net income after interest charges

简明释义

计息后净收益,计息后净收入

英英释义

例句

1.Investors look closely at the net income after interest charges to gauge profitability.

投资者密切关注利息支出后的净收入以评估盈利能力。

2.The CFO reported that the net income after interest charges was lower than expected.

首席财务官报告称，利息支出后的净收入低于预期。

3.The company's net income after interest charges increased significantly this quarter.

公司的利息支出后的净收入在本季度显著增长。

4.To improve the net income after interest charges, the company reduced its debt.

为了提高利息支出后的净收入，公司减少了债务。

5.A higher net income after interest charges indicates better financial health.

更高的利息支出后的净收入表明财务状况更好。

作文

Understanding financial terms is crucial for anyone involved in business or personal finance. One such term that frequently comes up is net income after interest charges. This phrase refers to the amount of money a company or individual has left after all interest expenses have been deducted from total income. It is an important metric as it provides a clearer picture of profitability and financial health. In this essay, we will explore the significance of net income after interest charges and how it can be utilized in financial analysis.To begin with, net income after interest charges plays a vital role in evaluating a company's performance. For businesses, interest charges typically arise from loans taken out to fund operations or expansion. When calculating net income after interest charges, one must first determine the total revenue generated from sales or services. From this figure, all operating expenses are subtracted, including salaries, rent, and utilities. Finally, the interest expenses on any debt must also be deducted. The resulting figure is the net income after interest charges, which reflects the true profitability of the business after accounting for the cost of borrowing.This measure is particularly useful for investors and analysts who wish to assess the risk associated with a company’s debt levels. A high level of debt can lead to significant interest expenses, which can erode profits. Therefore, by examining the net income after interest charges, stakeholders can determine whether a company is generating enough income to cover its interest obligations. If a company's net income after interest charges is consistently positive, it suggests that the business is managing its debt effectively and has a sustainable financial model.Moreover, understanding net income after interest charges is also beneficial for individuals managing their personal finances. Many people take out loans for various reasons, such as purchasing a home or financing education. By calculating their net income after interest charges, individuals can gain insight into their financial situation. This calculation helps them understand how much disposable income they have after fulfilling their debt obligations. It allows for better budgeting and financial planning, ensuring that individuals do not overextend themselves financially.In addition to personal finance, net income after interest charges can also be a critical factor in determining creditworthiness. Lenders often look at this figure when assessing loan applications. A strong net income after interest charges indicates that a borrower has a reliable source of income and can manage their debts responsibly. This information is essential for banks and financial institutions when deciding whether to approve a loan or set interest rates.In conclusion, the concept of net income after interest charges is a fundamental aspect of financial analysis that applies to both businesses and individuals. It provides a clear picture of profitability by factoring in the costs associated with borrowing. By understanding and utilizing this metric, stakeholders can make informed decisions regarding investments, budgeting, and lending. Ultimately, mastering the implications of net income after interest charges empowers individuals and businesses alike to achieve greater financial stability and success.

理解财务术语对任何参与商业或个人财务的人来说都是至关重要的。其中一个经常出现的术语是利息支出后的净收入。这个短语指的是在从总收入中扣除所有利息支出之后，公司或个人剩余的资金。这是一个重要的指标，因为它提供了更清晰的盈利能力和财务健康状况。在这篇文章中，我们将探讨利息支出后的净收入的重要性以及如何在财务分析中利用它。首先，利息支出后的净收入在评估公司绩效方面起着至关重要的作用。对于企业而言，利息支出通常源于为资助运营或扩展而借取的贷款。在计算利息支出后的净收入时，首先必须确定从销售或服务中产生的总收入。从这个数字中，扣除所有运营费用，包括工资、租金和水电费。最后，还必须扣除任何债务的利息支出。最终得到的数字就是利息支出后的净收入，它反映了企业在考虑借款成本后的真实盈利能力。这一衡量标准对于希望评估公司债务水平相关风险的投资者和分析师尤为重要。高水平的债务可能导致显著的利息支出，从而侵蚀利润。因此，通过检查利息支出后的净收入，利益相关者可以判断公司是否产生了足够的收入来覆盖其利息义务。如果一家公司的利息支出后的净收入持续为正，则表明该企业有效地管理了其债务，并具有可持续的财务模式。此外，理解利息支出后的净收入对于管理个人财务的个人也非常有益。许多人因各种原因而贷款，例如购买房屋或资助教育。通过计算他们的利息支出后的净收入，个人可以深入了解自己的财务状况。这个计算帮助他们了解在满足债务义务后，自己拥有多少可支配收入。这有助于更好地预算和财务规划，确保个人不会在财务上过度扩张。除了个人财务之外，利息支出后的净收入在确定信用worthiness方面也是一个关键因素。贷方通常在评估贷款申请时会查看这个数字。强劲的利息支出后的净收入表明借款人有可靠的收入来源，并能够负责任地管理其债务。这些信息对银行和金融机构在决定是否批准贷款或设定利率时至关重要。总之，利息支出后的净收入的概念是财务分析的基本方面，适用于企业和个人。通过考虑与借款相关的成本，它提供了盈利能力的清晰图景。通过理解和利用这一指标，利益相关者可以就投资、预算和借贷做出明智的决策。最终，掌握利息支出后的净收入的含义使个人和企业能够实现更大的财务稳定和成功。