accumulation-consumption ratio

简明释义

积累和消费比例

英英释义

例句

1.During the recession, many households increased their accumulation-consumption ratio 积累-消费比率 by cutting back on non-essential expenses.

在经济衰退期间，许多家庭通过削减非必要开支来提高他们的积累-消费比率。

2.Investors often look at the accumulation-consumption ratio 积累-消费比率 to gauge consumer confidence in the economy.

投资者通常查看积累-消费比率来评估消费者对经济的信心。

3.Economists suggest that a balanced accumulation-consumption ratio 积累-消费比率 can lead to sustainable growth.

经济学家建议，平衡的积累-消费比率可以导致可持续增长。

4.A high accumulation-consumption ratio 积累-消费比率 indicates that consumers are saving more than they are spending.

高积累-消费比率表明消费者的储蓄超过了支出。

5.The government is analyzing the accumulation-consumption ratio 积累-消费比率 to assess the economic health of the nation.

政府正在分析积累-消费比率以评估国家的经济健康状况。

作文

In today's rapidly changing economic landscape, understanding various financial ratios is crucial for both individuals and businesses. One such important metric is the accumulation-consumption ratio, which reflects the balance between savings and spending in an economy. This ratio serves as an indicator of how much of an individual's or a society's income is being saved versus how much is being spent on consumption. A higher accumulation-consumption ratio indicates that more income is being saved, while a lower ratio suggests that more income is being directed towards consumption.The concept of the accumulation-consumption ratio can be particularly useful when analyzing personal finance. For instance, if an individual earns $50,000 annually and saves $10,000, their accumulation-consumption ratio would be 0.2 (or 20%). This means that 20% of their income is being set aside for future use, while the remaining 80% is spent on immediate needs and wants. Understanding this ratio can help individuals make informed decisions about their financial health. If someone finds that their accumulation-consumption ratio is low, it may prompt them to reconsider their spending habits and look for ways to increase their savings.On a broader scale, the accumulation-consumption ratio plays a significant role in economic analysis. Economists often study this ratio to gauge the overall health of an economy. A high national accumulation-consumption ratio might suggest that citizens are saving for future investments, which can lead to economic growth over time. Conversely, a low ratio could indicate that consumers are spending excessively, potentially leading to economic instability or increased debt levels.Moreover, the accumulation-consumption ratio can vary significantly across different cultures and economic systems. In some countries, cultural norms encourage saving and frugality, resulting in a higher ratio. In contrast, other societies may prioritize immediate consumption, leading to lower savings rates. This disparity highlights the importance of understanding the social and economic context when interpreting the accumulation-consumption ratio.In conclusion, the accumulation-consumption ratio is a vital financial metric that provides insight into savings and spending behaviors. Whether at the individual level or the macroeconomic level, this ratio helps to paint a picture of financial health and economic stability. By paying attention to the accumulation-consumption ratio, individuals can make better financial decisions, and policymakers can implement strategies to foster economic growth. As we navigate through our financial lives, keeping an eye on this ratio can guide us toward a more secure and prosperous future.

在当今快速变化的经济环境中，理解各种财务比率对于个人和企业都是至关重要的。其中一个重要指标是积累消费比率，它反映了经济中储蓄与消费之间的平衡。这个比率作为个人或社会收入被储蓄与消费支出之间的指示器。较高的积累消费比率表明更多的收入被储蓄，而较低的比率则表明更多的收入被用于消费。积累消费比率的概念在分析个人财务时尤为有用。例如，如果一个人年收入为50,000美元，并储蓄10,000美元，他们的积累消费比率将为0.2（或20%）。这意味着他们20%的收入被存起来以备将来使用，而剩下的80%则用于满足即时需求和欲望。理解这个比率可以帮助个人做出关于财务健康的明智决策。如果有人发现自己的积累消费比率较低，这可能会促使他们重新考虑消费习惯，并寻找增加储蓄的方法。在更广泛的层面上，积累消费比率在经济分析中发挥着重要作用。经济学家通常研究这个比率，以评估经济的整体健康状况。较高的国家积累消费比率可能表明公民正在为未来投资而储蓄，这可能会导致经济的长期增长。相反，较低的比率可能表明消费者过度消费，可能导致经济不稳定或债务水平上升。此外，积累消费比率在不同文化和经济体系之间可能存在显著差异。在一些国家，文化规范鼓励储蓄和节俭，从而导致更高的比率。相反，其他社会可能优先考虑即时消费，导致较低的储蓄率。这种差异突显了在解释积累消费比率时理解社会和经济背景的重要性。总之，积累消费比率是一个重要的财务指标，提供了对储蓄和消费行为的洞察。无论是在个人层面还是宏观经济层面，这个比率都有助于描绘财务健康和经济稳定的图景。通过关注积累消费比率，个人可以做出更好的财务决策，政策制定者也可以实施促进经济增长的策略。在我们导航财务生活的过程中，关注这个比率可以引导我们走向一个更安全和繁荣的未来。