interfund loan

简明释义

基金间贷款

英英释义

例句

1.During the quarterly review, management discussed the benefits of utilizing an interfund loan to stabilize the financial position.

在季度审查中，管理层讨论了利用内部贷款来稳定财务状况的好处。

2.The city council approved an interfund loan to provide immediate funding for infrastructure repairs.

市议会批准了一项内部贷款，以提供基础设施维修的即时资金。

3.The company decided to use an interfund loan to cover the short-term cash flow needs while waiting for receivables to come in.

公司决定使用内部贷款来满足短期现金流需求，同时等待应收款到账。

4.To ensure all departments have sufficient funds, the finance team approved an interfund loan between the marketing and operations budgets.

为了确保所有部门都有足够的资金，财务团队批准了市场和运营预算之间的内部贷款。

5.An interfund loan can help a project that is running over budget without needing external financing.

一个内部贷款可以帮助一个超出预算的项目，而无需外部融资。

作文

In the world of finance and accounting, the term interfund loan refers to a loan arrangement between different funds within the same organization. This practice is commonly used by government entities, non-profit organizations, and other institutions that manage multiple funds for various purposes. The primary goal of an interfund loan is to provide temporary financial support to one fund from another, ensuring that the borrowing fund can meet its immediate obligations without having to resort to external financing. This internal lending mechanism is particularly useful in situations where cash flow is tight or unexpected expenses arise. For instance, consider a local government that manages separate funds for public safety, infrastructure, and community services. If the public safety fund experiences an unexpected surge in expenses due to a natural disaster, the government may choose to arrange an interfund loan from the infrastructure fund. This allows the public safety fund to cover its urgent costs while waiting for state or federal reimbursements to arrive. The process of establishing an interfund loan typically involves several steps, including determining the amount needed, setting the interest rate (if any), and establishing a repayment schedule. It is essential for organizations to document these loans properly to maintain transparency and accountability. Additionally, organizations must ensure that they adhere to any legal or regulatory requirements governing interfund borrowing. One significant advantage of interfund loans is that they can help organizations avoid costly short-term borrowing from external sources, which often comes with high-interest rates and fees. By utilizing internal funds, organizations can save money and improve their overall financial stability. However, it is crucial to manage these loans carefully to prevent one fund from becoming overly reliant on another, which could lead to long-term financial imbalances. Moreover, organizations should regularly review their fund balances and cash flow projections to identify potential needs for interfund loans. This proactive approach allows them to plan for future borrowing and ensures that funds remain available for emergencies. In conclusion, interfund loans serve as a vital tool for organizations managing multiple funds. By facilitating internal borrowing, these loans help ensure that funds can meet their obligations without incurring high costs associated with external financing. However, careful management and oversight are necessary to maintain the financial health of all involved funds. Organizations must strike a balance between providing necessary support through interfund loans and ensuring that each fund remains financially independent and sustainable in the long term.

在金融和会计的世界中，术语interfund loan指的是同一组织内部不同基金之间的贷款安排。这种做法通常被政府实体、非营利组织以及管理多个用于不同目的的基金的其他机构所采用。interfund loan的主要目的是为一个基金提供临时的财务支持，以便借款基金能够满足其即时义务，而不必诉诸外部融资。这种内部借贷机制在现金流紧张或意外支出出现的情况下尤其有用。例如，考虑一个地方政府管理着公共安全、基础设施和社区服务的单独基金。如果公共安全基金由于自然灾害而经历了意外的支出激增，政府可能会选择从基础设施基金安排一个interfund loan。这使得公共安全基金能够覆盖其紧急费用，同时等待州或联邦的补偿到达。建立interfund loan的过程通常涉及几个步骤，包括确定所需金额、设定利率（如有）以及建立还款计划。组织必须妥善记录这些贷款，以保持透明度和问责制。此外，组织还必须确保遵守任何法律或监管要求，这些要求涉及内部借贷。interfund loans的一个显著优势是，它们可以帮助组织避免从外部来源进行昂贵的短期借贷，这通常伴随着高利率和费用。通过利用内部资金，组织可以节省资金并改善整体财务稳定性。然而，务必谨慎管理这些贷款，以防止一个基金对另一个基金过于依赖，这可能导致长期的财务失衡。此外，组织应定期审查其基金余额和现金流预测，以识别潜在的interfund loans需求。这种主动的方法使他们能够为未来的借款进行规划，并确保在紧急情况下仍有资金可用。总之，interfund loans作为管理多个基金的组织的重要工具。通过促进内部借贷，这些贷款帮助确保各基金能够满足其义务，而不必承担与外部融资相关的高成本。然而，仔细的管理和监督对于维护所有相关基金的财务健康至关重要。组织必须在通过interfund loans提供必要支持和确保每个基金在财务上保持独立和可持续之间找到平衡。