planned income

简明释义

计划收入

英英释义

例句

1.The business forecast showed that our planned income would increase next quarter.

商业预测显示我们的计划收入将在下个季度增加。

2.Adjusting your lifestyle can help you live within your planned income.

调整你的生活方式可以帮助你在你的计划收入范围内生活。

3.She calculated her expenses carefully to ensure they did not exceed her planned income.

她仔细计算了自己的开支，以确保不超过她的计划收入。

4.The financial advisor recommended that we create a budget based on our planned income.

财务顾问建议我们根据我们的计划收入制定预算。

5.To achieve our savings goals, we need to stick to our planned income each month.

为了实现我们的储蓄目标，我们需要每月坚持我们的计划收入。

作文

In today's fast-paced world, financial planning has become an essential skill for individuals and families alike. One of the key components of effective financial planning is understanding and managing one's planned income. The term planned income refers to the anticipated earnings that an individual or household expects to receive over a specific period, usually within a year. This can include various sources such as salaries, bonuses, investments, and other forms of revenue. By having a clear picture of their planned income, people can make informed decisions about their spending, saving, and investment strategies.Creating a budget based on planned income is a crucial step in achieving financial stability. When individuals outline their expected earnings, they can allocate funds to different categories such as housing, food, transportation, and entertainment. This allocation helps in ensuring that essential expenses are covered while also allowing for discretionary spending. For example, if someone knows their planned income will be $50,000 this year, they can create a budget that reflects their priorities and financial goals.Furthermore, understanding planned income enables individuals to set realistic savings goals. By estimating how much money they will earn, they can determine how much they can afford to save each month. This proactive approach to saving is vital for building an emergency fund, investing for retirement, or funding major life events such as buying a home or paying for education. Without a clear grasp of planned income, it becomes challenging to set these goals effectively.Investing is another area where planned income plays a significant role. Individuals who have a solid understanding of their anticipated earnings can make more strategic investment choices. For instance, if someone knows they will have a higher planned income in the coming year due to a promotion or a new job, they might decide to invest more aggressively in stocks or real estate. Conversely, if their planned income is expected to decrease, they may opt for safer investments or delay large purchases.Moreover, tracking planned income against actual income is essential for adjusting financial plans. Life is full of surprises, and sometimes earnings can fluctuate due to unforeseen circumstances like job loss or health issues. By regularly reviewing their planned income versus what they actually earn, individuals can make necessary adjustments to their budgets and spending habits. This practice fosters resilience and adaptability in managing finances.In conclusion, planned income is a fundamental aspect of financial planning that cannot be overlooked. It provides a framework for budgeting, saving, and investing effectively. By understanding their planned income, individuals can navigate their financial futures with greater confidence and security. Whether one is just starting their career or nearing retirement, having a clear vision of anticipated earnings is crucial for achieving long-term financial goals. Therefore, taking the time to assess and plan for planned income is a wise investment in one’s financial health.

在当今快节奏的世界中，财务规划已成为个人和家庭必备的技能。有效财务规划的关键组成部分之一是理解和管理个人的计划收入。计划收入一词指的是个人或家庭预计在特定时期（通常是一年）内会获得的收入。这可以包括各种来源，如工资、奖金、投资和其他形式的收入。通过清晰了解自己的计划收入，人们可以就支出、储蓄和投资策略做出明智的决策。基于计划收入创建预算是实现财务稳定的重要步骤。当个人概述他们预期的收入时，他们可以将资金分配到不同的类别，如住房、食品、交通和娱乐。这种分配有助于确保基本支出得到覆盖，同时也允许进行可自由支配的支出。例如，如果某人知道他们的计划收入将在今年达到50,000美元，他们可以制定反映其优先事项和财务目标的预算。此外，理解计划收入使个人能够设定现实的储蓄目标。通过估算他们将赚取多少钱，他们可以确定每月可以存多少钱。这种主动的储蓄方法对于建立应急基金、投资退休金或资助重大生活事件（如购房或支付教育费用）至关重要。如果没有对计划收入的清晰把握，设定这些目标将变得困难。投资是另一个与计划收入密切相关的领域。了解预期收入的人可以做出更具战略性的投资选择。例如，如果某人知道由于晋升或新工作，他们的计划收入将在明年提高，他们可能会决定在股票或房地产上进行更积极的投资。相反，如果他们的计划收入预计会减少，他们可能会选择更安全的投资或推迟大型购买。此外，跟踪计划收入与实际收入的对比对于调整财务计划至关重要。生活充满惊喜，有时由于失业或健康问题等不可预见的情况，收入可能会波动。通过定期审查他们的计划收入与实际收入，人们可以对预算和消费习惯进行必要的调整。这种做法培养了在管理财务方面的韧性和适应能力。总之，计划收入是不可忽视的财务规划基本方面。它为有效的预算、储蓄和投资提供了框架。通过理解自己的计划收入，个人可以更自信、更安全地应对财务未来。无论一个人是在刚开始职业生涯还是接近退休，拥有对预期收入的清晰愿景对于实现长期财务目标至关重要。因此，花时间评估和规划计划收入是对个人财务健康的明智投资。