balance; cash surplus; surplus

简明释义

结余(额)

英英释义

例句

1.Due to increased sales, we have a large cash surplus 现金盈余 this quarter.

由于销售增长，我们本季度有大量的现金盈余。

2.The company ended the fiscal year with a cash surplus 现金盈余 that allows for future investments.

公司在财政年度结束时有一个现金盈余，这使得未来的投资成为可能。

3.It's essential to keep track of your balance 余额 when managing personal finances.

在管理个人财务时，跟踪你的余额是至关重要的。

4.Maintaining a healthy balance 余额 is crucial for any business to operate smoothly.

保持健康的余额对任何企业的顺利运营至关重要。

5.After reviewing the financial report, we found a significant balance 余额 in our accounts.

在审查财务报告后，我们发现我们的账户中有一个显著的余额。

作文

In today's economic landscape, understanding financial terms such as balance（余额）, cash surplus（现金盈余）, and surplus（盈余） is essential for both individuals and businesses. These concepts are fundamental in managing finances effectively and making informed decisions that can lead to long-term financial stability.To begin with, the term balance refers to the difference between the total income and total expenses within a specific period. It is crucial for assessing one's financial health. A positive balance indicates that income exceeds expenses, while a negative balance suggests the opposite. For individuals, maintaining a positive balance is vital for avoiding debt and ensuring that they can meet their financial obligations. On a corporate level, businesses strive to keep a healthy balance sheet, which reflects their financial position at a given time. A company with a strong balance sheet is often more attractive to investors and creditors, as it demonstrates fiscal responsibility and the potential for growth.Next, let's explore the concept of cash surplus. A cash surplus occurs when a company or individual has more cash inflows than outflows over a certain period. This excess cash can be used for various purposes, such as reinvesting in the business, paying down debt, or saving for future needs. For instance, a small business that generates a cash surplus may choose to invest in new equipment or hire additional staff, which can lead to increased productivity and revenue. On the other hand, if an individual experiences a cash surplus, they might consider putting that extra money into savings or investments, creating a safety net for unexpected expenses.Finally, the term surplus generally refers to any amount remaining after all necessary expenses have been paid. This can apply to both personal and organizational finances. A government, for example, may report a budget surplus when its revenues exceed its expenditures, allowing it to allocate funds to various projects or pay down national debt. Similarly, individuals who consistently save more than they spend will find themselves with a personal surplus, which can provide greater financial security and freedom.In conclusion, understanding the terms balance, cash surplus, and surplus is crucial for effective financial management. By monitoring their balance, individuals and businesses can maintain financial health, while recognizing opportunities for a cash surplus enables them to make strategic investments. Ultimately, achieving a surplus in finances can lead to a more secure and prosperous future. As we navigate our financial lives, keeping these concepts in mind will help us make better choices and achieve our financial goals.

在当今经济环境中，理解像balance（余额）、cash surplus（现金盈余）和surplus（盈余）这样的财务术语对个人和企业来说至关重要。这些概念是有效管理财务和做出明智决策的基础，可以带来长期的财务稳定。首先，balance这个术语指的是在特定时期内总收入与总支出之间的差额。评估个人的财务健康状况至关重要。正的balance表明收入超过支出，而负的balance则暗示相反。对于个人而言，保持正的balance对避免债务和确保能够满足财务义务至关重要。在企业层面，企业努力保持健康的balance表，这反映了它们在特定时间的财务状况。拥有强大balance表的公司通常对投资者和债权人更具吸引力，因为这表明其财务责任和增长潜力。接下来，让我们探讨一下cash surplus的概念。当一个公司或个人在一定时期内的现金流入超过流出时，就会出现cash surplus。这笔多余的现金可以用于各种用途，例如再投资于业务、偿还债务或为未来需求储蓄。例如，一个小企业如果产生了cash surplus，可能会选择投资于新设备或招聘更多员工，这可能会导致生产力和收入的增加。另一方面，如果个人经历了cash surplus，他们可能会考虑将这笔额外的钱存入储蓄或投资，从而为意外开支创造安全网。最后，surplus这个术语通常指在支付所有必要支出后剩下的任何金额。这可以适用于个人和组织的财务。例如，政府可能会在其收入超过支出时报告预算surplus，允许其将资金分配到各种项目或偿还国家债务。同样，持续节省超过支出的个人将发现自己拥有个人surplus，这可以提供更大的财务安全感和自由度。总之，理解balance、cash surplus和surplus这几个术语对于有效的财务管理至关重要。通过监控他们的balance，个人和企业可以保持财务健康，而识别cash surplus的机会使他们能够进行战略性投资。最终，实现财务上的surplus可以带来更安全和繁荣的未来。当我们在财务生活中航行时，牢记这些概念将帮助我们做出更好的选择，实现我们的财务目标。