account balance

简明释义

结平

英英释义

例句

1.Please ensure that your account balance is sufficient before making a purchase.

在购买之前，请确保您的账户余额足够。

2.You can check your account balance online at any time.

您可以随时在线查看您的账户余额。

3.The bank offers a feature to alert you when your account balance falls below a certain amount.

银行提供一项功能，当您的账户余额低于某个金额时会提醒您。

4.You can set up automatic transfers if your account balance is consistently high.

如果您的账户余额持续较高，您可以设置自动转账。

5.I received a notification that my account balance was low.

我收到了通知，称我的账户余额很低。

作文

In today's fast-paced world, managing personal finances has become more critical than ever. One of the essential aspects of financial management is keeping track of your account balance, which refers to the amount of money available in your bank account at any given time. Understanding your account balance can help you make informed decisions about spending, saving, and investing. When you check your account balance, you get a snapshot of your financial situation. This figure reflects all transactions that have occurred in your account, including deposits, withdrawals, and any fees that may have been charged. By regularly monitoring your account balance, you can avoid overdraft fees and ensure that you have enough funds for upcoming expenses.Moreover, knowing your account balance is crucial for budgeting. It allows you to plan your monthly expenditures effectively. For instance, if you know that your account balance is lower than expected, you might decide to cut back on discretionary spending, such as dining out or shopping for non-essential items. On the other hand, if your account balance is healthy, you might feel more comfortable making larger purchases or investing in opportunities that could yield returns.Another important aspect of understanding your account balance is its role in financial planning. Whether you're saving for a vacation, a new car, or retirement, being aware of your current account balance helps you set realistic goals. You can determine how much you need to save each month to reach your target and adjust your budget accordingly.Additionally, many banks offer online banking services, allowing you to check your account balance anytime and anywhere. This convenience means that you can stay on top of your finances without having to visit a bank branch. Many online banking platforms also provide tools to help you analyze your spending habits, which can further enhance your financial literacy.However, it is essential to be cautious when relying solely on your account balance. Sometimes, it may not reflect pending transactions or checks that have not yet cleared. Therefore, maintaining a personal record of your transactions can provide a more accurate picture of your finances. In conclusion, understanding your account balance is a fundamental aspect of financial management. It helps you budget effectively, plan for future expenses, and make informed financial decisions. By regularly checking your account balance and keeping track of your transactions, you can achieve greater financial stability and security. Ultimately, a clear awareness of your account balance empowers you to take control of your financial future and work towards your financial goals with confidence.

在当今快节奏的世界中，管理个人财务变得比以往任何时候都更加重要。财务管理的一个基本方面是跟踪您的账户余额，这指的是您在任何给定时间内银行账户中的可用资金量。理解您的账户余额可以帮助您做出明智的支出、储蓄和投资决策。当您检查您的账户余额时，您会获得财务状况的快照。这个数字反映了您账户中发生的所有交易，包括存款、取款和可能收取的任何费用。通过定期监控您的账户余额，您可以避免透支费用，并确保您有足够的资金应对即将发生的支出。此外，了解您的账户余额对于预算制定至关重要。它使您能够有效地规划每月支出。例如，如果您知道您的账户余额低于预期，您可能决定减少一些可自由支配的支出，例如外出就餐或购买非必需品。另一方面，如果您的账户余额健康，您可能会觉得更容易进行较大购买或投资于可能带来回报的机会。了解您的账户余额的另一个重要方面是它在财务规划中的作用。无论您是在为度假、新车还是退休储蓄，了解您当前的账户余额都有助于您设定现实的目标。您可以确定每月需要存多少钱才能达到目标，并相应调整预算。此外，许多银行提供在线银行服务，让您随时随地查看您的账户余额。这种便利意味着您可以随时掌握自己的财务状况，而不必亲自去银行分行。许多在线银行平台还提供工具来帮助您分析消费习惯，这可以进一步提高您的财务素养。然而，仅仅依赖您的账户余额时要谨慎。有时，它可能不会反映待处理的交易或尚未清除的支票。因此，保持个人交易记录可以提供更准确的财务状况。总之，理解您的账户余额是财务管理的基本方面。它帮助您有效预算、规划未来支出并做出明智的财务决策。通过定期检查您的账户余额并跟踪您的交易，您可以实现更大的财务稳定性和安全性。最终，清晰意识到您的账户余额使您能够掌控自己的财务未来，并自信地朝着财务目标努力。