temporarily idle funds

简明释义

间歇资金

英英释义

例句

1.During economic downturns, businesses often find themselves with temporarily idle funds 暂时闲置资金 due to reduced operations.

在经济低迷期间，企业常常发现自己有暂时闲置资金暂时闲置资金，因为运营减少。

2.Investors often seek ways to generate returns on temporarily idle funds 暂时闲置资金 that are not currently in use.

投资者通常寻找方法来为暂时闲置资金暂时闲置资金产生收益。

3.A financial advisor can help you strategize the best use of your temporarily idle funds 暂时闲置资金 to maximize returns.

财务顾问可以帮助您制定最佳策略，以最大化您的暂时闲置资金暂时闲置资金的收益。

4.Many companies invest their temporarily idle funds 暂时闲置资金 in short-term securities to ensure liquidity.

许多公司将其暂时闲置资金暂时闲置资金投资于短期证券，以确保流动性。

5.Banks might offer special accounts for temporarily idle funds 暂时闲置资金 to earn interest while waiting for investment opportunities.

银行可能会为暂时闲置资金暂时闲置资金提供特殊账户，以在等待投资机会时赚取利息。

作文

In the world of finance and investment, the term temporarily idle funds refers to money that is not currently being utilized for any productive purpose but is available for potential investment or expenditure in the near future. These funds might be sitting in a bank account, waiting for the right opportunity to be invested, or they could be in cash form, ready to be deployed as soon as a suitable project arises. Understanding how to manage these temporarily idle funds is crucial for both individuals and businesses alike, as it can significantly impact overall financial health and growth prospects.One of the primary reasons for having temporarily idle funds is the need for liquidity. Individuals often keep a portion of their savings in easily accessible accounts to ensure they can cover unexpected expenses, such as medical emergencies or urgent repairs. Similarly, businesses may maintain a cash reserve to manage operational costs or to seize sudden investment opportunities. However, while having liquid funds is essential, keeping too much money idle can lead to missed opportunities for growth and increased wealth.Investors and financial planners often recommend strategies for effectively managing temporarily idle funds. One common approach is to invest these funds in short-term financial instruments, such as money market accounts, certificates of deposit (CDs), or treasury bills. These options typically offer a higher return than standard savings accounts while still maintaining a level of liquidity. By doing so, individuals and businesses can ensure that their funds are working for them, rather than sitting idle and earning minimal interest.Another strategy for dealing with temporarily idle funds is to create a diversified investment portfolio. This involves allocating funds across various asset classes, such as stocks, bonds, and real estate, which can help mitigate risk while maximizing potential returns. For example, if an investor has a sum of money that is temporarily idle, they might choose to invest a portion in equities and another portion in fixed-income securities. This way, even if one market underperforms, the other may compensate, providing a more stable overall return.Moreover, understanding the context in which temporarily idle funds exist is vital. For instance, during economic downturns, individuals and businesses may find themselves with higher levels of idle cash due to uncertainty in the market. In such cases, it may be wise to reassess one's financial goals and risk tolerance. Engaging with a financial advisor can provide valuable insights into how best to deploy these idle funds in a manner that aligns with long-term objectives.In conclusion, while temporarily idle funds can serve important purposes, such as ensuring liquidity and providing a safety net for unforeseen circumstances, it is essential to actively manage these funds to avoid stagnation. By investing in short-term instruments or diversifying portfolios, individuals and businesses can harness the potential of their idle cash. Ultimately, effective management of temporarily idle funds not only enhances financial security but also paves the way for future growth and success.

在金融和投资的世界中，术语暂时闲置资金指的是当前未被用于任何生产性目的但可在不久的将来进行潜在投资或支出的资金。这些资金可能存放在银行账户中，等待合适的机会进行投资，或者可能以现金形式存在，准备在合适的项目出现时投入使用。理解如何管理这些暂时闲置资金对个人和企业来说至关重要，因为这会显著影响整体财务健康和增长前景。拥有暂时闲置资金的主要原因之一是流动性的需求。个人通常会将一部分储蓄保存在易于获取的账户中，以确保能够应对意外开支，例如医疗急救或紧急维修。同样，企业也可能保持现金储备，以管理运营成本或抓住突发的投资机会。然而，虽然拥有流动资金是必需的，但闲置过多的资金可能导致错失增长和财富增加的机会。投资者和财务规划师通常会推荐有效管理暂时闲置资金的策略。一种常见的方法是将这些资金投资于短期金融工具，例如货币市场账户、定期存款（CD）或国债。这些选项通常提供比标准储蓄账户更高的回报，同时仍保持一定的流动性。通过这样做，个人和企业可以确保他们的资金在为他们工作，而不是闲置并获得微薄的利息。处理暂时闲置资金的另一种策略是创建多元化的投资组合。这涉及将资金分配到各种资产类别中，例如股票、债券和房地产，这可以帮助降低风险，同时最大化潜在回报。例如，如果投资者有一笔暂时闲置的资金，他们可能选择将一部分投资于股票，另一部分投资于固定收益证券。这样，即使一个市场表现不佳，另一个市场也可能弥补，从而提供更加稳定的整体回报。此外，理解暂时闲置资金存在的背景至关重要。例如，在经济低迷时期，个人和企业可能会发现自己由于市场的不确定性而拥有更高水平的闲置现金。在这种情况下，重新评估个人的财务目标和风险承受能力可能是明智的。与财务顾问进行交流可以提供有关如何以符合长期目标的方式部署这些闲置资金的宝贵见解。总之，虽然暂时闲置资金可以发挥重要作用，例如确保流动性并为不可预见的情况提供安全网，但积极管理这些资金以避免停滞是至关重要的。通过投资于短期工具或多元化投资组合，个人和企业可以利用闲置现金的潜力。最终，有效管理暂时闲置资金不仅增强了财务安全性，还为未来的增长和成功铺平了道路。