balance due; credit balance

简明释义

结欠,结欠金额

英英释义

例句

1.The balance due 应付余额 on your credit card statement is due next week.

您信用卡对账单上的 应付余额 下周到期。

2.After applying your last payment, your account now has a credit balance 信用余额 of $50.

在应用您上次的付款后，您的账户现在有一个 信用余额 为50美元。

3.Please review the statement to check if there is any balance due 应付余额 for this quarter.

请检查报表以确认本季度是否有任何 应付余额 。

4.If your credit balance 信用余额 exceeds $100, you can request a refund.

如果您的 信用余额 超过100美元，您可以申请退款。

5.Your invoice shows a balance due 应付余额 of $150, which needs to be paid by the end of the month.

您的发票显示的 应付余额 是150美元，需在本月底前支付。

作文

In the world of finance and accounting, understanding various terms is crucial for effective management of personal and business finances. Two important concepts that often come up are balance due and credit balance. These terms relate to the amounts of money owed or available in a financial context, and knowing how to interpret them can significantly impact financial decision-making.The term balance due refers to the amount of money that a debtor is required to pay to a creditor. This could be seen in various scenarios, such as when an individual receives a bill for services rendered or goods purchased. For example, if you receive a utility bill stating that your balance due is $150, it means you need to pay that amount by the due date to avoid penalties or service interruptions. Understanding your balance due is essential for maintaining good credit and ensuring that you fulfill your financial obligations on time.On the other hand, a credit balance indicates that there is an amount of money available to the account holder, often resulting from overpayments or returns. For instance, if you return a product to a store and they issue a refund that exceeds your original purchase amount, your account may reflect a credit balance. This means you have a positive amount that can be applied toward future purchases or withdrawn as cash. Managing your credit balance effectively can provide you with greater flexibility in your finances, allowing you to make purchases without needing immediate funds.Both balance due and credit balance play significant roles in personal budgeting and accounting practices. A clear understanding of these terms enables individuals and businesses to track their financial health accurately. For instance, if a small business owner regularly monitors their balance due for invoices sent to clients, they can better manage cash flow and ensure timely payments. Similarly, keeping an eye on credit balances can help individuals capitalize on opportunities, such as promotional offers or discounts, without incurring debt.Moreover, awareness of these terms can prevent common financial pitfalls. Failing to pay attention to a balance due can lead to late fees, increased interest rates, or even damage to one’s credit score. Conversely, neglecting a credit balance might result in missed opportunities for savings or benefits that could enhance one’s purchasing power.In conclusion, mastering the concepts of balance due and credit balance is vital for anyone looking to maintain control over their financial situation. By being proactive in managing these balances, individuals and businesses can ensure they meet their obligations while also taking advantage of any available credits. Financial literacy starts with understanding these basic terms, which ultimately leads to smarter financial decisions and a more secure economic future.

在金融和会计的世界中，有效理解各种术语对于个人和商业财务的管理至关重要。有两个常见的重要概念是应付余额和信用余额。这些术语与财务背景下欠款或可用金额有关，了解它们的含义可以显著影响财务决策。术语应付余额指的是债务人需要支付给债权人的金额。这可以在各种场景中看到，例如，当个人收到服务或商品的账单时。例如，如果您收到一份公用事业账单，上面写着您的应付余额为150美元，这意味着您需要在到期日之前支付该金额，以避免罚款或服务中断。了解您的应付余额对于维持良好的信用和确保及时履行财务义务至关重要。另一方面，信用余额表示账户持有人有可用的金额，通常是由于多付款或退货。例如，如果您将产品退还给商店，他们发出超过您原始购买金额的退款，则您的账户可能会显示信用余额。这意味着您有一个积极的金额，可以用于未来的购买或提取现金。有效管理信用余额可以为您提供更大的财务灵活性，使您能够在不需要立即资金的情况下进行购买。应付余额和信用余额在个人预算和会计实践中都发挥着重要作用。清楚理解这些术语使个人和企业能够准确跟踪其财务健康。例如，如果小企业主定期监控他们发送给客户的发票的应付余额，他们可以更好地管理现金流并确保及时付款。类似地，关注信用余额可以帮助个人利用机会，例如促销优惠或折扣，而无需承担债务。此外，了解这些术语可以防止常见的财务陷阱。未能关注应付余额可能导致滞纳金、利率上升，甚至损害个人信用评分。相反，忽视信用余额可能会导致错失节省或增强购买力的机会。总之，掌握应付余额和信用余额的概念对于任何希望控制自己财务状况的人来说都是至关重要的。通过主动管理这些余额，个人和企业可以确保满足其义务，同时也能利用任何可用的信用。金融素养始于理解这些基本术语，这最终将导致更明智的财务决策和更安全的经济未来。