finance; banking

简明释义

金融

英英释义

例句

1.Many students choose to major in finance; banking because of the high demand for jobs in this field.

许多学生选择主修金融；银行业务，因为这个领域对工作的需求很高。

2.She works in the finance; banking sector, helping clients manage their investments.

她在金融；银行业务领域工作，帮助客户管理他们的投资。

3.The finance; banking industry has undergone significant changes due to technological advancements.

由于技术进步，金融；银行业务行业经历了重大变化。

4.The seminar covered various topics related to finance; banking, including investment strategies and risk management.

研讨会涵盖了与金融；银行业务相关的各种主题，包括投资策略和风险管理。

5.Understanding finance; banking is essential for anyone looking to start their own business.

理解金融；银行业务对于任何想要创业的人来说都是至关重要的。

作文

Understanding the concepts of finance and banking is essential in today's economic landscape. Both fields play a pivotal role in the functioning of economies around the world, facilitating the flow of money and enabling individuals and businesses to achieve their financial goals. Finance refers to the management of large amounts of money, especially by governments or large companies. It encompasses various activities such as investments, borrowing, lending, budgeting, and forecasting. On the other hand, banking primarily involves the business of accepting deposits and providing loans. Banks act as intermediaries between depositors and borrowers, ensuring that funds are allocated efficiently within the economy.In essence, finance provides the framework for managing money effectively, while banking serves as the operational backbone that supports this framework. For instance, when an individual decides to take out a loan to buy a house, they engage with the banking sector to secure the necessary funds. The bank assesses the individual's creditworthiness and determines the terms of the loan, including interest rates and repayment periods. This process illustrates how banking facilitates access to finance for personal endeavors.Moreover, the relationship between finance and banking extends beyond personal loans. Corporations frequently rely on banking services to manage their cash flows and fund their operations. They may utilize various banking products, such as business loans, lines of credit, and treasury services, to maintain liquidity and support growth initiatives. In this context, finance plays a crucial role in strategic planning, helping businesses allocate resources effectively and make informed decisions based on financial data.The importance of finance and banking cannot be overstated, especially in times of economic uncertainty. Financial institutions, including banks, are often at the forefront of responding to economic crises. They provide stability and confidence by offering essential services that keep the economy moving. For instance, during a recession, central banks may lower interest rates to encourage borrowing and stimulate spending. This action illustrates how banking policies can directly influence overall finance within an economy.Furthermore, the rise of technology has transformed both finance and banking. Fintech companies have emerged, offering innovative solutions that challenge traditional banking models. These advancements have made it easier for consumers to access banking services and manage their finances through mobile apps and online platforms. As a result, individuals now have more control over their financial decisions, leading to a more democratized approach to finance.In conclusion, understanding finance and banking is crucial for anyone looking to navigate the complexities of the modern economy. Both fields are interconnected, with banking serving as a vital conduit for finance. Whether for personal use or corporate strategy, the principles of finance and the services provided by banking institutions are fundamental to achieving financial success. As we move forward in an increasingly digital world, the evolution of these sectors will continue to shape our economic landscape and influence our daily lives.

理解金融和银行的概念在当今经济环境中至关重要。这两个领域在全球经济运作中发挥着关键作用，促进资金流动，使个人和企业能够实现其财务目标。金融是指对大量资金的管理，尤其是由政府或大型公司进行的管理。它涵盖了多种活动，如投资、借贷、预算和预测。另一方面，银行主要涉及接受存款和提供贷款的业务。银行作为存款人和借款人之间的中介，确保资金在经济中得到有效配置。从本质上讲，金融为有效管理资金提供了框架，而银行则作为支持这一框架的操作基础。例如，当个人决定贷款购买房屋时，他们与银行部门接洽以获得所需的资金。银行评估个人的信用worthiness，并确定贷款的条款，包括利率和偿还期限。这个过程说明了银行如何为个人事务提供金融的获取。此外，金融和银行之间的关系超越了个人贷款。公司经常依赖银行服务来管理现金流并资助其运营。它们可能利用各种银行产品，例如商业贷款、信用额度和财务服务，以维持流动性并支持增长计划。在这种情况下，金融在战略规划中发挥着至关重要的作用，帮助企业有效配置资源并根据财务数据做出明智决策。在经济不确定时期，金融和银行的重要性不容低估。金融机构，包括银行，通常处于应对经济危机的前沿。它们通过提供必要的服务来保持经济的稳定和信心，从而使经济持续运转。例如，在经济衰退期间，中央银行可能会降低利率以鼓励借贷和刺激消费。这一举措说明了银行政策如何直接影响整体经济中的金融。此外，科技的崛起改变了金融和银行的格局。金融科技公司应运而生，提供创新解决方案，挑战传统的银行模式。这些进步使消费者更容易通过移动应用程序和在线平台访问银行服务和管理财务。因此，个人现在对自己的财务决策拥有更多控制权，导致对金融的更民主化的处理方式。总之，理解金融和银行对任何希望驾驭现代经济复杂性的人来说都是至关重要的。这两个领域是相互关联的，银行作为金融的一个重要通道。无论是用于个人使用还是企业战略，这些原则和银行机构提供的服务都是实现财务成功的基础。随着我们在日益数字化的世界中前行，这些行业的演变将继续塑造我们的经济格局并影响我们的日常生活。