settle a debt

简明释义

结清债务

英英释义

例句

1.The company worked hard to settle a debt with its suppliers to maintain good relationships.

公司努力与供应商清偿债务以维持良好的关系。

2.She used her savings to settle a debt that had accumulated from her student loans.

她用自己的储蓄来偿还债务，这笔债务是由于学生贷款累积而成的。

3.It's important to settle a debt before taking on new financial responsibilities.

在承担新的财务责任之前，重要的是要清偿债务。

4.He was relieved when he could finally settle a debt that had been haunting him for years.

当他终于能够偿还债务时，他感到如释重负，这笔债务困扰了他多年。

5.After a long negotiation, they finally agreed to settle a debt with a payment plan.

经过长时间的谈判，他们终于同意通过付款计划来偿还债务。

作文

In today's world, financial transactions are an integral part of our daily lives. Whether it's buying groceries, paying for services, or managing larger investments, we often find ourselves in situations where we need to settle a debt. This phrase refers to the act of paying off an obligation or a loan that one owes to another party. Understanding how to settle a debt effectively is crucial for maintaining good financial health and fostering trust in personal and professional relationships.When someone borrows money, they typically enter into a formal or informal agreement to repay that amount within a specified time frame. This borrowing could be from a bank, a friend, or even a credit card company. The term settle a debt encompasses various methods of repayment, including cash payments, installments, or even barter arrangements, depending on the agreement made between the parties involved.One of the key reasons why it is important to settle a debt promptly is the impact it has on one's credit score. A good credit score is essential for obtaining loans in the future, whether for a car, a house, or any other significant purchase. Failing to settle a debt on time can lead to negative marks on a credit report, which can hinder an individual's ability to secure favorable terms in future financial dealings.Moreover, settling a debt is not just about financial implications; it also carries emotional weight. Many people experience stress and anxiety when they owe money. The burden of debt can affect one's mental health and overall well-being. By taking proactive steps to settle a debt, individuals can alleviate this stress and regain a sense of control over their finances. This is particularly true for those who may have accumulated multiple debts, as consolidating and paying them off can lead to a more manageable financial situation.In addition to personal finance, settling a debt is also relevant in business contexts. Companies often extend credit to customers or engage in transactions that require payment at a later date. For businesses, it is vital to have clear policies and procedures in place to ensure that debts are settled promptly. This not only helps maintain cash flow but also builds a reputable image in the marketplace. Companies that fail to settle debts with suppliers or creditors risk damaging relationships and potentially facing legal repercussions.Furthermore, there are various strategies one can employ to settle a debt effectively. Creating a budget, prioritizing high-interest debts, and considering debt consolidation are all viable options. Seeking help from financial advisors or credit counseling services can also provide valuable insights and assistance in managing and settling debts.In conclusion, the phrase settle a debt is more than just a financial term; it embodies responsibility, trust, and emotional well-being. Whether it's on a personal level or within a business framework, understanding the importance of settling debts can lead to healthier financial practices and stronger relationships. As we navigate our financial journeys, let us remember the significance of fulfilling our obligations and the peace of mind that comes from being debt-free.

在当今世界，金融交易是我们日常生活中不可或缺的一部分。无论是购买杂货、支付服务费，还是管理更大的投资，我们常常会发现自己需要偿还债务。这个短语指的是偿还一个人欠另一个人的义务或贷款的行为。有效理解如何偿还债务对于保持良好的财务健康和促进个人及职业关系中的信任至关重要。当有人借钱时，他们通常会与借款方签订正式或非正式的协议，以在规定的时间内偿还该金额。这种借款可能来自银行、朋友，甚至是信用卡公司。术语偿还债务涵盖了各种偿还方式，包括现金支付、分期付款，甚至根据双方达成的协议进行以物易物。及时偿还债务的重要原因之一是它对个人信用评分的影响。良好的信用评分对于未来获得贷款至关重要，无论是用于汽车、房屋还是其他重大购买。未能按时偿还债务可能会在信用报告上留下负面记录，从而妨碍个人在未来的金融交易中获得有利条件。此外，偿还债务不仅仅涉及财务影响，它也承载着情感的分量。许多人在欠钱时会感到压力和焦虑。债务的负担会影响个人的心理健康和整体幸福感。通过采取主动措施来偿还债务，个人可以减轻这种压力，并重新获得对财务的控制感。这对于那些可能积累了多笔债务的人尤其如此，因为整合并偿还这些债务可以导致更可管理的财务状况。除了个人财务外，偿还债务在商业环境中同样相关。公司通常会向客户提供信贷，或参与需要延后付款的交易。对于企业而言，制定清晰的政策和程序以确保债务及时偿还至关重要。这不仅有助于维护现金流，还有助于在市场上建立良好的声誉。未能与供应商或债权人偿还债务的公司，面临损害关系和潜在法律后果的风险。此外，还有多种策略可以有效地偿还债务。制定预算、优先偿还高利率债务以及考虑债务整合都是可行的选择。寻求财务顾问或信用咨询服务的帮助，也可以提供宝贵的见解和协助，帮助管理和偿还债务。总之，短语偿还债务不仅仅是一个财务术语；它体现了责任、信任和情感健康。无论是在个人层面还是在商业框架内，理解偿还债务的重要性都可以导致更健康的财务实践和更强的关系。在我们进行财务旅程时，让我们铭记履行义务的重要性，以及无债一身轻所带来的内心平静。