信用证下的远期汇票贴现息由开证人负担的条款］ : buyer's usance

简明释义

假远期［即

英英释义

例句

1.Understanding the 信用证下的远期汇票贴现息由开证人负担的条款: 买方的远期付款 can help in financial planning.

了解信用证下的远期汇票贴现息由开证人负担的条款: 买方的远期付款可以帮助财务规划.

2.According to the contract, the buyer will benefit from the 信用证下的远期汇票贴现息由开证人负担的条款: 买方的远期付款.

根据合同，买方将受益于信用证下的远期汇票贴现息由开证人负担的条款: 买方的远期付款.

3.The seller was pleased to see the 信用证下的远期汇票贴现息由开证人负担的条款: 买方的远期付款 in the agreement.

卖方很高兴在协议中看到信用证下的远期汇票贴现息由开证人负担的条款: 买方的远期付款.

4.The bank confirmed that the terms of the letter of credit included the 信用证下的远期汇票贴现息由开证人负担的条款: 买方的远期付款.

银行确认信用证的条款包括了信用证下的远期汇票贴现息由开证人负担的条款: 买方的远期付款.

5.We negotiated a deal where the 信用证下的远期汇票贴现息由开证人负担的条款: 买方的远期付款 is clearly stated.

我们谈判达成了一项协议，其中明确规定了信用证下的远期汇票贴现息由开证人负担的条款: 买方的远期付款.

作文

In the world of international trade, various financial instruments are employed to facilitate transactions between buyers and sellers. One such instrument is the letter of credit (LC), which provides a guarantee from a bank on behalf of the buyer that payment will be made to the seller upon fulfilling certain conditions. Within this framework, there exists a specific term known as 信用证下的远期汇票贴现息由开证人负担的条款 : buyer's usance, which plays a crucial role in understanding the financial obligations of the parties involved.To grasp the significance of 信用证下的远期汇票贴现息由开证人负担的条款 : buyer's usance, it is essential to break down its components. The term 'usance' refers to the period allowed for payment in a bill of exchange or promissory note. In the context of a letter of credit, usance indicates that the buyer has a specified time frame after the shipment of goods to make payment. This arrangement is particularly beneficial for buyers who may need time to sell the imported goods before they can pay the seller.The phrase 'discount interest on the forward bill of exchange borne by the issuer' highlights another important aspect of this arrangement. When a buyer opts for a usance letter of credit, they may choose to discount the bill of exchange at a bank. Discounting is essentially borrowing against the future payment, where the bank pays the seller upfront but deducts interest based on the time until the payment is due. Thus, the cost of this discounting process is typically borne by the issuer of the letter of credit, which in this case is the buyer's bank.This arrangement creates a win-win situation for both the buyer and the seller. The seller receives immediate payment, reducing their risk of non-payment, while the buyer enjoys the flexibility of making payment at a later date without incurring additional financial strain. Moreover, since the discount interest is covered by the issuer, it alleviates the financial burden on the buyer, allowing them to manage their cash flow more effectively.However, it is crucial for buyers to understand the implications of 信用证下的远期汇票贴现息由开证人负担的条款 : buyer's usance. While it offers significant advantages, it also comes with responsibilities. Buyers must ensure that they have the means to pay the discounted amount when it becomes due. Failure to do so could lead to penalties, damage to their credit rating, and strained relationships with suppliers and financial institutions.In conclusion, the term 信用证下的远期汇票贴现息由开证人负担的条款 : buyer's usance encapsulates a vital aspect of international trade financing. It facilitates smoother transactions by allowing buyers to manage their cash flow while providing sellers with security in payments. Understanding this concept is essential for anyone involved in global commerce, as it not only impacts financial planning but also influences the overall dynamics of trade relationships. As businesses continue to expand their reach across borders, mastering financial terms like this one will be increasingly important for successful trade operations.

在国际贸易的世界中，各种金融工具被用来促进买卖双方之间的交易。其中一种工具是信用证（LC），它为买方提供了银行的担保，确保在满足某些条件后，卖方将获得付款。在这个框架内，有一个特定的术语，称为信用证下的远期汇票贴现息由开证人负担的条款 : buyer's usance，它在理解相关方的财务义务方面起着至关重要的作用。要理解信用证下的远期汇票贴现息由开证人负担的条款 : buyer's usance的重要性，有必要分解其组成部分。术语“usance”指的是在汇票或本票中允许的付款期限。在信用证的背景下，usance表示买方在货物装运后有一个特定的时间框架来进行付款。这种安排对买方尤其有利，因为他们可能需要时间来出售进口商品，然后才能付款给卖方。“贴现息由开证人负担的远期汇票”这一短语强调了这一安排的另一个重要方面。当买方选择使用远期信用证时，他们可能会选择在银行进行汇票贴现。贴现本质上是针对未来付款的借款，银行提前向卖方支付，但根据付款到期的时间扣除利息。因此，这一贴现过程的费用通常由信用证的开证人承担，在这种情况下是买方的银行。这种安排为买方和卖方创造了双赢的局面。卖方立即收到付款，降低了未付款的风险，而买方则享受了在稍后日期付款的灵活性，而不会增加额外的财务压力。此外，由于贴现息由开证人承担，这减轻了买方的财务负担，使他们能够更有效地管理现金流。然而，买方必须理解信用证下的远期汇票贴现息由开证人负担的条款 : buyer's usance的影响。虽然它提供了显著的优势，但也伴随着责任。买方必须确保他们有能力在贴现金额到期时进行付款。未能做到这一点可能导致罚款、信用评级受损以及与供应商和金融机构关系紧张。总之，术语信用证下的远期汇票贴现息由开证人负担的条款 : buyer's usance概括了国际贸易融资的一个重要方面。它通过允许买方管理现金流，同时为卖方提供付款安全性，从而促进了更顺畅的交易。理解这一概念对于任何参与全球商业活动的人来说都是至关重要的，因为它不仅影响财务规划，还影响贸易关系的整体动态。随着企业继续扩大跨国界的业务，掌握像这样的金融术语将对成功的贸易操作变得越来越重要。