accumulate at interest

简明释义

将利息滚入本金计算复利

英英释义

例句

1.Investing in a high-yield account allows your money to accumulate at interest faster.

投资于高收益账户可以让你的钱更快地以利息累积。

2.The longer you keep your money in a fixed deposit, the more it will accumulate at interest.

你把钱存入定期存款的时间越长，它就会越多地以利息累积。

3.If you leave your savings in the bank, they will accumulate at interest over time.

如果你将储蓄存放在银行，它们会随着时间的推移以利息累积。

4.Many people don't realize how much their retirement funds can accumulate at interest if invested wisely.

许多人没有意识到，如果明智投资，他们的退休基金可以以利息累积多少。

5.Students should open a savings account early to let their funds accumulate at interest for future expenses.

学生们应该尽早开设一个储蓄账户，让他们的资金为未来的开支以利息累积。

作文

In today's fast-paced world, financial literacy has become a crucial skill for individuals of all ages. One of the fundamental concepts that everyone should understand is how money can grow over time through interest. When we talk about savings and investments, we often come across the term "accumulate at interest." This phrase refers to the process of earning interest on an initial amount of money, which then increases the total sum over time. Understanding this concept is vital for making informed financial decisions. To illustrate the importance of this concept, let’s consider a simple example. Imagine you deposit $1,000 in a savings account that offers an annual interest rate of 5%. After one year, you would earn $50 in interest, bringing your total balance to $1,050. However, if you leave that money in the account for another year, you will earn interest not just on your initial $1,000, but also on the $50 of interest you earned in the first year. This means that in the second year, you will earn $52.50 in interest, and your total balance will grow to $1,102.50. This process of earning interest on both the principal and the accumulated interest is what it means to accumulate at interest (以利息累积). The power of compounding is a critical aspect of personal finance. The earlier you start saving and investing, the more time your money has to grow. This is why financial advisors often recommend starting to save for retirement as early as possible. Even small amounts can lead to significant growth over time due to the effects of accumulate at interest (以利息累积). For instance, if a 25-year-old saves just $200 a month in an account that earns 6% interest compounded monthly, by the time they are 65, they could have over $500,000. This demonstrates how powerful the concept of accumulate at interest (以利息累积) can be when applied consistently over many years.However, it is also essential to understand that not all accounts or investments offer the same interest rates. Some may have higher rates but come with more risks, while others may provide lower returns but are safer. Therefore, it is important to evaluate your financial goals and risk tolerance when choosing where to place your money. By doing so, you can maximize the benefits of accumulate at interest (以利息累积) and ensure that your money works for you.In conclusion, the phrase accumulate at interest (以利息累积) encapsulates a vital principle of personal finance that can significantly impact one’s financial future. By understanding how interest works and taking advantage of compounding, individuals can build wealth over time. Whether you are saving for a house, a car, or retirement, recognizing the importance of accumulate at interest (以利息累积) will empower you to make better financial decisions. Start today, and watch your money grow!

在当今快节奏的世界中，金融素养已成为各个年龄段个人必备的重要技能。每个人都应该理解的一个基本概念是，金钱如何通过利息随时间增长。当我们谈论储蓄和投资时，常常会遇到“accumulate at interest”这个术语。这个短语指的是在初始金额上赚取利息的过程，随着时间的推移，增加总额。理解这一概念对做出明智的财务决策至关重要。为了说明这一概念的重要性，让我们考虑一个简单的例子。想象一下，你将1000美元存入一个年利率为5%的储蓄账户。一年后，你将获得50美元的利息，使你的总余额达到1050美元。然而，如果你将这笔钱再留在账户里一年，你不仅会在最初的1000美元上赚取利息，还会在第一年赚取的50美元利息上也获得利息。这意味着在第二年，你将获得52.50美元的利息，总余额将增长到1102.50美元。这个在本金和累积利息上同时赚取利息的过程就是accumulate at interest（以利息累积）的含义。复利的力量是个人理财的一个关键方面。你开始储蓄和投资的越早，你的钱就有越多的时间来增长。这就是为什么金融顾问通常建议尽早开始为退休储蓄的原因。即使是小额的储蓄，经过时间的积累，也能带来显著的增长，因为accumulate at interest（以利息累积）的效果。例如，如果一个25岁的人每月存200美元在一个年利率为6%并按月复利的账户中，到他们65岁时，他们可能会拥有超过500,000美元的财富。这展示了accumulate at interest（以利息累积）这一概念在多年持续应用时的强大威力。然而，了解并非所有账户或投资提供相同的利率也至关重要。有些可能具有更高的利率，但伴随更多风险，而其他则可能提供较低的回报，但更安全。因此，在选择放置资金的地方时，评估你的财务目标和风险承受能力非常重要。通过这样做，你可以最大化accumulate at interest（以利息累积）的好处，确保你的资金为你工作。总之，短语accumulate at interest（以利息累积）概括了个人理财的一个重要原则，这对个人的财务未来产生重大影响。通过理解利息是如何运作的，并利用复利的优势，个人可以随着时间的推移建立财富。无论你是在为购房、购车还是退休储蓄，认识到accumulate at interest（以利息累积）的重要性将使你能够做出更好的财务决策。今天就开始吧，看看你的资金如何增长！