health insurance

简明释义

健康险

英英释义

例句

1.She was grateful for her health insurance when she needed surgery.

当她需要手术时，她对自己的健康保险感到非常感激。

2.It's important to review your health insurance policy annually.

每年审查您的健康保险政策是很重要的。

3.Without health insurance, medical bills can quickly become overwhelming.

没有健康保险，医疗账单会迅速变得难以承受。

4.Many employers offer health insurance as part of their benefits package.

许多雇主将健康保险作为福利包的一部分。

5.Some people choose to purchase private health insurance for better coverage.

一些人选择购买私人健康保险以获得更好的保障。

作文

Health is one of the most important aspects of our lives, and having access to proper medical care is essential for maintaining it. This is where health insurance (健康保险) comes into play. In simple terms, health insurance (健康保险) is a type of insurance coverage that pays for medical expenses incurred by the insured. It can cover a variety of services, including doctor visits, hospital stays, medications, and preventive care. Without health insurance (健康保险), individuals may struggle to afford necessary treatments, leading to worse health outcomes and financial strain.In many countries, health insurance (健康保险) is a crucial part of the healthcare system. For instance, in the United States, there are various types of health insurance (健康保险) plans available, including employer-sponsored plans, government programs like Medicare and Medicaid, and individual plans purchased through marketplaces. Each of these options has its own benefits, costs, and coverage details, which can often be confusing for consumers.One of the primary advantages of having health insurance (健康保险) is the financial protection it offers. Medical bills can be exorbitantly high, especially in emergencies or for chronic conditions. With health insurance (健康保险), individuals typically only pay a copayment or a percentage of the total cost, while the insurance company covers the rest. This arrangement makes healthcare more accessible and less intimidating, allowing people to seek treatment without the fear of crippling debt.Moreover, health insurance (健康保险) encourages preventive care. Many plans cover annual check-ups, vaccinations, and screenings at no additional cost to the insured. By promoting regular visits to healthcare providers, health insurance (健康保险) helps catch potential health issues early, which can lead to better outcomes and lower costs in the long run.However, the landscape of health insurance (健康保险) is not without its challenges. Rising premiums, deductibles, and out-of-pocket expenses can make it difficult for individuals and families to afford coverage. Additionally, navigating the complexities of different plans can be overwhelming, leading some to go without health insurance (健康保险) altogether. This lack of coverage can have severe consequences, not just for individuals but for society as a whole, as untreated health issues can lead to increased emergency care costs and decreased productivity.As we look toward the future, it is essential to address the gaps in health insurance (健康保险) coverage. Policymakers need to explore innovative solutions to make health insurance (健康保险) more affordable and accessible for everyone. This may include expanding government programs, implementing price controls on medications, or incentivizing employers to offer better coverage options.In conclusion, health insurance (健康保险) plays a vital role in ensuring that individuals can access the medical care they need without facing financial hardship. It promotes preventive services and provides a safety net for unexpected health issues. While there are challenges within the current system, ongoing efforts to improve health insurance (健康保险) accessibility and affordability are crucial for the well-being of society as a whole. Everyone deserves the peace of mind that comes from knowing they have the coverage necessary to maintain their health and quality of life.

健康是我们生活中最重要的方面之一，获得适当医疗护理的机会对于维持健康至关重要。这就是健康保险（健康保险）发挥作用的地方。简单来说，健康保险（健康保险）是一种保险覆盖，支付被保险人产生的医疗费用。它可以涵盖各种服务，包括医生就诊、住院、药物和预防护理。如果没有健康保险（健康保险），个人可能会努力负担必要的治疗，导致更糟的健康结果和经济压力。在许多国家，健康保险（健康保险）是医疗保健系统的重要组成部分。例如，在美国，有各种类型的健康保险（健康保险）计划可供选择，包括雇主赞助的计划、政府项目如医疗保险和医疗补助，以及通过市场购买的个人计划。这些选项各有其优缺点、成本和覆盖细节，这对消费者来说往往令人困惑。拥有健康保险（健康保险）的主要优势之一是它提供的财务保护。医疗账单可能非常高，特别是在紧急情况下或慢性病治疗时。有了健康保险（健康保险），个人通常只需支付共付额或总费用的一定比例，而保险公司则承担剩余部分。这种安排使医疗保健变得更加可及和不那么令人生畏，使人们能够寻求治疗，而不必担心巨额债务。此外，健康保险（健康保险）还鼓励预防性护理。许多计划免费覆盖年度体检、疫苗接种和筛查。通过促进定期访问医疗提供者，健康保险（健康保险）帮助及早发现潜在健康问题，这可以导致更好的结果和更低的长期成本。然而，健康保险（健康保险）的环境并非没有挑战。不断上升的保费、免赔额和自付费用使个人和家庭难以负担保险。此外，导航不同计划的复杂性可能会让人感到不知所措，导致一些人完全没有健康保险（健康保险）。这种缺乏覆盖可能会带来严重后果，不仅对个人，也对整个社会，因为未治疗的健康问题可能导致急救护理成本增加和生产力下降。展望未来，解决健康保险（健康保险）覆盖中的差距至关重要。政策制定者需要探索创新解决方案，以使健康保险（健康保险）对每个人都更实惠和可及。这可能包括扩大政府项目、对药物实施价格控制或激励雇主提供更好的覆盖选项。总之，健康保险（健康保险）在确保个人能够获得所需医疗护理而不面临经济困难方面发挥着至关重要的作用。它促进预防服务，并为意外健康问题提供安全网。尽管当前系统存在挑战，但持续改善健康保险（健康保险）可及性和可负担性的努力对整个社会的福祉至关重要。每个人都应享有这样的安心，即知道他们拥有维持健康和生活质量所需的保障。