vault money

简明释义

金库货币

英英释义

例句

1.The security team conducted a routine check on the vault money 保险柜现金 to ensure everything was intact.

安全团队对保险柜现金 vault money进行了例行检查，以确保一切完好无损。

2.Investors were concerned about the amount of vault money 保险柜现金 the company held during the financial crisis.

在金融危机期间，投资者对公司持有的保险柜现金 vault money的数量感到担忧。

3.When the ATM ran out of cash, the staff had to replenish it from the vault money 保险柜现金.

当自动取款机没有现金时，工作人员不得不从保险柜现金 vault money中补充。

4.The bank manager decided to keep the excess cash in the vault money 保险柜现金 for security reasons.

银行经理决定将多余的现金放在保险柜现金 vault money中以确保安全。

5.During the audit, the accountant verified the amount of vault money 保险柜现金 stored in the facility.

在审计期间，会计核实了设施中存储的保险柜现金 vault money的数量。

作文

In the world of finance and banking, terms often carry significant weight and meaning. One such term is vault money, which refers to the physical cash that banks keep stored in their vaults for operational purposes and to meet customer withdrawals. Understanding vault money is crucial for anyone interested in how banks operate and manage their liquidity. Banks are financial institutions that play a vital role in the economy by accepting deposits, providing loans, and facilitating transactions. To ensure they can meet the demands of their customers, banks must maintain a certain level of vault money. This cash is not just any money; it is specifically set aside to ensure that the bank can handle daily withdrawals and other cash-related transactions without facing liquidity issues. When customers visit a bank to withdraw cash, they expect to receive their money immediately. The availability of vault money ensures that banks can fulfill these requests promptly. If a bank does not have enough cash in its vault, it may face difficulties in meeting customer demands, leading to dissatisfaction and a loss of trust among clients. Moreover, vault money plays a crucial role during economic fluctuations. In times of financial uncertainty, people tend to withdraw more cash from banks, fearing that electronic payment systems may fail or that they may not have access to their funds. This behavior increases the need for banks to maintain an adequate supply of vault money to accommodate these withdrawals. Additionally, the management of vault money is closely monitored by regulatory authorities. Banks are required to adhere to specific reserve requirements, which dictate the minimum amount of cash they must hold in their vaults relative to their total deposits. These regulations are designed to ensure the stability of the banking system and protect depositors' interests. In recent years, the rise of digital banking and electronic payments has led to changes in how banks manage their vault money. With more customers opting for online transactions, the demand for physical cash has decreased. However, banks still need to maintain a certain amount of vault money to cater to those who prefer cash transactions. This balance between digital and physical cash management is essential for banks to remain competitive and responsive to their customers' needs. In conclusion, understanding the concept of vault money is essential for grasping the fundamentals of banking operations. It represents the physical cash that banks keep on hand to meet customer demands and regulatory requirements. As the financial landscape continues to evolve, the management of vault money will remain a critical aspect of banking, ensuring that institutions can provide reliable services to their clients. A solid grasp of this term not only enhances one's knowledge of banking but also provides insight into the broader economic environment in which these institutions operate.

在金融和银行的世界中，术语往往具有重要的分量和含义。其中一个术语是金库现金，指的是银行为运营目的和满足客户取款而保存在金库中的实体现金。理解金库现金对任何对银行运作和流动性管理感兴趣的人来说都是至关重要的。银行是接受存款、提供贷款和促进交易的重要金融机构。为了确保能够满足客户的需求，银行必须维持一定水平的金库现金。这笔现金不仅仅是任何钱；它是专门留出以确保银行能够处理日常取款和其他与现金相关的交易，而不会面临流动性问题。当客户到银行提取现金时，他们期望立即收到他们的钱。金库现金的可用性确保银行能够及时满足这些请求。如果银行的金库中没有足够的现金，它可能会在满足客户需求方面遇到困难，从而导致客户的不满和信任的丧失。此外，金库现金在经济波动期间也发挥着至关重要的作用。在金融不确定时期，人们倾向于从银行提取更多现金，担心电子支付系统可能会失败或他们无法访问自己的资金。这种行为增加了银行维护足够金库现金以满足这些取款需求的必要性。此外，监管机构密切监控金库现金的管理。银行被要求遵守特定的准备金要求，这些要求规定了它们必须保持的现金最低金额，相对于其总存款。这些法规旨在确保银行系统的稳定性并保护存款人的利益。近年来，数字银行和电子支付的兴起导致银行在管理金库现金方面发生了变化。随着越来越多的客户选择在线交易，对实体现金的需求减少。然而，银行仍然需要维持一定数量的金库现金以满足那些更喜欢现金交易的客户。这种数字和实体现金管理之间的平衡对于银行保持竞争力和响应客户的需求至关重要。总之，理解金库现金的概念对于掌握银行运作的基本原理至关重要。它代表了银行手中保留的实体现金，以满足客户需求和监管要求。随着金融环境的不断演变，金库现金的管理将仍然是银行运作的关键方面，确保机构能够为客户提供可靠的服务。对这一术语的深入理解不仅增强了人们对银行的知识，也提供了对这些机构运作的更广泛经济环境的洞察。