current account

简明释义

交互计算

英英释义

例句

1.Make sure you have enough balance in your current account to avoid overdraft fees.

确保你的活期账户中有足够的余额，以避免透支费用。

2.You can set up direct deposits into your current account for your salary.

你可以为你的工资设置直接存款到你的活期账户。

3.I prefer to keep my emergency funds in a separate savings account rather than my current account.

我更喜欢把紧急基金放在单独的储蓄账户，而不是我的活期账户。

4.Many banks offer online banking services for managing your current account.

许多银行提供在线银行服务，以管理你的活期账户。

5.I need to transfer funds from my savings account to my current account.

我需要将资金从我的储蓄账户转入我的活期账户。

作文

In today's globalized economy, understanding various financial concepts is crucial for individuals and businesses alike. One such concept is the current account, which plays a significant role in international trade and finance. To grasp the importance of the current account, we must first understand what it entails. The current account refers to a component of a country's balance of payments that records all transactions related to goods, services, income, and current transfers between residents and non-residents during a specific period. This includes exports and imports of goods and services, as well as income earned by residents from investments abroad and payments made to foreign investors. The current account is essential for assessing a country's economic health. A surplus in the current account indicates that a country is exporting more than it is importing, which can be a sign of economic strength. Conversely, a deficit suggests that a country is spending more on foreign trade than it is earning, potentially leading to increased foreign debt. Therefore, monitoring the current account is vital for policymakers and economists as it provides insights into the country's overall economic performance and its position in the global market.Moreover, the current account has implications for currency valuation. A country with a persistent surplus may see an appreciation of its currency, making its exports more expensive and imports cheaper. On the other hand, a deficit may lead to currency depreciation, which can make exports cheaper and imports more expensive. This interplay between the current account and currency value highlights the interconnectedness of global markets and the importance of maintaining a balanced current account. For individuals, understanding the current account can also have practical implications. For instance, when planning to travel abroad, one might consider how the current account affects exchange rates and overall economic stability in the destination country. A strong current account can indicate a stable economy, which may lead to favorable exchange rates for travelers. Additionally, investors often analyze the current account to gauge potential investment opportunities in different countries. A country with a healthy current account may present less risk and more potential for growth. In conclusion, the current account is a fundamental aspect of international economics that reflects a country's trade balance and economic health. Understanding its components and implications is essential for policymakers, economists, and individuals alike. By keeping an eye on the current account, we can better navigate the complexities of the global economy and make informed decisions regarding trade, investment, and travel. As the world becomes increasingly interconnected, the significance of the current account will only continue to grow, underscoring the need for comprehensive knowledge in this area.

在当今全球化经济中，理解各种金融概念对个人和企业来说至关重要。其中一个关键概念是经常账户，它在国际贸易和金融中发挥着重要作用。要理解经常账户的重要性，我们首先必须了解它的含义。经常账户是指一个国家的国际收支平衡表中的一个组成部分，它记录了在特定时期内居民与非居民之间与商品、服务、收入和当前转移相关的所有交易。这包括商品和服务的出口和进口，以及居民在国外投资所赚取的收入和支付给外国投资者的款项。经常账户对于评估一个国家的经济健康状况至关重要。经常账户的盈余表明一个国家的出口超过了进口，这可能是经济强劲的迹象。相反，赤字表明一个国家在外贸上的支出超过了收入，这可能导致外债增加。因此，监测经常账户对于政策制定者和经济学家至关重要，因为它提供了有关国家整体经济表现及其在全球市场中地位的见解。此外，经常账户还对货币估值产生影响。一个持续盈余的国家可能会看到其货币升值，这使得其出口变得更加昂贵，而进口则变得便宜。另一方面，赤字可能导致货币贬值，这可能使出口变得便宜而进口变得昂贵。这种经常账户与货币价值之间的相互作用突显了全球市场的相互联系以及维持平衡经常账户的重要性。对于个人而言，理解经常账户也可能具有实际意义。例如，在计划出国旅行时，人们可能会考虑经常账户如何影响目的地国家的汇率和整体经济稳定性。强劲的经常账户可以表明经济稳定，这可能导致旅行者获得有利的汇率。此外，投资者通常会分析经常账户以评估不同国家的潜在投资机会。拥有健康经常账户的国家可能风险较小，增长潜力更大。总之，经常账户是国际经济的一个基本方面，反映了一个国家的贸易平衡和经济健康。理解其组成部分及其影响对政策制定者、经济学家和个人都至关重要。通过关注经常账户，我们可以更好地驾驭全球经济的复杂性，并就贸易、投资和旅行做出明智的决策。随着世界日益相互联系，经常账户的重要性只会继续增长，这强调了在这一领域全面知识的必要性。