family expense

简明释义

家庭费用

英英释义

例句

1.We need to track our family expense 家庭开支 to stay within our budget.

我们需要跟踪我们的家庭开支 family expense以保持在预算内。

2.This month, our family expense 家庭开支 increased due to unexpected medical bills.

这个月，由于意外的医疗账单，我们的家庭开支 family expense增加了。

3.It's important to set a limit on family expense 家庭开支 for entertainment purposes.

为娱乐目的设定家庭开支 family expense的限额是很重要的。

4.Tracking family expense 家庭开支 helps us identify areas where we can cut back.

跟踪家庭开支 family expense帮助我们识别可以削减的领域。

5.We can save money by reducing our family expense 家庭开支 on dining out.

通过减少外出就餐的家庭开支 family expense，我们可以省钱。

作文

Managing a household involves various responsibilities, and one of the most crucial aspects is keeping track of family expense. 家庭开支 refers to all the financial outlays that a family incurs in their day-to-day lives. This can include everything from groceries and utilities to education and entertainment. Understanding how to manage these expenses effectively is essential for maintaining financial stability and ensuring that all family members are provided for.To begin with, it is important to categorize family expense into different segments. Common categories might include housing costs, such as rent or mortgage payments, utility bills, and property taxes. Another significant segment is food expenses, which can vary greatly depending on dietary preferences and family size. Additionally, transportation costs, including fuel, public transport fares, and car maintenance, should also be considered. Lastly, there are discretionary expenses, which cover entertainment, dining out, and vacations.One effective way to manage family expense is by creating a monthly budget. A budget allows families to allocate funds to each category based on their income and financial goals. For instance, if a family knows that they will need to spend a certain amount on groceries each month, they can set aside that amount in their budget, making it less likely that they will overspend in that area. By tracking spending against this budget, families can identify areas where they may need to cut back or adjust their spending habits.Another strategy for managing family expense is to prioritize needs over wants. It is easy for families to get caught up in consumer culture and feel pressured to spend money on non-essential items. However, by focusing on what is truly necessary—such as housing, food, and healthcare—families can ensure that their basic needs are met before indulging in luxuries. This approach not only helps in managing finances better but also promotes a more sustainable lifestyle.In addition to budgeting and prioritizing, families can also look for ways to reduce their family expense. This could involve shopping for sales, using coupons, or choosing generic brands instead of name-brand products. Furthermore, families might consider meal planning to avoid last-minute takeout expenses, which can quickly add up. By being proactive about their spending, families can significantly lower their overall expenses without sacrificing quality of life.Moreover, discussing family expense openly among family members can foster a sense of teamwork and shared responsibility. When everyone is aware of the family's financial situation, they are more likely to contribute to cost-saving measures. Children, too, can learn valuable lessons about budgeting and financial literacy, which will serve them well in the future.In conclusion, understanding and managing family expense is vital for any household. By categorizing expenses, creating a budget, prioritizing needs, and finding ways to reduce costs, families can achieve financial stability and peace of mind. Ultimately, the goal is not just to save money but to create a healthy financial environment that allows all family members to thrive. By approaching family expense with intention and care, families can build a secure future together.

管理一个家庭涉及各种责任，其中最重要的方面之一是跟踪家庭开支。家庭开支指的是家庭在日常生活中产生的所有财务支出。这可以包括从杂货和公用事业到教育和娱乐的一切。有效管理这些开支对保持财务稳定和确保所有家庭成员得到照顾至关重要。首先，将家庭开支分类为不同的部分非常重要。常见的类别可能包括住房费用，如租金或按揭付款、公用事业账单和财产税。另一个重要的部分是食品开支，这可能因饮食偏好和家庭规模而有很大差异。此外，交通费用，包括燃油费、公共交通票价和汽车维护费，也应考虑在内。最后，还有可支配费用，涵盖娱乐、外出就餐和度假。管理家庭开支的一种有效方法是制定月度预算。预算允许家庭根据收入和财务目标将资金分配到每个类别。例如，如果一个家庭知道他们每月需要在杂货上花费一定金额，他们可以在预算中预留该金额，从而减少在该领域超支的可能性。通过跟踪与此预算的支出，家庭可以识别出需要削减或调整支出习惯的领域。管理家庭开支的另一种策略是优先考虑需求而非想要的东西。家庭很容易陷入消费文化，感到被迫在非必需品上花钱。然而，通过专注于真正必要的东西——如住房、食品和医疗保健——家庭可以确保在享受奢侈品之前满足基本需求。这种方法不仅有助于更好地管理财务，还促进了更可持续的生活方式。除了预算和优先排序，家庭还可以寻找降低家庭开支的方法。这可能涉及购物时寻找特价商品、使用优惠券或选择通用品牌而不是知名品牌产品。此外，家庭可以考虑制定餐食计划，以避免临时外卖的费用，这些费用可能迅速累积。通过积极应对支出，家庭可以在不牺牲生活质量的情况下显著降低整体开支。此外，在家庭成员之间公开讨论家庭开支可以培养团队合作精神和共同责任感。当每个人都意识到家庭的财务状况时，他们更有可能为节省开支的措施做出贡献。孩子们也可以学习有关预算和财务知识的重要课程，这将对他们未来大有裨益。总之，理解和管理家庭开支对任何家庭来说都是至关重要的。通过分类开支、制定预算、优先考虑需求和寻找降低成本的方法，家庭可以实现财务稳定和内心的平静。最终，目标不仅是节省金钱，而是创造一个健康的财务环境，使所有家庭成员都能茁壮成长。通过有意识和谨慎地处理家庭开支，家庭可以共同建立一个安全的未来。