial assets to assess their financial position. For instance, a company may hold significant cash reserves and investments in stocks but also carry substantial debts. By calculating their net financial assets, stakeholders can gauge the company's liquidity and overall financial strength. A positive net financial assets figure suggests that the company is well-positioned to invest in growth opportunities, pay dividends, or weather economic downturns.Moreover, policymakers and economists utilize aggregated net financial assets data to evaluate the economic health of a nation. By examining the net financial assets of households and businesses, they can identify trends in wealth distribution, savings rates, and investment behaviors. This information is invaluable for designing policies that promote economic stability and growth.In conclusion, the concept of net financial assets serves as a fundamental indicator of financial health for individuals, businesses, and even nations. Understanding how to calculate and interpret net financial assets enables better financial planning and decision-making. It empowers individuals to manage their finances effectively, helps businesses strategize for future growth, and assists policymakers in crafting informed economic policies. As we navigate through an increasingly complex financial world, the importance of recognizing and analyzing net financial assets cannot be overstated. It is essential for achieving financial security and making informed decisions that lead to long-term prosperity.

在当今的金融环境中，理解“净金融资产”这一概念对个人和企业来说至关重要。净金融资产是指一个实体拥有的金融资产的总价值减去任何负债。这一指标清晰地展示了一个实体的财务健康状况及其履行未来义务的能力。简单来说，它代表你在现金、股票、债券和其他投资方面所拥有的资产，减去你所欠的债务，如贷款和抵押贷款。为了更好地理解净金融资产的意义，可以考虑一个拥有各种投资的个人的例子。如果这个人拥有10万美元的股票、5万美元的债券和2万美元的储蓄账户，那么他们的总金融资产为17万美元。然而，如果他们有15万美元的抵押贷款和1万美元的信用卡债务，他们的总负债将为16万美元。因此，他们的净金融资产将是17万美元 - 16万美元 = 1万美元。这个数字表明这个人拥有正的净资产，这是财务稳定的标志。在更广泛的范围内，企业也会分析它们的净金融资产来评估其财务状况。例如，一家公司可能持有大量现金储备和股票投资，但也背负着可观的债务。通过计算它们的净金融资产，利益相关者可以评估公司的流动性和整体财务实力。正的净金融资产数字表明公司在投资增长机会、支付股息或应对经济下行方面处于良好位置。此外，政策制定者和经济学家利用汇总的净金融资产数据来评估一个国家的经济健康状况。通过检查家庭和企业的净金融资产，他们可以识别财富分配、储蓄率和投资行为的趋势。这些信息对于设计促进经济稳定和增长的政策至关重要。总之，“净金融资产”这一概念作为个人、企业甚至国家财务健康的基本指标。理解如何计算和解释净金融资产使得更好的财务规划和决策成为可能。它使个人能够有效管理自己的财务，帮助企业制定未来增长的战略，并协助政策制定者制定明智的经济政策。在我们穿越日益复杂的金融世界时，认识和分析净金融资产的重要性不容小觑。这对于实现财务安全和做出长期繁荣的明智决策至关重要。