promissory note payable on demand

简明释义

即期本票

英英释义

例句

1.The terms of the promissory note payable on demand were clearly outlined in the contract.

在合同中，可随时支付的本票的条款被清楚地列出。

2.Investors often prefer a promissory note payable on demand for its liquidity and flexibility.

投资者通常更喜欢可随时支付的本票，因为它的流动性和灵活性。

3.The company offered a promissory note payable on demand to its suppliers to improve cash flow.

公司向供应商提供了一张可随时支付的本票以改善现金流。

4.The bank issued a promissory note payable on demand to the investor, ensuring immediate access to funds.

银行向投资者发行了一张可随时支付的本票，确保立即获得资金。

5.When he needed cash quickly, he used a promissory note payable on demand as collateral for a loan.

当他需要快速现金时，他用一张可随时支付的本票作为贷款的抵押品。

作文

A promissory note is a financial instrument that serves as a written promise from one party to pay a specified amount of money to another party at a predetermined time or on demand. When we refer to a promissory note payable on demand, we are talking about a specific type of promissory note that can be redeemed by the holder at any time, without a set date for repayment. This flexibility makes it a popular choice in various financial transactions, especially in situations where immediate liquidity is needed.The concept of a promissory note payable on demand is particularly significant in the world of finance and lending. For instance, a business may issue this type of note to secure a loan from a bank or an individual investor. The note guarantees that the borrower will repay the loan upon request, which provides a level of security for the lender. Since there is no fixed repayment date, the lender can demand payment whenever they see fit, thus ensuring that their funds are not tied up indefinitely.In addition to its use in loans, a promissory note payable on demand can also be utilized in personal transactions. For example, if a friend lends you money, you might write a promissory note stating that you will repay the amount upon their request. This simple document serves as a formal acknowledgment of the debt and can help prevent misunderstandings between friends. It demonstrates the importance of clear communication in financial dealings, no matter how informal they may seem.From a legal perspective, a promissory note payable on demand is enforceable in court, provided that it meets certain criteria. It must include essential elements such as the amount owed, the names of the parties involved, and the terms of repayment. If the borrower fails to repay the amount when demanded, the lender has the right to take legal action to recover the debt. Therefore, it is crucial for both parties to understand the implications of entering into such an agreement.Furthermore, the use of promissory notes payable on demand can have implications for credit ratings and borrowing capacity. If an individual or business frequently utilizes this type of note, it may indicate a reliance on short-term financing solutions. While this can be beneficial in managing cash flow, it may also raise concerns among lenders about the borrower's long-term financial stability. Therefore, it is essential for borrowers to maintain a balanced approach to their finances and consider how the use of such notes fits into their overall financial strategy.In conclusion, a promissory note payable on demand is a versatile financial tool that can facilitate various transactions. Its ability to provide immediate access to funds makes it appealing to both borrowers and lenders. However, it is essential for all parties involved to fully understand the terms and conditions of the note to avoid potential disputes. As with any financial agreement, clear communication and transparency are vital to ensure a successful transaction. Whether used in business or personal contexts, the promissory note payable on demand exemplifies the importance of trust and accountability in financial relationships.

本票是一种金融工具，作为一方向另一方支付约定金额的书面承诺。当我们提到可随时支付的本票时，我们是在谈论一种特定类型的本票，可以在任何时候被持有人赎回，而不设还款的具体日期。这种灵活性使其在各种金融交易中成为流行选择，尤其是在需要立即流动性的情况下。可随时支付的本票的概念在金融和借贷的世界中尤其重要。例如，一家公司可能会发行这种类型的票据以从银行或个人投资者那里获得贷款。该票据保证借款人将在请求时偿还贷款，这为贷方提供了一定程度的安全性。由于没有固定的还款日期，贷方可以在他们认为合适的时候要求付款，从而确保他们的资金不会无期限地被占用。除了用于贷款外，可随时支付的本票也可以在个人交易中使用。例如，如果朋友借给你钱，你可能会写一张本票，说明你将在他们要求时偿还这笔款项。这个简单的文件作为债务的正式确认，有助于防止朋友之间的误解。它展示了在财务交易中清晰沟通的重要性，无论这些交易看起来多么非正式。从法律角度来看，可随时支付的本票在法院是可强制执行的，前提是它满足某些标准。它必须包括基本要素，例如欠款金额、涉及各方的姓名以及还款条款。如果借款人在要求时未能偿还金额，贷方有权采取法律行动来追回债务。因此，双方都必须了解签订此类协议的含义。此外，使用可随时支付的本票可能会对信用评级和借款能力产生影响。如果个人或企业频繁使用这种类型的票据，可能表明他们依赖短期融资解决方案。虽然这在管理现金流方面可能是有利的，但也可能引起贷方对借款人长期财务稳定性的担忧。因此，借款人必须保持平衡的财务方法，并考虑这种票据的使用如何融入他们的整体财务策略。总之，可随时支付的本票是一种多功能的金融工具，可以促进各种交易。它提供立即获取资金的能力，使其对借款人和贷方都具有吸引力。然而，所有相关方都必须充分理解票据的条款和条件，以避免潜在的争议。与任何财务协议一样，清晰的沟通和透明度对于确保成功交易至关重要。无论是在商业还是个人环境中，可随时支付的本票都体现了信任和责任在财务关系中的重要性。