payable on presentation

简明释义

交银行即可兑现

英英释义

例句

1.All invoices are payable on presentation to expedite the payment process.

所有发票都在出示时支付以加快付款流程。

2.The bond is payable on presentation at the bank, allowing for quick access to funds.

该债券在银行在出示时支付，允许快速获取资金。

3.For this transaction, the amount is payable on presentation of the delivery receipt.

对于这笔交易，金额是在交货收据出示时支付的。

4.The promissory note is payable on presentation, ensuring immediate payment upon request.

该本票是在出示时支付的，确保在请求时立即付款。

5.The check is payable on presentation, meaning you can cash it immediately.

这张支票是在出示时支付的，意味着你可以立即兑现。

作文

In the world of finance and banking, certain terms and phrases hold significant importance. One such term is payable on presentation, which refers to a type of financial instrument or obligation that becomes due for payment as soon as it is presented to the payer or the relevant financial institution. Understanding this phrase is crucial for anyone involved in transactions that require immediate payment upon demand, such as checks, promissory notes, or bills of exchange.When we think about the implications of payable on presentation, it is essential to recognize its practical applications. For instance, if a business issues a check that is marked as payable on presentation, the recipient can cash or deposit the check immediately upon receiving it. This feature provides a level of convenience and assurance to the payee, knowing they can access their funds without unnecessary delays. Moreover, the concept of payable on presentation also plays a critical role in international trade. In many cases, exporters will use letters of credit that stipulate payments are payable on presentation of specific shipping documents. This arrangement protects both the buyer and the seller by ensuring that the seller receives payment promptly once they fulfill their part of the transaction. Therefore, understanding this term is vital for businesses operating across borders, where timing and trust are paramount.Additionally, the phrase payable on presentation highlights the importance of documentation in financial transactions. For any payment to be executed under this condition, proper documentation must accompany the request for payment. This requirement ensures that there is a clear record of the transaction and that both parties have complied with the agreed-upon terms. Without the necessary documentation, the payer may refuse to honor the payment request, leading to disputes and potential legal issues.Furthermore, it is important to note that while payable on presentation signifies immediate payment, it does not mean that there are no risks involved. For example, if a check is lost or stolen, the payer may face challenges in stopping the payment or issuing a replacement. Therefore, individuals and businesses need to exercise caution when issuing or accepting instruments that are payable on presentation.In conclusion, the term payable on presentation serves as a critical element in the realm of finance, signifying the immediacy of payment upon demand. Whether in personal banking, business transactions, or international trade, understanding this phrase can lead to smoother operations and better financial management. As we navigate through various financial dealings, being aware of terms like payable on presentation empowers us to make informed decisions and fosters trust between parties involved in any transaction.

在金融和银行的世界中，某些术语和短语具有重要意义。其中一个术语是应付于呈示时，它指的是一种金融工具或义务，一旦向付款人或相关金融机构提出请求，即应支付。理解这个短语对任何涉及需要立即支付的交易的人来说都是至关重要的，例如支票、 promissory notes 或汇票。当我们考虑应付于呈示时的含义时，有必要认识到它的实际应用。例如，如果一家公司开出一张标记为应付于呈示时的支票，收款人可以在收到支票后立即兑现或存入。这一特性为收款人提供了便利和保障，知道他们可以在没有不必要延迟的情况下获得资金。此外，应付于呈示时的概念在国际贸易中也发挥着关键作用。在许多情况下，出口商将使用信用证，规定在提交特定运输文件时进行应付于呈示时的付款。这种安排保护了买卖双方，确保卖方在履行交易的一部分后能够及时收到付款。因此，理解这个术语对于在跨国经营的企业至关重要，在这些交易中，时效性和信任至关重要。此外，这个短语应付于呈示时强调了文档在金融交易中的重要性。为了在这种条件下执行任何付款，请求付款时必须附带适当的文档。这个要求确保交易有明确记录，并且双方都遵守了商定的条款。如果没有必要的文档，付款人可能会拒绝履行付款请求，从而导致争议和潜在的法律问题。此外，需要注意的是，虽然应付于呈示时表示立即付款，但并不意味着没有风险。例如，如果支票丢失或被盗，付款人可能会面临停止付款或发放替代支票的挑战。因此，个人和企业在发行或接受应付于呈示时的工具时需要谨慎行事。总之，术语应付于呈示时作为金融领域的一个关键要素，表示在要求时立即付款。无论是在个人银行业务、商业交易还是国际贸易中，理解这个短语都可以促进更顺利的操作和更好的财务管理。当我们在各种金融交易中航行时，了解像应付于呈示时这样的术语使我们能够做出明智的决定，并在任何交易中促进各方之间的信任。