buying on margin

简明释义

交保证金买进

英英释义

例句

1.Investors often engage in buying on margin to leverage their investments and potentially increase their returns.

投资者经常进行买入保证金以杠杆化他们的投资并可能增加回报。

2.Before buying on margin, make sure you have a solid understanding of margin calls and how they work.

在买入保证金之前，确保你对保证金追缴和其运作方式有充分的理解。

3.When buying on margin, it's important to understand the risks involved, as losses can be magnified.

在买入保证金时，了解其中的风险非常重要，因为损失可能被放大。

4.Some investors lost significant amounts of money due to buying on margin during market downturns.

一些投资者因在市场下跌期间买入保证金而损失了大量资金。

5.Many new traders are attracted to buying on margin because it allows them to control larger positions with less capital.

许多新交易者被买入保证金吸引，因为它允许他们用更少的资本控制更大的头寸。

作文

Investing in the stock market can be an exciting yet risky endeavor. One strategy that some investors use to amplify their potential returns is buying on margin. This practice involves borrowing money from a broker to purchase more shares than one could afford with just their own capital. By using leverage, investors aim to increase their profits; however, it also comes with significant risks that can lead to substantial losses. Understanding the mechanics of buying on margin is crucial for anyone considering this approach.When an investor decides to buy on margin, they must first open a margin account with a brokerage firm. This account allows them to borrow funds to purchase securities. The investor is required to deposit a certain percentage of the total purchase price, known as the initial margin requirement. For example, if an investor wants to buy $10,000 worth of stocks and the initial margin requirement is 50%, they would need to put down $5,000 of their own money and borrow the remaining $5,000 from the broker.The primary advantage of buying on margin is the potential for higher returns. If the value of the stocks increases, the investor can sell the shares for a profit, repay the borrowed amount, and keep the excess as their gain. For instance, if the stocks purchased for $10,000 rise to $15,000, the investor's profit would be $5,000 after repaying the broker. This scenario illustrates how leveraging funds can significantly enhance investment returns.However, the downside of buying on margin cannot be overlooked. If the market moves against the investor, the losses can be magnified. Continuing with the previous example, if the stocks drop in value to $7,000, the investor still owes the broker $5,000. This means they would only have $2,000 left after repaying the loan, resulting in a loss of $3,000 on their initial investment. Such scenarios highlight the importance of risk management when engaging in margin trading.Moreover, brokers often require investors to maintain a minimum equity level in their margin accounts, known as the maintenance margin. If the value of the account falls below this threshold due to declining stock prices, the broker may issue a margin call. This means the investor must deposit additional funds or sell some of their holdings to bring the account back up to the required level. Failing to do so can result in the broker liquidating the investor's assets to cover the loan, which can lead to further financial distress.In conclusion, buying on margin can be a powerful tool for experienced investors looking to maximize their returns. However, it is essential to understand the risks involved and to have a solid risk management strategy in place. Investors should carefully consider their financial situation, market conditions, and investment goals before engaging in margin trading. Ultimately, while buying on margin can enhance potential gains, it also has the capacity to amplify losses, making it a double-edged sword in the world of investing.

在股票市场投资可能是一项令人兴奋但又风险重重的事业。一些投资者使用的一种策略是买入保证金。这种做法涉及向经纪人借钱，以购买比自己资本所能负担的更多的股票。通过使用杠杆，投资者旨在增加他们的利润；然而，这也伴随着显著的风险，可能导致巨大的损失。理解买入保证金的机制对任何考虑这种方法的人来说都是至关重要的。当投资者决定买入保证金时，他们必须首先在一家经纪公司开设一个保证金账户。该账户允许他们借款以购买证券。投资者需要存入总购买价格的一定比例，称为初始保证金要求。例如，如果投资者想购买价值10,000美元的股票，而初始保证金要求为50%，他们需要支付5,000美元的自有资金，并从经纪人那里借入剩余的5,000美元。买入保证金的主要优势在于潜在的高回报。如果股票的价值上涨，投资者可以以盈利的价格出售股票，偿还借款并保留多余的部分作为他们的收益。例如，如果以10,000美元购买的股票涨到15,000美元，投资者在偿还经纪人后将获得5,000美元的利润。这种情景说明了利用资金如何显著增强投资回报。然而，买入保证金的缺点同样不容忽视。如果市场对投资者不利，损失可能会被放大。继续以之前的例子，如果股票的价值跌至7,000美元，投资者仍然欠经纪人5,000美元。这意味着他们在偿还贷款后只剩下2,000美元，导致他们的初始投资损失3,000美元。这种情况突显了在进行保证金交易时风险管理的重要性。此外，经纪人通常要求投资者在其保证金账户中维持最低的权益水平，称为维持保证金。如果由于股票价格下跌，账户的价值低于该阈值，经纪人可能会发出保证金追缴通知。这意味着投资者必须存入额外资金或出售部分持股，以使账户恢复到所需水平。未能做到这一点可能导致经纪人清算投资者的资产以偿还贷款，从而导致进一步的财务困境。总之，买入保证金可以成为经验丰富的投资者最大化回报的强大工具。然而，了解所涉及的风险并制定可靠的风险管理策略至关重要。投资者在进行保证金交易之前，应仔细考虑自己的财务状况、市场条件和投资目标。最终，虽然买入保证金可以增强潜在收益，但它也有能力放大损失，使其在投资世界中成为一把双刃剑。